---
title: Fairfield Federal Savings and Loan Association of Lancaster
url: https://lender.report/lender/fairfield-federal-savings-and-loan-association-of-lancaster-oh/
as_of: 2026-06-30
data_version: 2026-11-12.1
license: https://lender.report/license/
is_paid: false
label: Unverified listing
listing_state: unverified
status: operating
ids: {fdic: 27806, rssd: 666974, ncua: null, lei: 549300SICEH17XJOAN86}
---

# Fairfield Federal Savings and Loan Association of Lancaster

> Unverified listing. Built from public records. The lender has not reviewed the page. Every lender starts this way, and it says nothing about the lender itself. Claiming is free.

**Cite this:** Source: The Lender Report, Fairfield Federal Savings and Loan Association of Lancaster, https://lender.report/lender/fairfield-federal-savings-and-loan-association-of-lancaster-oh/, data as of June 30, 2026.

Savings institution, Lancaster, OH. Regulator: Office of the Comptroller of the Currency. Identifiers: FDIC certificate 27806; RSSD 666974; LEI 549300SICEH17XJOAN86.

## Facts, each with its source and date

- Reported $281.5M in total assets as of June 30, 2026 (FDIC call report).
- Held $6M of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
- Held $2.1M of multifamily loans as of June 30, 2026, up 9.0% from a year earlier (FDIC call report).
- Held $1.5M of owner-occupied commercial real estate loans as of June 30, 2026 (FDIC call report).
- Held $1.5M of construction and land loans as of June 30, 2026 (FDIC call report).
- Originated 13 1-4 unit investor or business-purpose loans totaling $2.3M in 2025 (HMDA).
- Estimated legal lending limit of about $5.2M (estimate, 15% of tier 1 capital plus allowance, June 30, 2026 FDIC call report).
- Listed 3 offices in 1 state (FDIC).
- Held 23 commercial and industrial loans that were $1 million or less when made, with a balance of $71K as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
- Held 9 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $1.5M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.

## What it holds (June 30, 2026)

Balances held as filed. Not loans made.

| Book | Holds | Of its loans | Year over year |
| --- | --- | --- | --- |
| Multifamily | $2.06M | 0.84% | +9.0% |
| Construction and land development | $1.48M | 0.6% | not reported |
| Owner-occupied CRE | $1.51M | 0.61% | -14.8% |
| Non-owner-occupied CRE | $870K | 0.35% | -51.9% |
| Farmland | $0 | 0% | not reported |
| Commercial and industrial | $72.0K | 0.03% | not reported |

## Loans on record

| Kind of loan | Period | Loans made | Dollars | Source |
| --- | --- | --- | --- | --- |
| 1-4 unit investor or business purpose | 2025 | 13 | $2.29M | CFPB HMDA |

## Where it lends

3 offices in 1 states (October 28, 2026).

## Not a rating

Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.

| Measure | Value | How it is worked out |
| --- | --- | --- |
| Estimated largest single loan | $5.19M | Estimate from reported capital, not a limit the lender has stated. |
| Loans to assets | 87.63% | Total loans divided by total assets |
| Loans to deposits | 99.69% | Total loans divided by total deposits |

## What we do not know

- Whether this lender is taking new loans today.
- Its underwriting limits and fees, unless it has told us.
- Whether it takes brokers, beyond what the public record shows.
- A balance is what a lender holds as filed. It is not a loan made.

## How to reach them

- Website: https://www.fairfieldfederal.com (from the regulator record or the lender's own site)
- Phone: (740) 653-3863
- Regulator record: https://banks.data.fdic.gov/bankfind-suite/bankfind/details/27806

## For the record

Data as of June 30, 2026. Data release 2026-11-12.1. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them.

We publish data about lenders and sell advertising. We are not a bank or lender, and we do not make credit decisions, take applications, negotiate terms or arrange loans through this site. Using this site creates no broker, advisory or fiduciary relationship. Commercial-purpose loans only. Nothing here is an offer to lend or a promise that any lender will offer you a loan.

The Lender Report is not affiliated with, endorsed by or acting for the FDIC, NCUA, FFIEC, CFPB, SBA, HUD or any government agency. Certificate and charter numbers identify institutions only.

The Lender Report is operated by JPro Labs LLC. The Lender Report is not a bank or a lender. It does not make loans or credit decisions. Listings are built from public records.

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