---
title: KeyBank National Association
url: https://lender.report/lender/keybank-oh/
as_of: 2026-06-30
data_version: 2026-11-12.1
license: https://lender.report/license/
is_paid: false
label: Unverified listing
listing_state: unverified
status: operating
ids: {fdic: 17534, rssd: 280110, ncua: null, lei: HUX2X73FUCYHUVH1BK78}
---

# KeyBank National Association

> Unverified listing. Built from public records. The lender has not reviewed the page. Every lender starts this way, and it says nothing about the lender itself. Claiming is free.

**Cite this:** Source: The Lender Report, KeyBank National Association, https://lender.report/lender/keybank-oh/, data as of June 30, 2026.

Bank, Cleveland, OH. Regulator: Office of the Comptroller of the Currency. Identifiers: FDIC certificate 17534; RSSD 280110; LEI HUX2X73FUCYHUVH1BK78.

## Facts, each with its source and date

- Reported $188.6B in total assets as of June 30, 2026 (FDIC call report).
- Held $54.6B of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
- Held $37.4B of commercial and industrial loans as of June 30, 2026, up 10.8% from a year earlier (FDIC call report).
- Held $5.8B of non-owner-occupied commercial real estate loans as of June 30, 2026, up 0.9% from a year earlier (FDIC call report).
- Held $5.4B of multifamily loans as of June 30, 2026 (FDIC call report).
- Originated 33 multifamily loans totaling $529.4M in 2025 (HMDA).
- Originated 19 multifamily loans totaling $211.2M in 2024 (HMDA).
- Originated 386 1-4 unit investor or business-purpose loans totaling $98M in 2025 (HMDA).
- Recorded 2,001 SBA 7(a) approvals totaling $698.7M from October 1, 2023 to September 30, 2026, of which 159 were later cancelled (SBA).
- Provided the first lien on 129 SBA 504 projects with $178.7M in first-lien dollars from October 1, 2023 to September 30, 2026, of which 7 were later cancelled (SBA).
- Closed 18 FHA-insured multifamily loans totaling $591.5M in fiscal 2025 and fiscal 2026 (HUD).
- Has 3 FHA firm commitments totaling $38M not yet closed (HUD).
- Named as originator or co-originator on 51 CMBS loans since July 1, 2025 (SEC filings).
- Estimated legal lending limit of about $3B (estimate, 15% of tier 1 capital plus allowance, June 30, 2026 FDIC call report).
- Listed 948 offices in 16 states (FDIC).
- Reported making 11,453 small business loans totaling $745.7M in 2024, in its Community Reinvestment Act filing (FFIEC); 9.21% were over $100,000 and the average was $65,107.
- Reported making 238 small farm loans totaling $20.8M in 2024, in its Community Reinvestment Act filing (FFIEC).
- Keycorp reported in its 10-Q for the period ended 2026-09-30 that the company and all of its subsidiaries together still held $11.6B of loans originated in fiscal 2026 (SEC filing).
- Held 53,141 commercial and industrial loans that were $1 million or less when made, with a balance of $1.8B as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Held 233 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $33.9M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $1.7M for 1-4 family and $3.4B for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.
- Named as the lender on 20 mortgages recorded in New York City from 2023-10 to 2026-09, totaling $109.2M (NYC Department of Finance, ACRIS).

## What it holds (June 30, 2026)

Balances held as filed. Not loans made.

| Book | Holds | Of its loans | Year over year |
| --- | --- | --- | --- |
| Multifamily | $5.44B | 4.87% | -1.5% |
| Construction and land development | $2.90B | 2.59% | +2.3% |
| Owner-occupied CRE | $3.01B | 2.69% | +8.0% |
| Non-owner-occupied CRE | $5.80B | 5.19% | +0.9% |
| Farmland | $119M | 0.11% | +34.5% |
| Commercial and industrial | $37.4B | 33.43% | +10.8% |

