--- title: Construction Lenders in Montana: 58 Hold These Loans url: https://lender.report/construction-lenders/montana/ license: https://lender.report/license/ --- Construction ยท MT # Construction lenders in Montana 58 lenders with an office in Montana hold construction and land loans on their books. Glacier Bank, based in Montana, holds the largest book among those based here, at $2.7B. **Evidence** Lender holds construction and land loans on its books at the latest filing and has an office in Montana **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders with an office here** 58 FDIC call report, Jun 30, 2026 **Based here** 40 FDIC call report, Jun 30, 2026 **Held by those based here** $5.23B FDIC call report, Jun 30, 2026 -7.2% from a year earlier, 39 of 40 lenders **Median book, based here** $9.50M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Construction lenders in Montana, https://lender.report/construction-lenders/montana/, data as of June 30, 2026. ## Describe a deal in Montana See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show construction loans in Montana](https://lender.report/comps/?lane=construction&state=MT)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [Glacier Bank](https://lender.report/lender/glacier-bank-mt/) | Bank | Kalispell, MT | 64 | $2.66B | | | [Stockman Bank of Montana](https://lender.report/lender/stockman-bank-of-montana-mt/) | Bank | Miles City, MT | 48 | $1.23B | +19.1% | | [First Interstate Bank](https://lender.report/lender/first-interstate-bank-mt/) | Bank | Billings, MT | 44 | $576M | | | [Opportunity Bank of Montana](https://lender.report/lender/opportunity-bank-of-montana-mt/) | Bank | Helena, MT | 30 | $145M | | | [TrailWest Bank](https://lender.report/lender/trailwest-bank-mt/) | Bank | Lolo, MT | 15 | $97.0M | +11.9% | | [The Yellowstone Bank](https://lender.report/lender/yellowstone-bank-mt/) | Bank | Laurel, MT | 10 | $92.5M | +25.2% | | [Farmers State Bank](https://lender.report/lender/farmers-state-bank-mt/) | Bank | Victor, MT | 11 | $65.0M | +55.2% | | [American Bank](https://lender.report/lender/american-bank-mt/) | Bank | Bozeman, MT | 6 | $51.7M | | | [Little Horn State Bank](https://lender.report/lender/little-horn-state-bank-mt/) | Bank | Hardin, MT | 2 | $40.4M | +10.0% | | [Three Rivers Bank of Montana](https://lender.report/lender/three-rivers-bank-of-montana-mt/) | Bank | Kalispell, MT | 3 | $29.6M | | | [Valley Bank of Kalispell](https://lender.report/lender/valley-bank-of-kalispell-mt/) | Bank | Kalispell, MT | 3 | $25.7M | +24.9% | | [First Montana Bank, Inc.](https://lender.report/lender/first-montana-bank-mt/) | Bank | Missoula, MT | 10 | $23.1M | +8.5% | | [Bank of The Rockies](https://lender.report/lender/bank-of-the-rockies-mt/) | Bank | Helena, MT | 7 | $18.9M | +10.5% | | [Freedom Bank](https://lender.report/lender/freedom-bank-mt/) | Bank | Columbia Falls, MT | 1 | $17.0M | +19.5% | | [Valley Bank of Ronan](https://lender.report/lender/valley-bank-of-ronan-mt/) | Bank | Ronan, MT | 7 | $16.9M | +8.7% | | [Madison Valley Bank](https://lender.report/lender/madison-valley-bank-mt/) | Bank | Ennis, MT | 5 | $16.7M | +33.0% | | [Manhattan Bank](https://lender.report/lender/manhattan-bank-mt/) | Bank | Manhattan, MT | 4 | $16.7M | | | [Bank of Bridger, National Association](https://lender.report/lender/bank-of-bridger-mt/) | Bank | Bridger, MT | 8 | $15.7M | | | [Belt Valley Bank](https://lender.report/lender/belt-valley-bank-mt/) | Bank | Belt, MT | 1 | $13.1M | | | [Bank of Bozeman](https://lender.report/lender/bank-of-bozeman-mt/) | Bank | Bozeman, MT | 1 | $9.50M | +55.6% | FDIC call report, Jun 30, 2026 [See all 58 construction lenders in Montana in Loan Comps](https://lender.report/comps/?lane=construction&state=MT) | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 4 | $18.8B | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 21 | $12.5B | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 17 | $9.38B | | [The Bank of Commerce](https://lender.report/lender/bank-of-commerce-id/) | Bank | Ammon, ID | 1 | $233M | | [First Western Trust Bank](https://lender.report/lender/first-western-trust-bank-co/) | Bank | Denver, CO | 1 | $196M | | [Bravera Bank](https://lender.report/lender/bravera-bank-nd/) | Bank | Dickinson, ND | 7 | $171M | | [Mountain America Credit Union](https://lender.report/lender/mountain-america-credit-union-ut/) | Credit union | Sandy, UT | 2 | $149M | | [Citizens Alliance Bank](https://lender.report/lender/citizens-alliance-bank-mn/) | Bank | Clara City, MN | 7 | $93.6M | | [Black Hills Credit Union](https://lender.report/lender/black-hills-credit-union-sd/) | Credit union | Rapid City, SD | 2 | $43.0M | | [First Federal Bank & Trust](https://lender.report/lender/first-federal-bank-and-trust-wy/) | Savings | Sheridan, WY | 1 | $31.7M | FDIC call report, Jun 30, 2026 - 40 of these lenders are based in Montana, and 18 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 45 banks, 1 savings institution and 12 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in Montana hold $5.2B of construction and land loans, down 7.2% from a year earlier among the 39 of 40 with a comparable earlier filing. FDIC call report, Jun 30, 2026 - The five largest books based here hold 90.0% of that total. FDIC call report, Jun 30, 2026 - Glacier Bank holds $2.7B, and Stockman Bank of Montana holds $1.2B. FDIC call report, Jun 30, 2026 - The median book among lenders based in Montana is $9.5M. FDIC call report, Jun 30, 2026 - 16 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 4 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 430 offices in Montana. FDIC office list, Oct 28, 2026 - Wells Fargo Bank, National Association, based in South Dakota, lists the most offices here among out-of-state lenders, at 21. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $782K. NCUA 5300, Jun 30, 2026 - Bank of Bozeman grew this book the most in the year, up 55.6% to $9.5M. FDIC call report, Jun 30, 2026 ## How this list is defined **Measure** construction and land loans held by lenders with an office in Montana **Period** June 30, 2026 **Formula** The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in Montana. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in Montana. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.