--- title: Business Lenders in Kentucky: 172 Hold These Loans url: https://lender.report/business-lenders/kentucky/ license: https://lender.report/license/ --- Business ยท KY # Business lenders in Kentucky 172 lenders with an office in Kentucky hold commercial and industrial loans on their books. Stock Yards Bank & Trust Company, based in Kentucky, holds the largest book among those based here, at $1.6B. **Evidence** Lender holds commercial and industrial loans on its books at the latest filing and has an office in Kentucky **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders with an office here** 172 FDIC call report, Jun 30, 2026 **Based here** 128 FDIC call report, Jun 30, 2026 **Held by those based here** $6.39B FDIC call report, Jun 30, 2026 +3.2% from a year earlier, 127 of 128 lenders **Median book, based here** $14.8M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Business lenders in Kentucky, https://lender.report/business-lenders/kentucky/, data as of June 30, 2026. ## Describe a deal in Kentucky See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show business loans in Kentucky](https://lender.report/comps/?lane=business&state=KY)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [Stock Yards Bank & Trust Company](https://lender.report/lender/stock-yards-bank-and-trust-ky/) | Bank | Louisville, KY | 68 | $1.63B | | | [Republic Bank & Trust Company](https://lender.report/lender/republic-bank-and-trust-ky/) | Bank | Louisville, KY | 29 | $596M | +19.2% | | [Community Trust Bank, Inc.](https://lender.report/lender/community-trust-bank-ky/) | Bank | Pikeville, KY | 69 | $426M | +11.2% | | [Central Bank & Trust Co.](https://lender.report/lender/central-bank-and-trust-ky/) | Bank | Lexington, KY | 29 | $337M | | | [Planters Bank, Inc.](https://lender.report/lender/planters-bank-ky/) | Bank | Hopkinsville, KY | 9 | $220M | | | [Heritage Bank, Inc.](https://lender.report/lender/heritage-bank-ky/) | Bank | Burlington, KY | 17 | $193M | +2.9% | | [The Paducah Bank and Trust Company](https://lender.report/lender/paducah-bank-and-trust-ky/) | Bank | Paducah, KY | 6 | $177M | +10.5% | | [South Central Bank, Inc.](https://lender.report/lender/south-central-bank-ky/) | Bank | Glasgow, KY | 26 | $158M | +10.8% | | [Independence Bank of Kentucky](https://lender.report/lender/independence-bank-of-kentucky-ky/) | Bank | Owensboro, KY | 26 | $150M | | | [Community Financial Services Bank](https://lender.report/lender/community-financial-services-bank-ky/) | Bank | Benton, KY | 8 | $118M | +20.9% | | [Franklin Bank & Trust Company](https://lender.report/lender/franklin-bank-and-trust-ky/) | Bank | Franklin, KY | 5 | $104M | | | [American Bank & Trust Company, Inc.](https://lender.report/lender/american-bank-and-trust-ky/) | Bank | Bowling Green, KY | 6 | $88.8M | | | [Traditional Bank, Inc.](https://lender.report/lender/traditional-bank-ky/) | Bank | Mount Sterling, KY | 19 | $82.4M | | | [First Southern National Bank](https://lender.report/lender/first-southern-national-bank-ky/) | Bank | Lancaster, KY | 17 | $77.8M | +11.1% | | [United Community Bank of West Kentucky, Inc.](https://lender.report/lender/united-community-bank-of-west-kentucky-ky/) | Bank | Morganfield, KY | 7 | $75.9M | +37.1% | | [The Murray Bank](https://lender.report/lender/murray-bank-ky/) | Savings | Murray, KY | 3 | $67.9M | +9.9% | | [First United Bank and Trust Company](https://lender.report/lender/first-united-bank-and-trust-ky/) | Bank | Madisonville, KY | 7 | $65.0M | | | [Pbt Bancorp](https://lender.report/lender/pbt-bancorp-ky/) | Bank | Hazard, KY | 6 | $64.9M | +54.2% | | [FNB Bank, Inc.](https://lender.report/lender/fnb-bank-ky/) | Bank | Mayfield, KY | 11 | $64.2M | | | [Forcht Bank, National Association](https://lender.report/lender/forcht-bank-ky/) | Bank | Lexington, KY | 22 | $60.5M | +17.8% | FDIC call report, Jun 30, 2026 [See all 172 business lenders in Kentucky in Loan Comps](https://lender.report/comps/?lane=business&state=KY) | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 8 | $323B | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 46 | $242B | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 67 | $117B | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 69 | $91.9B | | [Truist Bank](https://lender.report/lender/truist-bank-nc/) | Bank | Charlotte, NC | 53 | $76.3B | | [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) | Bank | Cincinnati, OH | 68 | $70.4B | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Bank | Columbus, OH | 10 | $54.4B | | [Citizens Bank, National Association](https://lender.report/lender/citizens-bank-ri/) | Bank | Providence, RI | 1 | $28.0B | | [Regions Bank](https://lender.report/lender/regions-bank-al/) | Bank | Birmingham, AL | 9 | $27.5B | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) | Bank | Nashville, TN | 4 | $24.5B | FDIC call report, Jun 30, 2026 - 128 of these lenders are based in Kentucky, and 44 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 143 banks, 5 savings institutions and 24 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in Kentucky hold $6.4B of commercial and industrial loans, up 3.2% from a year earlier among the 127 of 128 with a comparable earlier filing. FDIC call report, Jun 30, 2026 - The five largest books based here hold 50.2% of that total. FDIC call report, Jun 30, 2026 - Stock Yards Bank & Trust Company holds $1.6B, and Republic Bank & Trust Company holds $595.5M. FDIC call report, Jun 30, 2026 - The median book among lenders based in Kentucky is $14.8M. FDIC call report, Jun 30, 2026 - 36 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 11 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 1,629 offices in Kentucky. FDIC office list, Oct 28, 2026 - U.S. Bank National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 69. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $204K. NCUA 5300, Jun 30, 2026 - Members Choice Credit Union grew this book the most in the year, up 62.2% to $12.7M. FDIC call report, Jun 30, 2026 ## How this list is defined **Measure** commercial and industrial loans held by lenders with an office in Kentucky **Period** June 30, 2026 **Formula** The balance of commercial and industrial loans on the lender's June 30, 2026 filing, for a lender with an office in Kentucky. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Commercial and industrial loans are loans to businesses for equipment, working capital and the like, usually not secured by real estate. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds commercial and industrial loans on its books at the latest filing and has an office in Kentucky. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.