--- title: Construction Lenders in Iowa: 279 Hold These Loans url: https://lender.report/construction-lenders/iowa/ license: https://lender.report/license/ --- Construction ยท IA # Construction lenders in Iowa 279 lenders with an office in Iowa hold construction and land loans on their books. Bankers Trust Company, based in Iowa, holds the largest book among those based here, at $523.2M. **Evidence** Lender holds construction and land loans on its books at the latest filing and has an office in Iowa **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders with an office here** 279 FDIC call report, Jun 30, 2026 **Based here** 235 FDIC call report, Jun 30, 2026 **Held by those based here** $5.86B FDIC call report, Jun 30, 2026 -5.5% from a year earlier, 229 of 235 lenders **Median book, based here** $4.29M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Construction lenders in Iowa, https://lender.report/construction-lenders/iowa/, data as of June 30, 2026. ## Describe a deal in Iowa See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show construction loans in Iowa](https://lender.report/comps/?lane=construction&state=IA)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [Bankers Trust Company](https://lender.report/lender/bankers-trust-ia/) | Bank | Des Moines, IA | 16 | $523M | +17.4% | | [Hills Bank and Trust Company](https://lender.report/lender/hills-bank-and-trust-ia/) | Bank | Hills, IA | 21 | $354M | | | [Community State Bank](https://lender.report/lender/community-state-bank-ia-ankeny/) | Bank | Ankeny, IA | 10 | $346M | +3.4% | | [West Bank](https://lender.report/lender/west-bank-ia/) | Bank | West Des Moines, IA | 8 | $325M | | | [Quad City Bank and Trust Company](https://lender.report/lender/quad-city-bank-and-trust-ia/) | Bank | Bettendorf, IA | 4 | $275M | | | [Cedar Rapids Bank and Trust Company](https://lender.report/lender/cedar-rapids-bank-and-trust-ia/) | Bank | Cedar Rapids, IA | 9 | $239M | | | [Bank Iowa](https://lender.report/lender/bank-iowa-ia/) | Bank | West Des Moines, IA | 25 | $190M | +15.3% | | [Northwest Bank](https://lender.report/lender/northwest-bank-ia/) | Bank | Spencer, IA | 20 | $167M | | | [Central Bank](https://lender.report/lender/central-bank-ia/) | Bank | Storm Lake, IA | 17 | $158M | +27.4% | | [Veridian Credit Union](https://lender.report/lender/veridian-credit-union-ia/) | Credit union | Waterloo, IA | 25 | $123M | +19.1% | | [Luana Savings Bank](https://lender.report/lender/luana-savings-bank-ia/) | Bank | Luana, IA | 6 | $108M | | | [Capra Bank](https://lender.report/lender/capra-bank-ia/) | Bank | Dubuque, IA | 2 | $107M | +20.7% | | [First Citizens Bank](https://lender.report/lender/first-citizens-bank-ia/) | Bank | Mason City, IA | 6 | $101M | | | [Farmers State Bank](https://lender.report/lender/farmers-state-bank-ia-marion/) | Bank | Marion, IA | 9 | $99.3M | +33.2% | | [Visionbank of Iowa](https://lender.report/lender/visionbank-of-iowa-ia/) | Bank | Ames, IA | 13 | $86.3M | | | [Farmers Trust and Savings Bank](https://lender.report/lender/farmers-trust-and-savings-bank-ia-spencer/) | Bank | Spencer, IA | 1 | $86.2M | | | [Farmers State Bank](https://lender.report/lender/farmers-state-bank-ia-waterloo/) | Bank | Waterloo, IA | 8 | $78.6M | +5.4% | | [Raccoon Valley Bank](https://lender.report/lender/raccoon-valley-bank-ia/) | Bank | Perry, IA | 4 | $76.8M | +69.3% | | [Bank Midwest](https://lender.report/lender/bank-midwest-ia/) | Bank | Spirit Lake, IA | 4 | $75.5M | +42.0% | | [Fidelity Bank & Trust](https://lender.report/lender/fidelity-bank-and-trust-ia/) | Bank | Dubuque, IA | 33 | $74.5M | | FDIC call report, Jun 30, 2026 [See all 279 construction lenders in Iowa in Loan Comps](https://lender.report/comps/?lane=construction&state=IA) | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 13 | $18.8B | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 38 | $12.5B | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 4 | $9.68B | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 56 | $9.38B | | [BMO Bank National Association](https://lender.report/lender/bmo-bank-il/) | Bank | Chicago, IL | 20 | $4.49B | | [UMB Bank, National Association](https://lender.report/lender/umb-bank-mo/) | Bank | Kansas City, MO | 8 | $2.93B | | [Regions Bank](https://lender.report/lender/regions-bank-al/) | Bank | Birmingham, AL | 4 | $2.81B | | [Associated Bank, National Association](https://lender.report/lender/associated-bank-wi/) | Bank | Green Bay, WI | 6 | $2.55B | | [Old National Bank](https://lender.report/lender/old-national-bank-in/) | Bank | Evansville, IN | 2 | $2.45B | | [First National Bank of Omaha](https://lender.report/lender/first-national-bank-of-omaha-ne/) | Bank | Omaha, NE | 3 | $1.88B | FDIC call report, Jun 30, 2026 - 235 of these lenders are based in Iowa, and 44 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 233 banks, 4 savings institutions and 42 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in Iowa hold $5.9B of construction and land loans, down 5.5% from a year earlier among the 229 of 235 with a comparable earlier filing. FDIC call report, Jun 30, 2026 - The five largest books based here hold 31.1% of that total. FDIC call report, Jun 30, 2026 - Bankers Trust Company holds $523.2M, and Hills Bank and Trust Company holds $354.1M. FDIC call report, Jun 30, 2026 - The median book among lenders based in Iowa is $4.3M. FDIC call report, Jun 30, 2026 - 99 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 13 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 1,612 offices in Iowa. FDIC office list, Oct 28, 2026 - U.S. Bank National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 56. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $298K. NCUA 5300, Jun 30, 2026 - First State Bank grew this book the most in the year, up 118.3% to $19.3M. FDIC call report, Jun 30, 2026 ## How this list is defined **Measure** construction and land loans held by lenders with an office in Iowa **Period** June 30, 2026 **Formula** The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in Iowa. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in Iowa. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.