---
title: Farm and Ag Lenders in Vermont: 25 Hold These Loans
url: https://lender.report/farm-lenders/vermont/
license: https://lender.report/license/
---

Farm and Ag · VT

# Farm and Ag lenders in Vermont

25 lenders with an office in Vermont hold farmland loans on their books. Community National Bank, based in Vermont, holds the largest book among those based here, at $22.4M.

**Evidence**
Lender holds farmland loans on its books at the latest filing and has an office in Vermont

**Data as of**
June 30, 2026

**Page last changed**
November 11, 2026

**Lenders with an office here**
25

FDIC call report, Jun 30, 2026

**Based here**
15

FDIC call report, Jun 30, 2026

**Held by those based here**
$50.9M

FDIC call report, Jun 30, 2026

-0.7% from a year earlier

**Median book, based here**
$407K

FDIC call report, Jun 30, 2026

Cite this

Source: The Lender Report, Farm and Ag lenders in Vermont, https://lender.report/farm-lenders/vermont/, data as of June 30, 2026.

## Describe a deal in Vermont

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show farm loans in Vermont](https://lender.report/comps/?lane=farmland&state=VT)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
| --- | --- | --- | --- | --- | --- |
| [Community National Bank](https://lender.report/lender/community-national-bank-vt/) | Bank | Derby, VT | 12 | $22.4M |  |
| [Peoples Trust Company of St. Albans](https://lender.report/lender/peoples-trust-company-of-st-albans-vt/) | Bank | Saint Albans, VT | 5 | $20.4M | +9.5% |
| [The National Bank of Middlebury](https://lender.report/lender/national-bank-of-middlebury-vt/) | Bank | Middlebury, VT | 7 | $2.25M |  |
| [Eastrise Credit Union](https://lender.report/lender/eastrise-credit-union-vt/) | Credit union | Williston, VT | 18 | $1.55M |  |
| [Passumpsic Savings Bank](https://lender.report/lender/passumpsic-savings-bank-vt/) | Savings | Saint Johnsbury, VT | 8 | $1.29M | +43.4% |
| [Union Bank](https://lender.report/lender/union-bank-vt/) | Bank | Morrisville, VT | 15 | $1.16M |  |
| [Wells River Savings Bank](https://lender.report/lender/wells-river-savings-bank-vt/) | Savings | Wells River, VT | 6 | $430K |  |
| [Vermont Credit Union](https://lender.report/lender/vermont-credit-union-vt/) | Credit union | So Burlington, VT | 9 | $407K |  |
| [Green Mountain Credit Union](https://lender.report/lender/green-mountain-credit-union-vt/) | Credit union | South Burlington, VT | 5 | $246K |  |
| [Northfield Savings Bank](https://lender.report/lender/northfield-savings-bank-vt/) | Savings | Northfield, VT | 13 | $243K |  |
| [ONE Credit Union](https://lender.report/lender/one-credit-union-vt/) | Credit union | Springfield, VT | 6 | $208K |  |
| [Business Bank, The](https://lender.report/lender/business-bank-the-vt/) | Bank | S Burlington, VT | 1 | $104K |  |
| [Heritage Family Credit Union](https://lender.report/lender/heritage-family-credit-union-vt/) | Credit union | Rutland, VT | 11 | $94.1K |  |
| [Ledyard National Bank](https://lender.report/lender/ledyard-national-bank-vt/) | Bank | Norwich, VT | 1 | $94.0K |  |
| [The First National Bank of Orwell](https://lender.report/lender/first-national-bank-of-orwell-vt/) | Bank | Orwell, VT | 2 | $77.0K | +22.2% |

FDIC call report, Jun 30, 2026

| Lender | Kind | Based in | Offices here | Holds, nationwide |
| --- | --- | --- | --- | --- |
| [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) | Bank | Buffalo, NY | 33 | $129M |
| [KeyBank National Association](https://lender.report/lender/keybank-oh/) | Bank | Cleveland, OH | 10 | $119M |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 3 | $114M |
| [NBT Bank, National Association](https://lender.report/lender/nbt-bank-ny/) | Bank | Norwich, NY | 4 | $63.9M |
| [Community Bank, National Association](https://lender.report/lender/community-bank-ny/) | Bank | Canton, NY | 29 | $55.6M |
| [Bar Harbor Bank & Trust](https://lender.report/lender/bar-harbor-bank-and-trust-me/) | Bank | Bar Harbor, ME | 11 | $25.1M |
| [TD Bank, National Association](https://lender.report/lender/td-bank-de/) | Bank | Wilmington, DE | 18 | $16.9M |
| [Claremont Savings Bank](https://lender.report/lender/claremont-savings-bank-nh/) | Savings | Claremont, NH | 1 | $556K |
| [Mascoma Bank](https://lender.report/lender/mascoma-bank-nh/) | Bank | Lebanon, NH | 13 | $243K |
| [Beacon Bank and Trust](https://lender.report/lender/beacon-bank-and-trust-ma/) | Bank | Boston, MA | 5 | $156K |

FDIC call report, Jun 30, 2026

- 15 of these lenders are based in Vermont, and 10 are based elsewhere with offices here. FDIC call report, Jun 30, 2026
- These lenders: 16 banks, 4 savings institutions and 5 credit unions. FDIC call report, Jun 30, 2026
- Lenders based in Vermont hold $50.9M of farmland loans, down 0.7% from a year earlier. FDIC call report, Jun 30, 2026
- The five largest books based here hold 94.0% of that total. FDIC call report, Jun 30, 2026
- Community National Bank holds $22.4M, and Peoples Trust Company of St. Albans holds $20.4M. FDIC call report, Jun 30, 2026
- The median book among lenders based in Vermont is $407K. FDIC call report, Jun 30, 2026
- 2 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026
- These lenders list 246 offices in Vermont. FDIC office list, Oct 28, 2026
- Manufacturers and Traders Trust Company, based in New York, lists the most offices here among out-of-state lenders, at 33. FDIC office list, Oct 28, 2026
- Among credit unions here, the median average loan in this category is $194K. NCUA 5300, Jun 30, 2026
- Peoples Trust Company of St. Albans grew this book the most in the year, up 9.5% to $20.4M. FDIC call report, Jun 30, 2026

## How this list is defined

**Measure**
farmland loans held by lenders with an office in Vermont

**Period**
June 30, 2026

**Formula**
The balance of farmland loans on the lender's June 30, 2026 filing, for a lender with an office in Vermont. A balance held, not loans made.

**Order**
Largest first by the book held at the latest filing, then name. Payment is not part of the order.

**As of**
June 30, 2026

**Source**
[FDIC call report](https://api.fdic.gov/banks/financials)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Farmland loans are secured by agricultural land. Call reports show them separately from operating loans to farms.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds farmland loans on its books at the latest filing and has an office in Vermont. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
