---
title: ESSA Bank & Trust
url: https://lender.report/lender/essa-bank-and-trust-pa/
as_of: 2026-06-30
data_version: 2026-11-12.1
license: https://lender.report/license/
is_paid: false
label: Unverified listing
listing_state: unverified
status: merged
ids: {fdic: 28262, rssd: null, ncua: null, lei: 549300W5E3L00UZ6F777}
---

# ESSA Bank & Trust

> Unverified listing. Built from public records. The lender has not reviewed the page. Every lender starts this way, and it says nothing about the lender itself. Claiming is free.

**Cite this:** Source: The Lender Report, ESSA Bank & Trust, https://lender.report/lender/essa-bank-and-trust-pa/, data as of June 30, 2026.

**Status:** merged. Merged into CNB Bank on July 24, 2025. Successor: [CNB Bank](https://lender.report/lender/cnb-bank-pa/).

Depository with no June 2026 call report, Stroudsburg, PA. Identifiers: FDIC certificate 28262; LEI 549300W5E3L00UZ6F777.

## Facts, each with its source and date

- Originated 6 multifamily loans totaling $15.1M in 2025 (HMDA).
- Originated 4 multifamily loans totaling $7M in 2024 (HMDA).
- Originated 11 1-4 unit investor or business-purpose loans totaling $2M in 2025 (HMDA).
- Merged into CNB Bank on July 24, 2025. Source: FDIC records.

## Loans on record

| Kind of loan | Period | Loans made | Dollars | Source |
| --- | --- | --- | --- | --- |
| Multifamily, 5 or more units | 2025 | 6 | $15.1M | CFPB HMDA |
| Multifamily, 5 or more units | 2024 | 4 | $7.00M | CFPB HMDA |
| 1-4 unit investor or business purpose | 2025 | 11 | $1.96M | CFPB HMDA |

## Recent recorded loans, coarsened

Place is the county or the state, amounts are rounded to 2 significant figures, and no borrower is named.

| When | Place | Loan | Amount | Rate | Term (months) | Source |
| --- | --- | --- | --- | --- | --- | --- |
| 2025 | Northampton County, PA | purchase, 25-49 units | $9.10M | 6.8433% | 96 | CFPB HMDA |
| 2025 | Northampton County, PA | purchase, 5-24 units | $2.70M | 6.49% | 84 | CFPB HMDA |
| 2025 | Chester County, PA | refinance, 5-24 units | $2.20M | 7% | 120 | CFPB HMDA |
| 2025 | Lackawanna County, PA | refinance, 5-24 units | $560K | 7.25% | 120 | CFPB HMDA |
| 2025 | Northampton County, PA | refinance, 5-24 units | $420K | 7% | 60 | CFPB HMDA |
| 2025 | Monroe County, PA | improvement, 5-24 units | $55.0K | 8.5% | 24 | CFPB HMDA |
| 2024 | Philadelphia County, PA | refinance, 5-24 units | $4.00M | 7.072% | 60 | CFPB HMDA |
| 2024 | Philadelphia County, PA | refinance, 5-24 units | $1.60M | 6.62% | 60 | CFPB HMDA |
| 2024 | Lehigh County, PA | purchase, 5-24 units | $820K | 6.75% | 120 | CFPB HMDA |
| 2024 | Delaware County, PA | purchase, 5-24 units | $500K | 7.5% | 84 | CFPB HMDA |

## What we do not know

- Whether this lender is taking new loans today.
- Its underwriting limits and fees, unless it has told us.
- Whether it takes brokers, beyond what the public record shows.
- A balance is what a lender holds as filed. It is not a loan made.

## For the record

Data as of June 30, 2026. Data release 2026-11-12.1. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them.

We publish data about lenders and sell advertising. We are not a bank or lender, and we do not make credit decisions, take applications, negotiate terms or arrange loans through this site. Using this site creates no broker, advisory or fiduciary relationship. Commercial-purpose loans only. Nothing here is an offer to lend or a promise that any lender will offer you a loan.

The Lender Report is not affiliated with, endorsed by or acting for the FDIC, NCUA, FFIEC, CFPB, SBA, HUD or any government agency. Certificate and charter numbers identify institutions only.

The Lender Report is operated by JPro Labs LLC. The Lender Report is not a bank or a lender. It does not make loans or credit decisions. Listings are built from public records.

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