--- title: Construction Lenders in New York: 173 Hold These Loans url: https://lender.report/construction-lenders/new-york/ license: https://lender.report/license/ --- Construction ยท NY # Construction lenders in New York 173 lenders with an office in New York hold construction and land loans on their books. Goldman Sachs Bank USA, based in New York, holds the largest book among those based here, at $4.2B. **Evidence** Lender holds construction and land loans on its books at the latest filing and has an office in New York **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders with an office here** 173 FDIC call report, Jun 30, 2026 **Based here** 101 FDIC call report, Jun 30, 2026 **Held by those based here** $22.1B FDIC call report, Jun 30, 2026 -4.7% from a year earlier, 96 of 101 lenders **Median book, based here** $18.8M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Construction lenders in New York, https://lender.report/construction-lenders/new-york/, data as of June 30, 2026. ## Describe a deal in New York See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show construction loans in New York](https://lender.report/comps/?lane=construction&state=NY)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [Goldman Sachs Bank USA](https://lender.report/lender/goldman-sachs-bank-usa-ny/) | Bank | New York, NY | 1 | $4.18B | +31.0% | | [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) | Bank | Buffalo, NY | 274 | $3.35B | | | [Bank Hapoalim B.M.](https://lender.report/lender/bank-hapoalim-b-m-ny/) | Bank | New York, NY | 1 | $1.92B | +9.3% | | [NorthEast Community Bank](https://lender.report/lender/northeast-community-bank-ny/) | Savings | White Plains, NY | 9 | $1.40B | +6.2% | | [The Bank of New York Mellon](https://lender.report/lender/bank-of-new-york-mellon-ny/) | Bank | New York, NY | 6 | $1.38B | | | [Flagstar Bank, National Association](https://lender.report/lender/flagstar-bank-ny/) | Bank | Hicksville, NY | 108 | $1.37B | | | [Popular Bank](https://lender.report/lender/popular-bank-ny/) | Bank | New York, NY | 20 | $1.34B | +8.8% | | [Ponce Bank, National Association](https://lender.report/lender/ponce-bank-ny/) | Bank | Bronx, NY | 13 | $813M | | | [Bank of China](https://lender.report/lender/bank-of-china-ny/) | Bank | New York, NY | 1 | $755M | +4.2% | | [Five Star Bank](https://lender.report/lender/five-star-bank-ny/) | Bank | Rochester, NY | 48 | $654M | +3.2% | | [Israel Discount Bank of New York](https://lender.report/lender/israel-discount-bank-of-new-york-ny/) | Bank | New York, NY | 3 | $610M | | | [Tompkins Bank & Trust](https://lender.report/lender/tompkins-bank-and-trust-ny/) | Bank | Ithaca, NY | 41 | $490M | +26.2% | | [Metropolitan Commercial Bank](https://lender.report/lender/metropolitan-commercial-bank-ny/) | Bank | New York, NY | 8 | $482M | +0.7% | | [NBT Bank, National Association](https://lender.report/lender/nbt-bank-ny/) | Bank | Norwich, NY | 129 | $476M | +2.1% | | [Community Bank, National Association](https://lender.report/lender/community-bank-ny/) | Bank | Canton, NY | 149 | $355M | | | [Pioneer Bank, National Association](https://lender.report/lender/pioneer-bank-ny/) | Bank | Albany, NY | 22 | $210M | +28.3% | | [Deutsche Bank Trust Company Americas](https://lender.report/lender/deutsche-bank-trust-company-americas-ny/) | Bank | New York, NY | 1 | $195M | +47.7% | | [The Canandaigua National Bank and Trust Company](https://lender.report/lender/canandaigua-national-bank-and-trust-ny/) | Bank | Canandaigua, NY | 28 | $180M | +22.0% | | [Chemung Canal Trust Company, National Association](https://lender.report/lender/chemung-canal-trust-ny/) | Bank | Elmira, NY | 28 | $142M | +31.3% | | [Bank of Greene](https://lender.report/lender/bank-of-greene-ny/) | Savings | Catskill, NY | 20 | $119M | +23.7% | FDIC call report, Jun 30, 2026 [See all 173 construction lenders in New York in Loan Comps](https://lender.report/comps/?lane=construction&state=NY) | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 580 | $18.8B | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 93 | $12.5B | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 251 | $9.68B | | [Citibank, National Association](https://lender.report/lender/citibank-sd/) | Bank | Sioux Falls, SD | 216 | $7.99B | | [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) | Bank | Cincinnati, OH | 1 | $7.97B | | [Bank OZK](https://lender.report/lender/bank-ozk-ar/) | Bank | Little Rock, AR | 1 | $6.94B | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 5 | $5.26B | | [Citizens Bank, National Association](https://lender.report/lender/citizens-bank-ri/) | Bank | Providence, RI | 171 | $4.75B | | [Santander Bank, N.A.](https://lender.report/lender/santander-bank-de/) | Bank | Wilmington, DE | 134 | $4.38B | | [TD Bank, National Association](https://lender.report/lender/td-bank-de/) | Bank | Wilmington, DE | 231 | $4.31B | FDIC call report, Jun 30, 2026 - 101 of these lenders are based in New York, and 72 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 121 banks, 26 savings institutions and 26 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in New York hold $22.1B of construction and land loans, down 4.7% from a year earlier among the 96 of 101 with a comparable earlier filing. FDIC call report, Jun 30, 2026 - The five largest books based here hold 55.5% of that total. FDIC call report, Jun 30, 2026 - Goldman Sachs Bank USA holds $4.2B, and Manufacturers and Traders Trust Company holds $3.4B. FDIC call report, Jun 30, 2026 - The median book among lenders based in New York is $18.8M. FDIC call report, Jun 30, 2026 - 46 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 21 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 4,219 offices in New York. FDIC office list, Oct 28, 2026 - JPMorgan Chase Bank, National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 580. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $1.4M. NCUA 5300, Jun 30, 2026 - Empower Credit Union grew this book the most in the year, up 119.3% to $28.3M. FDIC call report, Jun 30, 2026 ## How this list is defined **Measure** construction and land loans held by lenders with an office in New York **Period** June 30, 2026 **Formula** The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in New York. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in New York. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.