--- title: Business Lenders in North Carolina: 118 Hold These Loans url: https://lender.report/business-lenders/north-carolina/ license: https://lender.report/license/ --- Business ยท NC # Business lenders in North Carolina 118 lenders with an office in North Carolina hold commercial and industrial loans on their books. Bank of America, National Association, based in North Carolina, holds the largest book among those based here, at $323.5B. **Evidence** Lender holds commercial and industrial loans on its books at the latest filing and has an office in North Carolina **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders with an office here** 118 FDIC call report, Jun 30, 2026 **Based here** 45 FDIC call report, Jun 30, 2026 **Held by those based here** $444B FDIC call report, Jun 30, 2026 +4.2% from a year earlier **Median book, based here** $32.0M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Business lenders in North Carolina, https://lender.report/business-lenders/north-carolina/, data as of June 30, 2026. ## Describe a deal in North Carolina See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show business loans in North Carolina](https://lender.report/comps/?lane=business&state=NC)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 109 | $323B | +5.3% | | [Truist Bank](https://lender.report/lender/truist-bank-nc/) | Bank | Charlotte, NC | 277 | $76.3B | +1.5% | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) | Bank | Raleigh, NC | 196 | $35.9B | +0.4% | | [Live Oak Banking Company](https://lender.report/lender/live-oak-banking-nc/) | Bank | Wilmington, NC | 1 | $4.77B | +6.7% | | [First Bank](https://lender.report/lender/first-bank-nc/) | Bank | Southern Pines, NC | 102 | $757M | +14.3% | | [HomeTrust Bank](https://lender.report/lender/hometrust-bank-nc/) | Bank | Asheville, NC | 18 | $598M | | | [First Carolina Bank](https://lender.report/lender/first-carolina-bank-nc/) | Bank | Rocky Mount, NC | 5 | $313M | +5.3% | | [Southern Bank and Trust Company](https://lender.report/lender/southern-bank-and-trust-nc/) | Bank | Mount Olive, NC | 47 | $259M | +9.9% | | [The Fidelity Bank](https://lender.report/lender/fidelity-bank-nc/) | Bank | Fuquay Varina, NC | 53 | $244M | +4.2% | | [Truliant Credit Union](https://lender.report/lender/truliant-credit-union-nc/) | Credit union | Winston Salem, NC | 30 | $204M | +10.7% | | [North State Bank](https://lender.report/lender/north-state-bank-nc/) | Bank | Raleigh, NC | 7 | $132M | +6.3% | | [Triad Business Bank](https://lender.report/lender/triad-business-bank-nc/) | Bank | Greensboro, NC | 3 | $108M | +29.1% | | [Civic Credit Union](https://lender.report/lender/civic-credit-union-nc/) | Credit union | Raleigh, NC | 13 | $96.5M | | | [Uwharrie Bank](https://lender.report/lender/uwharrie-bank-nc/) | Bank | Albemarle, NC | 10 | $90.0M | +4.2% | | [Providence Bank](https://lender.report/lender/providence-bank-nc/) | Bank | Rocky Mount, NC | 10 | $77.4M | | | [Bank of Oak Ridge](https://lender.report/lender/bank-of-oak-ridge-nc/) | Bank | Oak Ridge, NC | 5 | $73.3M | | | [Peoples Bank](https://lender.report/lender/peoples-bank-nc/) | Bank | Newton, NC | 16 | $65.6M | +27.8% | | [Mechanics & Farmers Bank](https://lender.report/lender/mechanics-and-farmers-bank-nc/) | Bank | Durham, NC | 8 | $50.5M | | | [BlueHarbor Bank](https://lender.report/lender/blueharbor-bank-nc/) | Bank | Mooresville, NC | 3 | $50.1M | +12.1% | | [Self-Help Credit Union](https://lender.report/lender/self-help-credit-union-nc-durham-66258/) | Credit union | Durham, NC | 25 | $43.6M | | FDIC call report, Jun 30, 2026 [See all 118 business lenders in North Carolina in Loan Comps](https://lender.report/comps/?lane=business&state=NC) | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 66 | $242B | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 216 | $200B | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 103 | $117B | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 7 | $91.9B | | [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) | Bank | Cincinnati, OH | 87 | $70.4B | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Bank | Columbus, OH | 7 | $54.4B | | [Regions Bank](https://lender.report/lender/regions-bank-al/) | Bank | Birmingham, AL | 6 | $27.5B | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) | Bank | Nashville, TN | 53 | $24.5B | | [TD Bank, National Association](https://lender.report/lender/td-bank-de/) | Bank | Wilmington, DE | 16 | $23.4B | | [First Horizon Bank](https://lender.report/lender/first-horizon-bank-tn/) | Bank | Memphis, TN | 81 | $16.4B | FDIC call report, Jun 30, 2026 - 45 of these lenders are based in North Carolina, and 73 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 76 banks, 7 savings institutions and 35 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in North Carolina hold $443.8B of commercial and industrial loans, up 4.2% from a year earlier. FDIC call report, Jun 30, 2026 - The five largest books based here hold 99.4% of that total. FDIC call report, Jun 30, 2026 - Bank of America, National Association holds $323.5B, and Truist Bank holds $76.3B. FDIC call report, Jun 30, 2026 - The median book among lenders based in North Carolina is $32M. FDIC call report, Jun 30, 2026 - 16 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 12 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 2,292 offices in North Carolina. FDIC office list, Oct 28, 2026 - Wells Fargo Bank, National Association, based in South Dakota, lists the most offices here among out-of-state lenders, at 216. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $120K. NCUA 5300, Jun 30, 2026 - Piedmont Federal Savings Bank grew this book the most in the year, up 62.6% to $37.2M. FDIC call report, Jun 30, 2026 ## How this list is defined **Measure** commercial and industrial loans held by lenders with an office in North Carolina **Period** June 30, 2026 **Formula** The balance of commercial and industrial loans on the lender's June 30, 2026 filing, for a lender with an office in North Carolina. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Commercial and industrial loans are loans to businesses for equipment, working capital and the like, usually not secured by real estate. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds commercial and industrial loans on its books at the latest filing and has an office in North Carolina. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.