---
title: Business Lenders in South Dakota: 102 Hold These Loans
url: https://lender.report/business-lenders/south-dakota/
license: https://lender.report/license/
---

Business · SD

# Business lenders in South Dakota

102 lenders with an office in South Dakota hold commercial and industrial loans on their books. Wells Fargo Bank, National Association, based in South Dakota, holds the largest book among those based here, at $200.2B.

**Evidence**
Lender holds commercial and industrial loans on its books at the latest filing and has an office in South Dakota

**Data as of**
June 30, 2026

**Page last changed**
November 11, 2026

**Lenders with an office here**
102

FDIC call report, Jun 30, 2026

**Based here**
75

FDIC call report, Jun 30, 2026

**Held by those based here**
$376B

FDIC call report, Jun 30, 2026

+5.3% from a year earlier, 73 of 75 lenders

**Median book, based here**
$9.48M

FDIC call report, Jun 30, 2026

Cite this

Source: The Lender Report, Business lenders in South Dakota, https://lender.report/business-lenders/south-dakota/, data as of June 30, 2026.

## Describe a deal in South Dakota

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show business loans in South Dakota](https://lender.report/comps/?lane=business&state=SD)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
| --- | --- | --- | --- | --- | --- |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 30 | $200B | +8.7% |
| [Citibank, National Association](https://lender.report/lender/citibank-sd/) | Bank | Sioux Falls, SD | 2 | $166B | +1.2% |
| [Pathward, National Association](https://lender.report/lender/pathward-sd/) | Bank | Sioux Falls, SD | 1 | $4.79B | +15.8% |
| [Dacotah Bank](https://lender.report/lender/dacotah-bank-sd/) | Bank | Aberdeen, SD | 21 | $1.08B | +17.0% |
| [First Bank & Trust](https://lender.report/lender/first-bank-and-trust-sd/) | Bank | Brookings, SD | 15 | $845M | +19.0% |
| [The Bancorp Bank, National Association](https://lender.report/lender/bancorp-bank-sd/) | Bank | Sioux Falls, SD | 1 | $783M | +4.3% |
| [First Dakota National Bank](https://lender.report/lender/first-dakota-national-bank-sd/) | Bank | Yankton, SD | 17 | $359M | +16.0% |
| [The First National Bank in Sioux Falls](https://lender.report/lender/first-national-bank-in-sioux-falls-sd/) | Bank | Sioux Falls, SD | 19 | $298M | +26.8% |
| [American Bank & Trust](https://lender.report/lender/american-bank-and-trust-sd/) | Bank | Sioux Falls, SD | 18 | $276M | +4.6% |
| [CorTrust Bank National Association](https://lender.report/lender/cortrust-bank-sd/) | Bank | Mitchell, SD | 21 | $173M | +1.5% |
| [First National Bank](https://lender.report/lender/first-national-bank-sd-fort-pierre/) | Bank | Fort Pierre, SD | 13 | $166M |  |
| [First PREMIER Bank](https://lender.report/lender/first-premier-bank-sd/) | Bank | Sioux Falls, SD | 13 | $163M | +2.9% |
| [Sunrise Banks, National Association](https://lender.report/lender/sunrise-banks-sd/) | Bank | Sioux Falls, SD | 2 | $128M | +0.5% |
| [Pioneer Bank & Trust](https://lender.report/lender/pioneer-bank-and-trust-sd/) | Bank | Belle Fourche, SD | 7 | $110M | +5.1% |
| [Reliabank Dakota](https://lender.report/lender/reliabank-dakota-sd/) | Bank | Estelline, SD | 10 | $109M | +17.0% |
| [BankWest, Inc.](https://lender.report/lender/bankwest-sd/) | Bank | Pierre, SD | 22 | $97.4M |  |
| [Plains Commerce Bank](https://lender.report/lender/plains-commerce-bank-sd/) | Bank | Sioux Falls, SD | 8 | $65.2M | +10.5% |
| [First Savings Bank](https://lender.report/lender/first-savings-bank-sd/) | Savings | Beresford, SD | 11 | $61.5M | +79.4% |
| [BankStar Financial](https://lender.report/lender/bankstar-financial-sd/) | Bank | Elkton, SD | 3 | $49.6M | +25.4% |
| [First Fidelity Bank](https://lender.report/lender/first-fidelity-bank-sd/) | Bank | Burke, SD | 11 | $42.7M |  |

