---
title: Construction Lenders in Ohio: 237 Hold These Loans
url: https://lender.report/construction-lenders/ohio/
license: https://lender.report/license/
---

Construction · OH

# Construction lenders in Ohio

237 lenders with an office in Ohio hold construction and land loans on their books. JPMorgan Chase Bank, National Association, based in Ohio, holds the largest book among those based here, at $18.8B.

**Evidence**
Lender holds construction and land loans on its books at the latest filing and has an office in Ohio

**Data as of**
June 30, 2026

**Page last changed**
November 11, 2026

**Lenders with an office here**
237

FDIC call report, Jun 30, 2026

**Based here**
196

FDIC call report, Jun 30, 2026

**Held by those based here**
$49.5B

FDIC call report, Jun 30, 2026

+5.9% from a year earlier, 188 of 196 lenders

**Median book, based here**
$6.14M

FDIC call report, Jun 30, 2026

Cite this

Source: The Lender Report, Construction lenders in Ohio, https://lender.report/construction-lenders/ohio/, data as of June 30, 2026.

## Describe a deal in Ohio

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show construction loans in Ohio](https://lender.report/comps/?lane=construction&state=OH)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
| --- | --- | --- | --- | --- | --- |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 234 | $18.8B | +13.2% |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 160 | $9.38B |  |
| [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) | Bank | Cincinnati, OH | 245 | $7.97B |  |
| [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Bank | Columbus, OH | 339 | $5.32B |  |
| [KeyBank National Association](https://lender.report/lender/keybank-oh/) | Bank | Cleveland, OH | 172 | $2.90B | +2.3% |
| [First Financial Bank](https://lender.report/lender/first-financial-bank-oh/) | Bank | Cincinnati, OH | 67 | $674M |  |
| [The Park National Bank](https://lender.report/lender/park-national-bank-oh/) | Bank | Newark, OH | 76 | $614M |  |
| [Peoples Bank](https://lender.report/lender/peoples-bank-oh-marietta/) | Bank | Marietta, OH | 63 | $292M |  |
| [Civista Bank](https://lender.report/lender/civista-bank-oh/) | Bank | Sandusky, OH | 34 | $265M |  |
| [CFBank, National Association](https://lender.report/lender/cfbank-oh/) | Bank | Columbus, OH | 5 | $252M | +6.1% |
| [The Farmers National Bank of Canfield](https://lender.report/lender/farmers-national-bank-of-canfield-oh/) | Bank | Canfield, OH | 66 | $202M |  |
| [Union Savings Bank](https://lender.report/lender/union-savings-bank-oh/) | Savings | Cincinnati, OH | 32 | $169M | +2.8% |
| [The Vinton County National Bank](https://lender.report/lender/vinton-county-national-bank-oh/) | Bank | Mcarthur, OH | 17 | $131M | +4.4% |
| [The Croghan Colonial Bank](https://lender.report/lender/croghan-colonial-bank-oh/) | Bank | Fremont, OH | 19 | $109M | +84.9% |
| [The Farmers & Merchants State Bank](https://lender.report/lender/farmers-and-merchants-state-bank-oh/) | Bank | Archbold, OH | 23 | $107M |  |
| [The Ohio Valley Bank Company](https://lender.report/lender/ohio-valley-bank-oh/) | Bank | Gallipolis, OH | 11 | $92.2M | +30.0% |
| [The State Bank and Trust Company](https://lender.report/lender/state-bank-and-trust-oh/) | Bank | Defiance, OH | 27 | $88.3M | +11.5% |
| [The Union Bank Company](https://lender.report/lender/union-bank-oh/) | Bank | Columbus Grove, OH | 15 | $82.1M | +29.5% |
| [LCNB National Bank](https://lender.report/lender/lcnb-national-bank-oh/) | Bank | Lebanon, OH | 35 | $71.2M |  |
| [Wright-Patt Credit Union, Inc.](https://lender.report/lender/wright-patt-credit-union-oh/) | Credit union | Beavercreek, OH | 41 | $70.3M |  |

FDIC call report, Jun 30, 2026

[See all 237 construction lenders in Ohio in Loan Comps](https://lender.report/comps/?lane=construction&state=OH)

| Lender | Kind | Based in | Offices here | Holds, nationwide |
| --- | --- | --- | --- | --- |
| [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 54 | $9.68B |
| [Truist Bank](https://lender.report/lender/truist-bank-nc/) | Bank | Charlotte, NC | 1 | $7.61B |
| [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 219 | $5.26B |
| [Citizens Bank, National Association](https://lender.report/lender/citizens-bank-ri/) | Bank | Providence, RI | 70 | $4.75B |
| [United Bank](https://lender.report/lender/united-bank-va/) | Bank | Fairfax, VA | 1 | $3.34B |
| [First National Bank of Pennsylvania](https://lender.report/lender/first-national-bank-of-pennsylvania-pa/) | Bank | Greenville, PA | 29 | $2.66B |
| [WesBanco Bank, Inc.](https://lender.report/lender/wesbanco-bank-wv/) | Bank | Wheeling, WV | 97 | $1.69B |
| [Flagstar Bank, National Association](https://lender.report/lender/flagstar-bank-ny/) | Bank | Hicksville, NY | 26 | $1.37B |
| [First Merchants Bank](https://lender.report/lender/first-merchants-bank-in/) | Bank | Muncie, IN | 10 | $881M |
| [Stock Yards Bank & Trust Company](https://lender.report/lender/stock-yards-bank-and-trust-ky/) | Bank | Louisville, KY | 6 | $771M |

FDIC call report, Jun 30, 2026

- 196 of these lenders are based in Ohio, and 41 are based elsewhere with offices here. FDIC call report, Jun 30, 2026
- These lenders: 144 banks, 34 savings institutions and 59 credit unions. FDIC call report, Jun 30, 2026
- Lenders based in Ohio hold $49.5B of construction and land loans, up 5.9% from a year earlier among the 188 of 196 with a comparable earlier filing. FDIC call report, Jun 30, 2026
- The five largest books based here hold 89.6% of that total. FDIC call report, Jun 30, 2026
- JPMorgan Chase Bank, National Association holds $18.8B, and U.S. Bank National Association holds $9.4B. FDIC call report, Jun 30, 2026
- The median book among lenders based in Ohio is $6.1M. FDIC call report, Jun 30, 2026
- 74 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026
- 15 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026
- These lenders list 3,415 offices in Ohio. FDIC office list, Oct 28, 2026
- PNC Bank, National Association, based in Delaware, lists the most offices here among out-of-state lenders, at 219. FDIC office list, Oct 28, 2026
- Among credit unions here, the median average loan in this category is $364K. NCUA 5300, Jun 30, 2026
- Sutton Bank grew this book the most in the year, up 95.4% to $58.5M. FDIC call report, Jun 30, 2026

## How this list is defined

**Measure**
construction and land loans held by lenders with an office in Ohio

**Period**
June 30, 2026

**Formula**
The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in Ohio. A balance held, not loans made.

**Order**
Largest first by the book held at the latest filing, then name. Payment is not part of the order.

**As of**
June 30, 2026

**Source**
[FDIC call report](https://api.fdic.gov/banks/financials)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in Ohio. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
