--- title: Construction Lenders in Hawaii: 18 Hold These Loans url: https://lender.report/construction-lenders/hawaii/ license: https://lender.report/license/ --- Construction ยท HI # Construction lenders in Hawaii 18 lenders with an office in Hawaii hold construction and land loans on their books. First Hawaiian Bank, based in Hawaii, holds the largest book among those based here, at $730M. **Evidence** Lender holds construction and land loans on its books at the latest filing and has an office in Hawaii **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders with an office here** 18 FDIC call report, Jun 30, 2026 **Based here** 8 FDIC call report, Jun 30, 2026 **Held by those based here** $1.68B FDIC call report, Jun 30, 2026 -13.7% from a year earlier **Median book, based here** $211M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Construction lenders in Hawaii, https://lender.report/construction-lenders/hawaii/, data as of June 30, 2026. ## Describe a deal in Hawaii See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show construction loans in Hawaii](https://lender.report/comps/?lane=construction&state=HI)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [First Hawaiian Bank](https://lender.report/lender/first-hawaiian-bank-hi/) | Bank | Honolulu, HI | 45 | $730M | | | [Bank of Hawaii](https://lender.report/lender/bank-of-hawaii-hi/) | Bank | Honolulu, HI | 47 | $460M | | | [American Savings Bank, National Association](https://lender.report/lender/american-savings-bank-hi/) | Bank | Honolulu, HI | 35 | $216M | | | [Central Pacific Bank](https://lender.report/lender/central-pacific-bank-hi/) | Bank | Honolulu, HI | 27 | $211M | +11.1% | | [Finance Factors, Ltd.](https://lender.report/lender/finance-factors-hi/) | Bank | Honolulu, HI | 13 | $44.3M | | | [Hawaii National Bank](https://lender.report/lender/hawaii-national-bank-hi/) | Bank | Honolulu, HI | 10 | $11.6M | | | [Kauai Credit Union](https://lender.report/lender/kauai-credit-union-hi/) | Credit union | Lihue, HI | 3 | $6.09M | | | [Hawaii Central Credit Union](https://lender.report/lender/hawaii-central-credit-union-hi/) | Credit union | Honolulu, HI | 3 | $1.30M | | FDIC call report, Jun 30, 2026 | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) | Bank | Raleigh, NC | 1 | $7.34B | | [Mechanics Bank](https://lender.report/lender/mechanics-bank-ca/) | Bank | Walnut Creek, CA | 4 | $350M | | [Sunflower Bank, National Association](https://lender.report/lender/sunflower-bank-tx/) | Bank | Dallas, TX | 1 | $323M | | [Bank of Hope](https://lender.report/lender/bank-of-hope-ca/) | Bank | Los Angeles, CA | 26 | $213M | | [Royal Business Bank](https://lender.report/lender/royal-business-bank-ca/) | Bank | Los Angeles, CA | 1 | $154M | | [Navy Federal Credit Union](https://lender.report/lender/navy-federal-credit-union-va/) | Credit union | Vienna, VA | 5 | $123M | | [Commonwealth Business Bank](https://lender.report/lender/commonwealth-business-bank-ca/) | Bank | Los Angeles, CA | 3 | $24.9M | | [Matanuska Valley Credit Union](https://lender.report/lender/matanuska-valley-credit-union-ak/) | Credit union | Palmer, AK | 1 | $14.6M | | [Operating Engineers Local Union #3 Credit Union](https://lender.report/lender/operating-engineers-local-union-3-credit-union-ca/) | Credit union | Livermore, CA | 1 | $7.67M | | [Pentagon Credit Union](https://lender.report/lender/pentagon-credit-union-va/) | Credit union | Mclean, VA | 2 | $238K | FDIC call report, Jun 30, 2026 - 8 of these lenders are based in Hawaii, and 10 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 12 banks and 6 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in Hawaii hold $1.7B of construction and land loans, down 13.7% from a year earlier. FDIC call report, Jun 30, 2026 - The five largest books based here hold 98.9% of that total. FDIC call report, Jun 30, 2026 - First Hawaiian Bank holds $730M, and Bank of Hawaii holds $460M. FDIC call report, Jun 30, 2026 - The median book among lenders based in Hawaii is $211M. FDIC call report, Jun 30, 2026 - 1 lender based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 4 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 228 offices in Hawaii. FDIC office list, Oct 28, 2026 - Bank of Hope, based in California, lists the most offices here among out-of-state lenders, at 26. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $1.5M. NCUA 5300, Jun 30, 2026 - Central Pacific Bank grew this book the most in the year, up 11.1% to $211M. FDIC call report, Jun 30, 2026 ## How this list is defined **Measure** construction and land loans held by lenders with an office in Hawaii **Period** June 30, 2026 **Formula** The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in Hawaii. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in Hawaii. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.