FDIC call report, Jun 30, 2026

[See all 102 business lenders in South Dakota in Loan Comps](https://lender.report/comps/?lane=business&state=SD)

| Lender | Kind | Based in | Offices here | Holds, nationwide |
| --- | --- | --- | --- | --- |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 4 | $242B |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 9 | $91.9B |
| [BMO Bank National Association](https://lender.report/lender/bmo-bank-il/) | Bank | Chicago, IL | 7 | $44.7B |
| [First National Bank of Omaha](https://lender.report/lender/first-national-bank-of-omaha-ne/) | Bank | Omaha, NE | 3 | $2.51B |
| [First Interstate Bank](https://lender.report/lender/first-interstate-bank-mt/) | Bank | Billings, MT | 46 | $1.38B |
| [First International Bank & Trust](https://lender.report/lender/first-international-bank-and-trust-nd/) | Bank | Watford City, ND | 1 | $1.16B |
| [Central Bank](https://lender.report/lender/central-bank-ia/) | Bank | Storm Lake, IA | 6 | $329M |
| [First Western Bank & Trust](https://lender.report/lender/first-western-bank-and-trust-nd/) | Bank | Minot, ND | 1 | $312M |
| [Frandsen Bank & Trust](https://lender.report/lender/frandsen-bank-and-trust-mn/) | Bank | Lonsdale, MN | 1 | $308M |
| [Bank Midwest](https://lender.report/lender/bank-midwest-ia/) | Bank | Spirit Lake, IA | 1 | $282M |

FDIC call report, Jun 30, 2026

- 75 of these lenders are based in South Dakota, and 27 are based elsewhere with offices here. FDIC call report, Jun 30, 2026
- These lenders: 79 banks, 3 savings institutions and 20 credit unions. FDIC call report, Jun 30, 2026
- Lenders based in South Dakota hold $375.9B of commercial and industrial loans, up 5.3% from a year earlier among the 73 of 75 with a comparable earlier filing. FDIC call report, Jun 30, 2026
- The five largest books based here hold 99.1% of that total. FDIC call report, Jun 30, 2026
- Wells Fargo Bank, National Association holds $200.2B, and Citibank, National Association holds $165.6B. FDIC call report, Jun 30, 2026
- The median book among lenders based in South Dakota is $9.5M. FDIC call report, Jun 30, 2026
- 23 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026
- 15 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026
- These lenders list 522 offices in South Dakota. FDIC office list, Oct 28, 2026
- First Interstate Bank, based in Montana, lists the most offices here among out-of-state lenders, at 46. FDIC office list, Oct 28, 2026
- Among credit unions here, the median average loan in this category is $51K. NCUA 5300, Jun 30, 2026
- First Savings Bank grew this book the most in the year, up 79.4% to $61.5M. FDIC call report, Jun 30, 2026

## How this list is defined

**Measure**
commercial and industrial loans held by lenders with an office in South Dakota

**Period**
June 30, 2026

**Formula**
The balance of commercial and industrial loans on the lender's June 30, 2026 filing, for a lender with an office in South Dakota. A balance held, not loans made.

**Order**
Largest first by the book held at the latest filing, then name. Payment is not part of the order.

**As of**
June 30, 2026

**Source**
[FDIC call report](https://api.fdic.gov/banks/financials)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Commercial and industrial loans are loans to businesses for equipment, working capital and the like, usually not secured by real estate.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds commercial and industrial loans on its books at the latest filing and has an office in South Dakota. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
