---
title: Business Lenders in Alabama: 168 Hold These Loans
url: https://lender.report/business-lenders/alabama/
license: https://lender.report/license/
---

Business · AL

# Business lenders in Alabama

168 lenders with an office in Alabama hold commercial and industrial loans on their books. Regions Bank, based in Alabama, holds the largest book among those based here, at $27.5B.

**Evidence**
Lender holds commercial and industrial loans on its books at the latest filing and has an office in Alabama

**Data as of**
June 30, 2026

**Page last changed**
November 11, 2026

**Lenders with an office here**
168

FDIC call report, Jun 30, 2026

**Based here**
118

FDIC call report, Jun 30, 2026

**Held by those based here**
$35.8B

FDIC call report, Jun 30, 2026

+0.8% from a year earlier, 115 of 118 lenders

**Median book, based here**
$19.0M

FDIC call report, Jun 30, 2026

Cite this

Source: The Lender Report, Business lenders in Alabama, https://lender.report/business-lenders/alabama/, data as of June 30, 2026.

## Describe a deal in Alabama

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show business loans in Alabama](https://lender.report/comps/?lane=business&state=AL)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
| --- | --- | --- | --- | --- | --- |
| [Regions Bank](https://lender.report/lender/regions-bank-al/) | Bank | Birmingham, AL | 184 | $27.5B |  |
| [ServisFirst Bank](https://lender.report/lender/servisfirst-bank-al/) | Bank | Birmingham, AL | 13 | $3.04B | +9.8% |
| [Oakworth Capital Bank](https://lender.report/lender/oakworth-capital-bank-al/) | Bank | Birmingham, AL | 2 | $679M | +6.3% |
| [Bank Independent](https://lender.report/lender/bank-independent-al/) | Bank | Sheffield, AL | 34 | $424M | +3.9% |
| [River Bank & Trust](https://lender.report/lender/river-bank-and-trust-al/) | Bank | Prattville, AL | 24 | $335M | +18.2% |
| [CommerceOne Bank](https://lender.report/lender/commerceone-bank-al/) | Bank | Birmingham, AL | 2 | $208M | +9.8% |
| [United Bank](https://lender.report/lender/united-bank-al/) | Bank | Atmore, AL | 17 | $198M |  |
| [SouthPoint Bank](https://lender.report/lender/southpoint-bank-al/) | Bank | Birmingham, AL | 11 | $198M |  |
| [Peoples Bank of Alabama](https://lender.report/lender/peoples-bank-of-alabama-al/) | Bank | Cullman, AL | 28 | $194M | +3.4% |
| [CB&S Bank, Inc.](https://lender.report/lender/cb-and-s-bank-al/) | Bank | Russellville, AL | 28 | $190M |  |
| [Troy Bank & Trust Company](https://lender.report/lender/troy-bank-and-trust-al/) | Bank | Troy, AL | 14 | $187M |  |
| [Bryant Bank](https://lender.report/lender/bryant-bank-al/) | Bank | Tuscaloosa, AL | 19 | $171M |  |
| [Traditions Bank](https://lender.report/lender/traditions-bank-al/) | Bank | Cullman, AL | 6 | $166M | +13.2% |
| [First Bank of Alabama](https://lender.report/lender/first-bank-of-alabama-al/) | Bank | Talladega, AL | 18 | $132M |  |
| [22nd State Banking Company](https://lender.report/lender/22nd-state-banking-al/) | Bank | Mobile, AL | 4 | $114M | +53.6% |
| [The Bank of Vernon](https://lender.report/lender/bank-of-vernon-al/) | Bank | Vernon, AL | 2 | $99.5M | +6.5% |
| [Citizens Bank & Trust](https://lender.report/lender/citizens-bank-and-trust-al/) | Bank | Guntersville, AL | 10 | $74.7M |  |
| [Merit Bank](https://lender.report/lender/merit-bank-al/) | Bank | Huntsville, AL | 1 | $72.9M | +11.3% |
| [West Alabama Bank & Trust](https://lender.report/lender/west-alabama-bank-and-trust-al/) | Bank | Reform, AL | 16 | $69.5M | +16.5% |
| [Central State Bank](https://lender.report/lender/central-state-bank-al/) | Bank | Calera, AL | 7 | $69.2M | +9.8% |

FDIC call report, Jun 30, 2026

[See all 168 business lenders in Alabama in Loan Comps](https://lender.report/comps/?lane=business&state=AL)

| Lender | Kind | Based in | Offices here | Holds, nationwide |
| --- | --- | --- | --- | --- |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 19 | $242B |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 70 | $200B |
| [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 93 | $117B |
| [Truist Bank](https://lender.report/lender/truist-bank-nc/) | Bank | Charlotte, NC | 49 | $76.3B |
| [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) | Bank | Cincinnati, OH | 7 | $70.4B |
| [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Bank | Columbus, OH | 52 | $54.4B |
| [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) | Bank | Nashville, TN | 37 | $24.5B |
| [First Horizon Bank](https://lender.report/lender/first-horizon-bank-tn/) | Bank | Memphis, TN | 13 | $16.4B |
| [Valley National Bank](https://lender.report/lender/valley-national-bank-nj/) | Bank | Passaic, NJ | 15 | $8.44B |
| [Hancock Whitney Bank](https://lender.report/lender/hancock-whitney-bank-ms/) | Bank | Gulfport, MS | 12 | $7.48B |

FDIC call report, Jun 30, 2026

- 118 of these lenders are based in Alabama, and 50 are based elsewhere with offices here. FDIC call report, Jun 30, 2026
- These lenders: 131 banks, 1 savings institution and 36 credit unions. FDIC call report, Jun 30, 2026
- Lenders based in Alabama hold $35.8B of commercial and industrial loans, up 0.8% from a year earlier among the 115 of 118 with a comparable earlier filing. FDIC call report, Jun 30, 2026
- The five largest books based here hold 89.2% of that total. FDIC call report, Jun 30, 2026
- Regions Bank holds $27.5B, and ServisFirst Bank holds $3B. FDIC call report, Jun 30, 2026
- The median book among lenders based in Alabama is $19M. FDIC call report, Jun 30, 2026
- 40 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026
- 15 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026
- These lenders list 1,795 offices in Alabama. FDIC office list, Oct 28, 2026
- PNC Bank, National Association, based in Delaware, lists the most offices here among out-of-state lenders, at 93. FDIC office list, Oct 28, 2026
- Among credit unions here, the median average loan in this category is $90K. NCUA 5300, Jun 30, 2026
- Bank47 grew this book the most in the year, up 91.7% to $13.9M. FDIC call report, Jun 30, 2026

## How this list is defined

**Measure**
commercial and industrial loans held by lenders with an office in Alabama

**Period**
June 30, 2026

**Formula**
The balance of commercial and industrial loans on the lender's June 30, 2026 filing, for a lender with an office in Alabama. A balance held, not loans made.

**Order**
Largest first by the book held at the latest filing, then name. Payment is not part of the order.

**As of**
June 30, 2026

**Source**
[FDIC call report](https://api.fdic.gov/banks/financials)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Commercial and industrial loans are loans to businesses for equipment, working capital and the like, usually not secured by real estate.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds commercial and industrial loans on its books at the latest filing and has an office in Alabama. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
