--- title: Construction Lenders in Rhode Island: 23 Hold These Loans url: https://lender.report/construction-lenders/rhode-island/ license: https://lender.report/license/ --- Construction ยท RI # Construction lenders in Rhode Island 23 lenders with an office in Rhode Island hold construction and land loans on their books. Citizens Bank, National Association, based in Rhode Island, holds the largest book among those based here, at $4.7B. **Evidence** Lender holds construction and land loans on its books at the latest filing and has an office in Rhode Island **Data as of** June 30, 2026 **Page last changed** November 9, 2026 **Lenders with an office here** 23 FDIC call report, Jun 30, 2026 **Based here** 9 FDIC call report, Jun 30, 2026 **Held by those based here** $5.21B FDIC call report, Jun 30, 2026 -26.0% from a year earlier **Median book, based here** $19.4M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Construction lenders in Rhode Island, https://lender.report/construction-lenders/rhode-island/, data as of June 30, 2026. ## Describe a deal in Rhode Island See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show construction loans in Rhode Island](https://lender.report/comps/?lane=construction&state=RI)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [Citizens Bank, National Association](https://lender.report/lender/citizens-bank-ri/) | Bank | Providence, RI | 53 | $4.75B | | | [BankNewport](https://lender.report/lender/banknewport-ri/) | Bank | Middletown, RI | 20 | $175M | | | [Centreville Bank](https://lender.report/lender/centreville-bank-ri/) | Savings | West Warwick, RI | 16 | $162M | | | [The Washington Trust Company, of Westerly](https://lender.report/lender/washington-trust-company-of-westerly-ri/) | Bank | Westerly, RI | 28 | $86.2M | | | [Coastal1 Credit Union](https://lender.report/lender/coastal1-credit-union-ri/) | Credit union | Pawtucket, RI | 18 | $19.4M | | | [The Peoples Credit Union](https://lender.report/lender/peoples-credit-union-ri/) | Credit union | Middletown, RI | 6 | $10.8M | | | [Greenwood Credit Union](https://lender.report/lender/greenwood-credit-union-ri/) | Credit union | Warwick, RI | 2 | $9.75M | +186.9% | | [Navigant Credit Union](https://lender.report/lender/navigant-credit-union-ri/) | Credit union | Smithfield, RI | 27 | $4.88M | | | [Westerly Community Credit Union](https://lender.report/lender/westerly-community-credit-union-ri/) | Credit union | Wakefield, RI | 5 | $440K | | FDIC call report, Jun 30, 2026 [See all 23 construction lenders in Rhode Island in Loan Comps](https://lender.report/comps/?lane=construction&state=RI) | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 16 | $18.8B | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 24 | $9.68B | | [Santander Bank, N.A.](https://lender.report/lender/santander-bank-de/) | Bank | Wilmington, DE | 25 | $4.38B | | [TD Bank, National Association](https://lender.report/lender/td-bank-de/) | Bank | Wilmington, DE | 9 | $4.31B | | [Eastern Bank](https://lender.report/lender/eastern-bank-ma/) | Bank | Boston, MA | 8 | $516M | | [Beacon Bank and Trust](https://lender.report/lender/beacon-bank-and-trust-ma/) | Bank | Boston, MA | 27 | $379M | | [BayCoast Bank](https://lender.report/lender/baycoast-bank-ma/) | Savings | Swansea, MA | 7 | $164M | | [Navy Federal Credit Union](https://lender.report/lender/navy-federal-credit-union-va/) | Credit union | Vienna, VA | 1 | $123M | | [Bristol County Savings Bank](https://lender.report/lender/bristol-county-savings-bank-ma/) | Bank | Taunton, MA | 4 | $116M | | [Dime Bank](https://lender.report/lender/dime-bank-ct/) | Savings | Norwich, CT | 1 | $93.5M | FDIC call report, Jun 30, 2026 - 9 of these lenders are based in Rhode Island, and 14 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 12 banks, 4 savings institutions and 7 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in Rhode Island hold $5.2B of construction and land loans, down 26.0% from a year earlier. FDIC call report, Jun 30, 2026 - The five largest books based here hold 99.5% of that total. FDIC call report, Jun 30, 2026 - Citizens Bank, National Association holds $4.7B, and BankNewport holds $175.1M. FDIC call report, Jun 30, 2026 - The median book among lenders based in Rhode Island is $19.4M. FDIC call report, Jun 30, 2026 - 1 lender based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 3 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 304 offices in Rhode Island. FDIC office list, Oct 28, 2026 - Beacon Bank and Trust, based in Massachusetts, lists the most offices here among out-of-state lenders, at 27. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $2.1M. NCUA 5300, Jun 30, 2026 ## How this list is defined **Measure** construction and land loans held by lenders with an office in Rhode Island **Period** June 30, 2026 **Formula** The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in Rhode Island. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in Rhode Island. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.