--- title: Construction Lenders in West Virginia: 76 Hold These Loans url: https://lender.report/construction-lenders/west-virginia/ license: https://lender.report/license/ --- Construction ยท WV # Construction lenders in West Virginia 76 lenders with an office in West Virginia hold construction and land loans on their books. WesBanco Bank, Inc., based in West Virginia, holds the largest book among those based here, at $1.7B. **Evidence** Lender holds construction and land loans on its books at the latest filing and has an office in West Virginia **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders with an office here** 76 FDIC call report, Jun 30, 2026 **Based here** 46 FDIC call report, Jun 30, 2026 **Held by those based here** $2.52B FDIC call report, Jun 30, 2026 -7.1% from a year earlier, 44 of 46 lenders **Median book, based here** $6.79M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Construction lenders in West Virginia, https://lender.report/construction-lenders/west-virginia/, data as of June 30, 2026. ## Describe a deal in West Virginia See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show construction loans in West Virginia](https://lender.report/comps/?lane=construction&state=WV)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [WesBanco Bank, Inc.](https://lender.report/lender/wesbanco-bank-wv/) | Bank | Wheeling, WV | 34 | $1.69B | | | [MVB Bank, Inc](https://lender.report/lender/mvb-bank-wv/) | Bank | Fairmont, WV | 6 | $197M | | | [Clear Mountain Bank](https://lender.report/lender/clear-mountain-bank-wv/) | Bank | Bruceton Mills, WV | 10 | $69.3M | +31.2% | | [City National Bank of West Virginia](https://lender.report/lender/city-national-bank-of-west-virginia-wv/) | Bank | Charleston, WV | 58 | $54.7M | +55.4% | | [CNB Bank, Inc.](https://lender.report/lender/cnb-bank-wv/) | Bank | Berkeley Springs, WV | 5 | $53.7M | | | [The Bank of Romney](https://lender.report/lender/bank-of-romney-wv/) | Bank | Romney, WV | 7 | $52.9M | +49.5% | | [Pendleton Community Bank, Inc.](https://lender.report/lender/pendleton-community-bank-wv/) | Bank | Franklin, WV | 10 | $51.3M | +0.6% | | [Potomac Bank](https://lender.report/lender/potomac-bank-wv/) | Bank | Charles Town, WV | 5 | $41.6M | | | [Putnam County Bank](https://lender.report/lender/putnam-county-bank-wv/) | Bank | Hurricane, WV | 5 | $40.1M | +6.3% | | [Jefferson Security Bank](https://lender.report/lender/jefferson-security-bank-wv/) | Bank | Shepherdstown, WV | 5 | $31.9M | +22.0% | | [Highlands Bank](https://lender.report/lender/highlands-bank-wv/) | Bank | Petersburg, WV | 7 | $28.8M | +1.7% | | [The Poca Valley Bank, Inc.](https://lender.report/lender/poca-valley-bank-wv/) | Bank | Walton, WV | 9 | $28.8M | +23.7% | | [Capon Valley Bank](https://lender.report/lender/capon-valley-bank-wv/) | Bank | Wardensville, WV | 3 | $28.3M | +17.6% | | [Freedom Bank, Inc.](https://lender.report/lender/freedom-bank-wv/) | Bank | Belington, WV | 9 | $16.9M | | | [Davis Trust Company](https://lender.report/lender/davis-trust-wv/) | Bank | Elkins, WV | 2 | $10.4M | | | [Logan Bank & Trust Company](https://lender.report/lender/logan-bank-and-trust-wv/) | Bank | Logan, WV | 6 | $10.2M | +74.0% | | [Community Bank of Parkersburg](https://lender.report/lender/community-bank-of-parkersburg-wv/) | Bank | Parkersburg, WV | 4 | $8.90M | | | [The Citizens Bank of Weston](https://lender.report/lender/citizens-bank-of-weston-wv/) | Bank | Weston, WV | 2 | $8.12M | +68.7% | | [Hancock County Savings Bank, F.S.B.](https://lender.report/lender/hancock-county-savings-bank-f-s-b-wv/) | Savings | Chester, WV | 3 | $8.08M | | | [Guaranty Bank Inc.](https://lender.report/lender/guaranty-bank-wv/) | Bank | Williamson, WV | 5 | $7.91M | +74.5% | FDIC call report, Jun 30, 2026 [See all 76 construction lenders in West Virginia in Loan Comps](https://lender.report/comps/?lane=construction&state=WV) | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 17 | $18.8B | | [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) | Bank | Cincinnati, OH | 5 | $7.97B | | [Truist Bank](https://lender.report/lender/truist-bank-nc/) | Bank | Charlotte, NC | 42 | $7.61B | | [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) | Bank | Raleigh, NC | 4 | $7.34B | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Bank | Columbus, OH | 26 | $5.32B | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 1 | $5.26B | | [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) | Bank | Buffalo, NY | 2 | $3.35B | | [United Bank](https://lender.report/lender/united-bank-va/) | Bank | Fairfax, VA | 48 | $3.34B | | [First National Bank of Pennsylvania](https://lender.report/lender/first-national-bank-of-pennsylvania-pa/) | Bank | Greenville, PA | 2 | $2.66B | | [Burke & Herbert Bank & Trust Company](https://lender.report/lender/burke-and-herbert-bank-and-trust-va/) | Bank | Alexandria, VA | 32 | $453M | FDIC call report, Jun 30, 2026 - 46 of these lenders are based in West Virginia, and 30 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 61 banks, 4 savings institutions and 11 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in West Virginia hold $2.5B of construction and land loans, down 7.1% from a year earlier among the 44 of 46 with a comparable earlier filing. FDIC call report, Jun 30, 2026 - The five largest books based here hold 82.0% of that total. FDIC call report, Jun 30, 2026 - WesBanco Bank, Inc. holds $1.7B, and MVB Bank, Inc holds $196.7M. FDIC call report, Jun 30, 2026 - The median book among lenders based in West Virginia is $6.8M. FDIC call report, Jun 30, 2026 - 19 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 2 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 591 offices in West Virginia. FDIC office list, Oct 28, 2026 - United Bank, based in Virginia, lists the most offices here among out-of-state lenders, at 48. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $335K. NCUA 5300, Jun 30, 2026 - Logan Bank & Trust Company grew this book the most in the year, up 74.0% to $10.2M. FDIC call report, Jun 30, 2026 ## How this list is defined **Measure** construction and land loans held by lenders with an office in West Virginia **Period** June 30, 2026 **Formula** The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in West Virginia. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in West Virginia. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.