--- title: Construction Lenders in Virginia: 132 Hold These Loans url: https://lender.report/construction-lenders/virginia/ license: https://lender.report/license/ --- Construction ยท VA # Construction lenders in Virginia 132 lenders with an office in Virginia hold construction and land loans on their books. United Bank, based in Virginia, holds the largest book among those based here, at $3.3B. **Evidence** Lender holds construction and land loans on its books at the latest filing and has an office in Virginia **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders with an office here** 132 FDIC call report, Jun 30, 2026 **Based here** 73 FDIC call report, Jun 30, 2026 **Held by those based here** $13.2B FDIC call report, Jun 30, 2026 -8.5% from a year earlier, 68 of 73 lenders **Median book, based here** $24.9M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Construction lenders in Virginia, https://lender.report/construction-lenders/virginia/, data as of June 30, 2026. ## Describe a deal in Virginia See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show construction loans in Virginia](https://lender.report/comps/?lane=construction&state=VA)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [United Bank](https://lender.report/lender/united-bank-va/) | Bank | Fairfax, VA | 81 | $3.34B | | | [Capital One, National Association](https://lender.report/lender/capital-one-va/) | Bank | Mclean, VA | 21 | $1.95B | +5.6% | | [Atlantic Union Bank](https://lender.report/lender/atlantic-union-bank-va/) | Bank | Richmond City, VA | 130 | $1.86B | | | [TowneBank](https://lender.report/lender/townebank-va/) | Bank | Portsmouth, VA | 48 | $1.32B | | | [Carter Bank & Trust](https://lender.report/lender/carter-bank-and-trust-va/) | Bank | Martinsville, VA | 51 | $489M | | | [Burke & Herbert Bank & Trust Company](https://lender.report/lender/burke-and-herbert-bank-and-trust-va/) | Bank | Alexandria, VA | 40 | $453M | | | [The First Bank and Trust Company](https://lender.report/lender/first-bank-and-trust-va/) | Bank | Lebanon, VA | 24 | $398M | +8.9% | | [MainStreet Bank](https://lender.report/lender/mainstreet-bank-va/) | Bank | Fairfax, VA | 6 | $313M | | | [Virginia Credit Union](https://lender.report/lender/virginia-credit-union-va/) | Credit union | Richmond, VA | 44 | $233M | | | [John Marshall Bank](https://lender.report/lender/john-marshall-bank-va/) | Bank | Reston, VA | 6 | $227M | +22.0% | | [Benchmark Community Bank](https://lender.report/lender/benchmark-community-bank-va/) | Bank | Kenbridge, VA | 15 | $206M | +1.4% | | [Citizens and Farmers Bank](https://lender.report/lender/citizens-and-farmers-bank-va/) | Bank | West Point, VA | 32 | $199M | | | [Trustar Bank](https://lender.report/lender/trustar-bank-va/) | Bank | Great Falls, VA | 4 | $171M | +1.1% | | [Primis Bank](https://lender.report/lender/primis-bank-va/) | Bank | Tappahannock, VA | 26 | $154M | +44.6% | | [FVCbank](https://lender.report/lender/fvcbank-va/) | Bank | Fairfax, VA | 5 | $139M | | | [Old Dominion National Bank](https://lender.report/lender/old-dominion-national-bank-va/) | Bank | Charlottesville, VA | 4 | $138M | +1.3% | | [Navy Federal Credit Union](https://lender.report/lender/navy-federal-credit-union-va/) | Credit union | Vienna, VA | 66 | $123M | | | [First Bank](https://lender.report/lender/first-bank-va/) | Bank | Strasburg, VA | 31 | $113M | +44.9% | | [Bank of Botetourt](https://lender.report/lender/bank-of-botetourt-va/) | Bank | Buchanan, VA | 14 | $94.8M | +19.0% | | [Chesapeake Bank](https://lender.report/lender/chesapeake-bank-va/) | Bank | Kilmarnock, VA | 19 | $91.1M | | FDIC call report, Jun 30, 2026 [See all 132 construction lenders in Virginia in Loan Comps](https://lender.report/comps/?lane=construction&state=VA) | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 78 | $18.8B | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 178 | $12.5B | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 100 | $9.68B | | [Citibank, National Association](https://lender.report/lender/citibank-sd/) | Bank | Sioux Falls, SD | 8 | $7.99B | | [Truist Bank](https://lender.report/lender/truist-bank-nc/) | Bank | Charlotte, NC | 259 | $7.61B | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) | Bank | Raleigh, NC | 35 | $7.34B | | [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) | Bank | Nashville, TN | 14 | $5.89B | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 53 | $5.26B | | [Citizens Bank, National Association](https://lender.report/lender/citizens-bank-ri/) | Bank | Providence, RI | 3 | $4.75B | | [TD Bank, National Association](https://lender.report/lender/td-bank-de/) | Bank | Wilmington, DE | 18 | $4.31B | FDIC call report, Jun 30, 2026 - 73 of these lenders are based in Virginia, and 59 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 101 banks, 2 savings institutions and 29 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in Virginia hold $13.2B of construction and land loans, down 8.5% from a year earlier among the 68 of 73 with a comparable earlier filing. FDIC call report, Jun 30, 2026 - The five largest books based here hold 67.6% of that total. FDIC call report, Jun 30, 2026 - United Bank holds $3.3B, and Capital One, National Association holds $2B. FDIC call report, Jun 30, 2026 - The median book among lenders based in Virginia is $24.9M. FDIC call report, Jun 30, 2026 - 27 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 18 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 2,173 offices in Virginia. FDIC office list, Oct 28, 2026 - Truist Bank, based in North Carolina, lists the most offices here among out-of-state lenders, at 259. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $1.2M. NCUA 5300, Jun 30, 2026 - New Horizon Bank, National Association grew this book the most in the year, up 151.3% to $14.1M. FDIC call report, Jun 30, 2026 ## How this list is defined **Measure** construction and land loans held by lenders with an office in Virginia **Period** June 30, 2026 **Formula** The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in Virginia. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in Virginia. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.