## Loans on record

| Kind of loan | Period | Loans made | Dollars | Source |
| --- | --- | --- | --- | --- |
| Multifamily, 5 or more units | 2025 | 33 | $529M | CFPB HMDA |
| Multifamily, 5 or more units | 2024 | 19 | $211M | CFPB HMDA |
| 1-4 unit investor or business purpose | 2025 | 386 | $98.0M | CFPB HMDA |
| SBA 7(a), net of cancelled | 36 months to September 30, 2026 | 1842 | $651M | SBA FOIA |
| SBA 504 first lien, net of cancelled | 36 months to September 30, 2026 | 122 | $168M | SBA FOIA |

## Recent recorded loans, coarsened

Place is the county or the state, amounts are rounded to 2 significant figures, and no borrower is named.

| When | Place | Loan | Amount | Rate | Term (months) | Source |
| --- | --- | --- | --- | --- | --- | --- |
| Sep 2026 | Utah | SBA 7(a), Outpatient Mental Health and Substance Abuse Centers | $5.00M | 8.75% | 120 | SBA FOIA |
| Sep 2026 | Oregon | SBA 7(a), Wholesale Trade | $5.00M | 8.5% | 120 | SBA FOIA |
| Sep 2026 | New York | SBA 7(a), Collection Agencies | $5.00M | 9.25% | 120 | SBA FOIA |
| Sep 2026 | Pennsylvania | SBA 7(a), Full-Service Restaurants | $2.50M | 8.75% | 120 | SBA FOIA |
| Sep 2026 | Michigan | SBA 7(a), Machine Shops | $2.30M | 8.25% | 300 | SBA FOIA |
| Sep 2026 | Utah | SBA 7(a), Full-Service Restaurants | $2.30M | 8.75% | 120 | SBA FOIA |
| Sep 2026 | New York | SBA 7(a), Child Care Services | $2.00M | 9.25% | 120 | SBA FOIA |
| Sep 2026 | Colorado | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $1.90M | 9% | 120 | SBA FOIA |
| Sep 2026 | Washington | SBA 7(a), Full-Service Restaurants | $1.60M | 8% | 300 | SBA FOIA |
| Sep 2026 | New York | SBA 7(a), Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | $1.20M | 8.75% | 120 | SBA FOIA |

## Where it lends

948 offices in 16 states (October 28, 2026).

## Not a rating

Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.

| Measure | Value | How it is worked out |
| --- | --- | --- |
| Estimated largest single loan | $2.98B | Estimate from reported capital, not a limit the lender has stated. |
| Loans to assets | 59.3% | Total loans divided by total assets |
| Loans to deposits | 70.55% | Total loans divided by total deposits |

## What we do not know

- Whether this lender is taking new loans today.
- Its underwriting limits and fees, unless it has told us.
- Whether it takes brokers, beyond what the public record shows.
- A balance is what a lender holds as filed. It is not a loan made.

## How to reach them

- Website: https://www.key.com (from the regulator record or the lender's own site)
- Regulator record: https://banks.data.fdic.gov/bankfind-suite/bankfind/details/17534

## For the record

Data as of June 30, 2026. Data release 2026-11-12.1. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them.

We publish data about lenders and sell advertising. We are not a bank or lender, and we do not make credit decisions, take applications, negotiate terms or arrange loans through this site. Using this site creates no broker, advisory or fiduciary relationship. Commercial-purpose loans only. Nothing here is an offer to lend or a promise that any lender will offer you a loan.

The Lender Report is not affiliated with, endorsed by or acting for the FDIC, NCUA, FFIEC, CFPB, SBA, HUD or any government agency. Certificate and charter numbers identify institutions only.

The Lender Report is operated by JPro Labs LLC. The Lender Report is not a bank or a lender. It does not make loans or credit decisions. Listings are built from public records.

Page: https://lender.report/lender/keybank-oh/  License: https://lender.report/license/
