---
title: Construction Lenders in New Mexico: 63 Hold These Loans
url: https://lender.report/construction-lenders/new-mexico/
license: https://lender.report/license/
---

Construction · NM

# Construction lenders in New Mexico

63 lenders with an office in New Mexico hold construction and land loans on their books. Citizens Bank of Las Cruces, based in New Mexico, holds the largest book among those based here, at $173.9M.

**Evidence**
Lender holds construction and land loans on its books at the latest filing and has an office in New Mexico

**Data as of**
June 30, 2026

**Page last changed**
November 11, 2026

**Lenders with an office here**
63

FDIC call report, Jun 30, 2026

**Based here**
33

FDIC call report, Jun 30, 2026

**Held by those based here**
$1.19B

FDIC call report, Jun 30, 2026

+6.5% from a year earlier

**Median book, based here**
$17.3M

FDIC call report, Jun 30, 2026

Cite this

Source: The Lender Report, Construction lenders in New Mexico, https://lender.report/construction-lenders/new-mexico/, data as of June 30, 2026.

## Describe a deal in New Mexico

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show construction loans in New Mexico](https://lender.report/comps/?lane=construction&state=NM)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
| --- | --- | --- | --- | --- | --- |
| [Citizens Bank of Las Cruces](https://lender.report/lender/citizens-bank-of-las-cruces-nm/) | Bank | Las Cruces, NM | 8 | $174M | +60.5% |
| [First American Bank](https://lender.report/lender/first-american-bank-nm/) | Bank | Artesia, NM | 17 | $164M |  |
| [Pioneer Bank](https://lender.report/lender/pioneer-bank-nm/) | Savings | Roswell, NM | 11 | $119M |  |
| [Sunward Credit Union](https://lender.report/lender/sunward-credit-union-nm/) | Credit union | Albuquerque, NM | 13 | $98.2M | +8.7% |
| [CNB Bank](https://lender.report/lender/cnb-bank-nm/) | Bank | Carlsbad, NM | 3 | $94.1M | +27.3% |
| [Nusenda Credit Union](https://lender.report/lender/nusenda-credit-union-nm/) | Credit union | Albuquerque, NM | 28 | $85.4M | +10.2% |
| [Century Bank](https://lender.report/lender/century-bank-nm/) | Bank | Santa Fe, NM | 9 | $52.0M |  |
| [InBank](https://lender.report/lender/inbank-nm/) | Bank | Raton, NM | 4 | $46.2M | +15.7% |
| [U.S. Eagle Credit Union](https://lender.report/lender/u-s-eagle-credit-union-nm/) | Credit union | Albuquerque, NM | 11 | $42.8M | +2.7% |
| [The Citizens Bank](https://lender.report/lender/citizens-bank-nm/) | Bank | Farmington, NM | 6 | $38.9M | +41.6% |
| [Western Commerce Bank](https://lender.report/lender/western-commerce-bank-nm/) | Bank | Carlsbad, NM | 12 | $26.6M | +34.7% |
| [First New Mexico Bank of Silver City](https://lender.report/lender/first-new-mexico-bank-of-silver-city-nm/) | Bank | Silver City, NM | 4 | $25.6M |  |
| [Centinel Bank of Taos](https://lender.report/lender/centinel-bank-of-taos-nm/) | Bank | Taos, NM | 2 | $23.4M | +32.5% |
| [First National Bank](https://lender.report/lender/first-national-bank-nm/) | Bank | Alamogordo, NM | 6 | $20.7M | +5.8% |
| [Four Corners Community Bank](https://lender.report/lender/four-corners-community-bank-nm/) | Bank | Farmington, NM | 4 | $19.4M |  |
| [The Citizens Bank of Clovis](https://lender.report/lender/citizens-bank-of-clovis-nm/) | Bank | Clovis, NM | 5 | $18.5M |  |
| [The James Polk Stone Community Bank](https://lender.report/lender/james-polk-stone-community-bank-nm/) | Bank | Portales, NM | 8 | $17.3M | +77.6% |
| [Community 1st Bank Las Vegas](https://lender.report/lender/community-1st-bank-las-vegas-nm/) | Bank | Las Vegas, NM | 4 | $15.8M |  |
| [Valley Bank of Commerce](https://lender.report/lender/valley-bank-of-commerce-nm/) | Bank | Roswell, NM | 3 | $15.4M | +70.8% |
| [First New Mexico Bank, Las Cruces](https://lender.report/lender/first-new-mexico-bank-las-cruces-nm/) | Bank | Las Cruces, NM | 3 | $14.7M | +3.1% |

FDIC call report, Jun 30, 2026

[See all 63 construction lenders in New Mexico in Loan Comps](https://lender.report/comps/?lane=construction&state=NM)

| Lender | Kind | Based in | Offices here | Holds, nationwide |
| --- | --- | --- | --- | --- |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 9 | $18.8B |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 54 | $12.5B |
| [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 16 | $9.68B |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 21 | $9.38B |
| [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) | Bank | Raleigh, NC | 2 | $7.34B |
| [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 12 | $5.26B |
| [BMO Bank National Association](https://lender.report/lender/bmo-bank-il/) | Bank | Chicago, IL | 20 | $4.49B |
| [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) | Bank | Salt Lake City, UT | 1 | $3.22B |
| [UMB Bank, National Association](https://lender.report/lender/umb-bank-mo/) | Bank | Kansas City, MO | 21 | $2.93B |
| [BOKF, National Association](https://lender.report/lender/bokf-ok/) | Bank | Tulsa, OK | 13 | $1.49B |

FDIC call report, Jun 30, 2026

- 33 of these lenders are based in New Mexico, and 30 are based elsewhere with offices here. FDIC call report, Jun 30, 2026
- These lenders: 49 banks, 5 savings institutions and 9 credit unions. FDIC call report, Jun 30, 2026
- Lenders based in New Mexico hold $1.2B of construction and land loans, up 6.5% from a year earlier. FDIC call report, Jun 30, 2026
- The five largest books based here hold 54.7% of that total. FDIC call report, Jun 30, 2026
- Citizens Bank of Las Cruces holds $173.9M, and First American Bank holds $163.7M. FDIC call report, Jun 30, 2026
- The median book among lenders based in New Mexico is $17.3M. FDIC call report, Jun 30, 2026
- 15 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026
- 3 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026
- These lenders list 492 offices in New Mexico. FDIC office list, Oct 28, 2026
- Wells Fargo Bank, National Association, based in South Dakota, lists the most offices here among out-of-state lenders, at 54. FDIC office list, Oct 28, 2026
- Among credit unions here, the median average loan in this category is $1.7M. NCUA 5300, Jun 30, 2026
- The James Polk Stone Community Bank grew this book the most in the year, up 77.6% to $17.3M. FDIC call report, Jun 30, 2026

## How this list is defined

**Measure**
construction and land loans held by lenders with an office in New Mexico

**Period**
June 30, 2026

**Formula**
The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in New Mexico. A balance held, not loans made.

**Order**
Largest first by the book held at the latest filing, then name. Payment is not part of the order.

**As of**
June 30, 2026

**Source**
[FDIC call report](https://api.fdic.gov/banks/financials)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in New Mexico. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.