--- title: Construction Lenders in Illinois: 373 Hold These Loans url: https://lender.report/construction-lenders/illinois/ license: https://lender.report/license/ --- Construction ยท IL # Construction lenders in Illinois 373 lenders with an office in Illinois hold construction and land loans on their books. BMO Bank National Association, based in Illinois, holds the largest book among those based here, at $4.5B. **Evidence** Lender holds construction and land loans on its books at the latest filing and has an office in Illinois **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders with an office here** 373 FDIC call report, Jun 30, 2026 **Based here** 297 FDIC call report, Jun 30, 2026 **Held by those based here** $19.0B FDIC call report, Jun 30, 2026 +2.0% from a year earlier, 289 of 297 lenders **Median book, based here** $6.57M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Construction lenders in Illinois, https://lender.report/construction-lenders/illinois/, data as of June 30, 2026. ## Describe a deal in Illinois See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show construction loans in Illinois](https://lender.report/comps/?lane=construction&state=IL)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [BMO Bank National Association](https://lender.report/lender/bmo-bank-il/) | Bank | Chicago, IL | 179 | $4.49B | | | [CIBC Bank USA](https://lender.report/lender/cibc-bank-usa-il/) | Bank | Chicago, IL | 5 | $2.12B | +37.4% | | [Busey Bank](https://lender.report/lender/busey-bank-il/) | Bank | Champaign, IL | 50 | $1.03B | | | [The Northern Trust Company](https://lender.report/lender/northern-trust-il/) | Bank | Chicago, IL | 5 | $713M | +3.5% | | [Wintrust Bank, National Association](https://lender.report/lender/wintrust-bank-il/) | Bank | Chicago, IL | 37 | $675M | | | [Lakeside Bank](https://lender.report/lender/lakeside-bank-il/) | Bank | Chicago, IL | 11 | $470M | +22.7% | | [Heartland Bank and Trust Company](https://lender.report/lender/heartland-bank-and-trust-il/) | Bank | Bloomington, IL | 82 | $430M | | | [United Community Bank](https://lender.report/lender/united-community-bank-il/) | Bank | Chatham, IL | 46 | $406M | | | [First American Bank](https://lender.report/lender/first-american-bank-il/) | Bank | Elk Grove Village, IL | 49 | $366M | +53.1% | | [First Mid Bank & Trust, National Association](https://lender.report/lender/first-mid-bank-and-trust-il/) | Bank | Mattoon, IL | 52 | $362M | | | [Byline Bank](https://lender.report/lender/byline-bank-il/) | Bank | Chicago, IL | 50 | $346M | | | [Banterra Bank](https://lender.report/lender/banterra-bank-il/) | Bank | Marion, IL | 28 | $265M | +69.4% | | [Hinsdale Bank & Trust Company, National Association](https://lender.report/lender/hinsdale-bank-and-trust-il/) | Bank | Hinsdale, IL | 17 | $263M | +14.6% | | [Northbrook Bank and Trust Company, National Association](https://lender.report/lender/northbrook-bank-and-trust-il/) | Bank | Northbrook, IL | 7 | $257M | +9.3% | | [Republic Bank of Chicago](https://lender.report/lender/republic-bank-of-chicago-il/) | Bank | Oak Brook, IL | 20 | $254M | | | [Lake Forest Bank & Trust Company, National Association](https://lender.report/lender/lake-forest-bank-and-trust-il/) | Bank | Lake Forest, IL | 7 | $252M | +17.5% | | [The Federal Savings Bank](https://lender.report/lender/federal-savings-bank-il/) | Savings | Chicago, IL | 2 | $251M | | | [Midland States Bank](https://lender.report/lender/midland-states-bank-il/) | Bank | Effingham, IL | 48 | $244M | | | [Bank of Springfield](https://lender.report/lender/bank-of-springfield-il/) | Bank | Springfield, IL | 15 | $218M | +36.3% | | [Blackhawk Bank & Trust](https://lender.report/lender/blackhawk-bank-and-trust-il/) | Bank | Milan, IL | 15 | $204M | +34.3% | FDIC call report, Jun 30, 2026 [See all 373 construction lenders in Illinois in Loan Comps](https://lender.report/comps/?lane=construction&state=IL) | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 264 | $18.8B | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 27 | $12.5B | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 120 | $9.68B | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 152 | $9.38B | | [Citibank, National Association](https://lender.report/lender/citibank-sd/) | Bank | Sioux Falls, SD | 57 | $7.99B | | [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) | Bank | Cincinnati, OH | 161 | $7.97B | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Bank | Columbus, OH | 116 | $5.32B | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 148 | $5.26B | | [Western Alliance Bank](https://lender.report/lender/western-alliance-bank-az/) | Bank | Phoenix, AZ | 1 | $4.08B | | [UMB Bank, National Association](https://lender.report/lender/umb-bank-mo/) | Bank | Kansas City, MO | 7 | $2.93B | FDIC call report, Jun 30, 2026 - 297 of these lenders are based in Illinois, and 76 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 308 banks, 30 savings institutions and 35 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in Illinois hold $19B of construction and land loans, up 2.0% from a year earlier among the 289 of 297 with a comparable earlier filing. FDIC call report, Jun 30, 2026 - The five largest books based here hold 47.4% of that total. FDIC call report, Jun 30, 2026 - BMO Bank National Association holds $4.5B, and CIBC Bank USA holds $2.1B. FDIC call report, Jun 30, 2026 - The median book among lenders based in Illinois is $6.6M. FDIC call report, Jun 30, 2026 - 141 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 32 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 3,756 offices in Illinois. FDIC office list, Oct 28, 2026 - JPMorgan Chase Bank, National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 264. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $485K. NCUA 5300, Jun 30, 2026 - Alliant Credit Union grew this book the most in the year, up 224.8% to $92M. FDIC call report, Jun 30, 2026 ## How this list is defined **Measure** construction and land loans held by lenders with an office in Illinois **Period** June 30, 2026 **Formula** The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in Illinois. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in Illinois. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.