---
title: Berkshire Bank
url: https://lender.report/lender/berkshire-bank-ny-albany/
as_of: 2026-06-30
data_version: 2026-11-12.1
license: https://lender.report/license/
is_paid: false
label: Unverified listing
listing_state: unverified
status: merged
ids: {fdic: 23621, rssd: null, ncua: null, lei: 549300LR1ZETOWYE9Z89}
---

# Berkshire Bank

> Unverified listing. Built from public records. The lender has not reviewed the page. Every lender starts this way, and it says nothing about the lender itself. Claiming is free.

**Cite this:** Source: The Lender Report, Berkshire Bank, https://lender.report/lender/berkshire-bank-ny-albany/, data as of June 30, 2026.

**Status:** merged. Merged into Beacon Bank and Trust on September 2, 2025. Successor: [Beacon Bank and Trust](https://lender.report/lender/beacon-bank-and-trust-ma/).

Depository with no June 2026 call report, Albany, NY. Identifiers: FDIC certificate 23621; LEI 549300LR1ZETOWYE9Z89.

## Facts, each with its source and date

- Originated 14 multifamily loans totaling $305.4M in 2025 (HMDA).
- Originated 16 multifamily loans totaling $183.5M in 2024 (HMDA).
- Originated 44 1-4 unit investor or business-purpose loans totaling $21.1M in 2025 (HMDA).
- Merged into Beacon Bank and Trust on September 2, 2025. Source: FDIC records.

## Loans on record

| Kind of loan | Period | Loans made | Dollars | Source |
| --- | --- | --- | --- | --- |
| Multifamily, 5 or more units | 2025 | 14 | $305M | CFPB HMDA |
| Multifamily, 5 or more units | 2024 | 16 | $183M | CFPB HMDA |
| 1-4 unit investor or business purpose | 2025 | 44 | $21.1M | CFPB HMDA |

## Recent recorded loans, coarsened

Place is the county or the state, amounts are rounded to 2 significant figures, and no borrower is named.

| When | Place | Loan | Amount | Rate | Term (months) | Source |
| --- | --- | --- | --- | --- | --- | --- |
| 2025 | Worcester County, MA | purchase, >149 units | $58.0M | 7.55254% | 74 | CFPB HMDA |
| 2025 | Capitol Planning Region, CT | purchase, >149 units | $56.0M | 7.80733% | 84 | CFPB HMDA |
| 2025 | Erie County, NY | purchase, >149 units | $42.0M | 7.32681% | 60 | CFPB HMDA |
| 2025 | Morris County, NJ | purchase, 100-149 units | $35.0M | 7.79194% | 60 | CFPB HMDA |
| 2025 | Suffolk County, MA | refinance, 50-99 units | $30.0M | 6.32384% | 120 | CFPB HMDA |
| 2025 | Middlesex County, MA | purchase, 100-149 units | $30.0M | 6.85091% | 60 | CFPB HMDA |
| 2025 | Montgomery County, NY | purchase, >149 units | $29.0M | 7.31859% | 60 | CFPB HMDA |
| 2025 | Madison County, NY | purchase, 25-49 units | $9.60M | 7.34939% | 36 | CFPB HMDA |
| 2025 | Berkshire County, MA | purchase, 5-24 units | $4.20M | 6.31599% | 120 | CFPB HMDA |
| 2025 | Suffolk County, MA | purchase, 5-24 units | $3.70M | 6.56% | 60 | CFPB HMDA |

## What we do not know

- Whether this lender is taking new loans today.
- Its underwriting limits and fees, unless it has told us.
- Whether it takes brokers, beyond what the public record shows.
- A balance is what a lender holds as filed. It is not a loan made.

## For the record

Data as of June 30, 2026. Data release 2026-11-12.1. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them.

We publish data about lenders and sell advertising. We are not a bank or lender, and we do not make credit decisions, take applications, negotiate terms or arrange loans through this site. Using this site creates no broker, advisory or fiduciary relationship. Commercial-purpose loans only. Nothing here is an offer to lend or a promise that any lender will offer you a loan.

The Lender Report is not affiliated with, endorsed by or acting for the FDIC, NCUA, FFIEC, CFPB, SBA, HUD or any government agency. Certificate and charter numbers identify institutions only.

The Lender Report is operated by JPro Labs LLC. The Lender Report is not a bank or a lender. It does not make loans or credit decisions. Listings are built from public records.

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