--- title: Construction Lenders in California: 181 Hold These Loans url: https://lender.report/construction-lenders/california/ license: https://lender.report/license/ --- Construction ยท CA # Construction lenders in California 181 lenders with an office in California hold construction and land loans on their books. City National Bank, based in California, holds the largest book among those based here, at $2.8B. **Evidence** Lender holds construction and land loans on its books at the latest filing and has an office in California **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders with an office here** 181 FDIC call report, Jun 30, 2026 **Based here** 113 FDIC call report, Jun 30, 2026 **Held by those based here** $13.8B FDIC call report, Jun 30, 2026 -11.3% from a year earlier, 108 of 113 lenders **Median book, based here** $23.4M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Construction lenders in California, https://lender.report/construction-lenders/california/, data as of June 30, 2026. ## Describe a deal in California See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show construction loans in California](https://lender.report/comps/?lane=construction&state=CA)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [City National Bank](https://lender.report/lender/city-national-bank-ca/) | Bank | Los Angeles, CA | 55 | $2.83B | | | [Banc of California](https://lender.report/lender/banc-of-california-ca/) | Bank | Los Angeles, CA | 82 | $1.87B | | | [Axos Bank](https://lender.report/lender/axos-bank-ca/) | Savings | San Diego, CA | 1 | $1.22B | | | [East West Bank](https://lender.report/lender/east-west-bank-ca/) | Bank | Pasadena, CA | 68 | $814M | +18.2% | | [Preferred Bank](https://lender.report/lender/preferred-bank-ca/) | Bank | Los Angeles, CA | 14 | $671M | +9.6% | | [Poppy Bank](https://lender.report/lender/poppy-bank-ca/) | Bank | Santa Rosa, CA | 45 | $498M | +8.3% | | [Farmers and Merchants Bank of Long Beach](https://lender.report/lender/farmers-and-merchants-bank-of-long-beach-ca/) | Bank | Long Beach, CA | 27 | $418M | +18.1% | | [Mechanics Bank](https://lender.report/lender/mechanics-bank-ca/) | Bank | Walnut Creek, CA | 132 | $350M | | | [SMBC Manubank](https://lender.report/lender/smbc-manubank-ca/) | Bank | Los Angeles, CA | 7 | $342M | | | [Cathay Bank](https://lender.report/lender/cathay-bank-ca/) | Bank | Los Angeles, CA | 44 | $308M | | | [Tri Counties Bank](https://lender.report/lender/tri-counties-bank-ca/) | Bank | Chico, CA | 77 | $298M | | | [West Coast Community Bank](https://lender.report/lender/west-coast-community-bank-ca/) | Bank | Santa Cruz, CA | 11 | $259M | +9.9% | | [Community West Bank](https://lender.report/lender/community-west-bank-ca/) | Bank | Fresno, CA | 42 | $224M | | | [Citizens Business Bank, National Association](https://lender.report/lender/citizens-business-bank-ca/) | Bank | Ontario, CA | 87 | $214M | | | [Bank of Hope](https://lender.report/lender/bank-of-hope-ca/) | Bank | Los Angeles, CA | 26 | $213M | +17.9% | | [American Plus Bank, N.A.](https://lender.report/lender/american-plus-bank-ca/) | Bank | Arcadia, CA | 4 | $179M | +28.3% | | [Avidbank](https://lender.report/lender/avidbank-ca/) | Bank | San Jose, CA | 3 | $164M | | | [Royal Business Bank](https://lender.report/lender/royal-business-bank-ca/) | Bank | Los Angeles, CA | 13 | $154M | | | [Five Star Bank](https://lender.report/lender/five-star-bank-ca/) | Bank | Roseville, CA | 10 | $148M | +24.3% | | [California Bank of Commerce, National Association](https://lender.report/lender/california-bank-of-commerce-ca/) | Bank | San Diego, CA | 14 | $134M | | FDIC call report, Jun 30, 2026 [See all 181 construction lenders in California in Loan Comps](https://lender.report/comps/?lane=construction&state=CA) | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 856 | $18.8B | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 765 | $12.5B | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 684 | $9.68B | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 562 | $9.38B | | [Citibank, National Association](https://lender.report/lender/citibank-sd/) | Bank | Sioux Falls, SD | 271 | $7.99B | | [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) | Bank | Cincinnati, OH | 86 | $7.97B | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) | Bank | Raleigh, NC | 55 | $7.34B | | [Bank OZK](https://lender.report/lender/bank-ozk-ar/) | Bank | Little Rock, AR | 4 | $6.94B | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) | Bank | Nashville, TN | 1 | $5.89B | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 56 | $5.26B | FDIC call report, Jun 30, 2026 - 113 of these lenders are based in California, and 68 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 141 banks, 5 savings institutions and 35 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in California hold $13.8B of construction and land loans, down 11.3% from a year earlier among the 108 of 113 with a comparable earlier filing. FDIC call report, Jun 30, 2026 - The five largest books based here hold 53.5% of that total. FDIC call report, Jun 30, 2026 - City National Bank holds $2.8B, and Banc of California holds $1.9B. FDIC call report, Jun 30, 2026 - The median book among lenders based in California is $23.4M. FDIC call report, Jun 30, 2026 - 42 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 26 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 5,800 offices in California. FDIC office list, Oct 28, 2026 - JPMorgan Chase Bank, National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 856. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $1.3M. NCUA 5300, Jun 30, 2026 - River City Bank grew this book the most in the year, up 247.0% to $41.8M. FDIC call report, Jun 30, 2026 ## How this list is defined **Measure** construction and land loans held by lenders with an office in California **Period** June 30, 2026 **Formula** The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in California. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in California. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.