--- title: Wasatch Peaks Credit Union url: https://lender.report/lender/wasatch-peaks-credit-union-ut/ as_of: 2026-06-30 data_version: 2026-11-12.1 license: https://lender.report/license/ is_paid: false label: Unverified listing listing_state: unverified status: operating ids: {fdic: null, rssd: 601694, ncua: 24780, lei: 2549008CBS11KBKU4Z95} --- # Wasatch Peaks Credit Union > Unverified listing. Built from public records. The lender has not reviewed the page. Every lender starts this way, and it says nothing about the lender itself. Claiming is free. **Cite this:** Source: The Lender Report, Wasatch Peaks Credit Union, https://lender.report/lender/wasatch-peaks-credit-union-ut/, data as of June 30, 2026. Credit union, Ogden, UT. Regulator: National Credit Union Administration. Identifiers: NCUA charter 24780; RSSD 601694; LEI 2549008CBS11KBKU4Z95. ## Facts, each with its source and date - Reported $658.4M in total assets as of June 30, 2026 (NCUA 5300). - Held $259.7M of commercial and commercial real estate loans as of June 30, 2026 (NCUA 5300). - Held $109M of non-owner-occupied commercial real estate loans as of June 30, 2026, up 18.3% from a year earlier (NCUA 5300). - Held $92M of owner-occupied commercial real estate loans as of June 30, 2026, up 8.7% from a year earlier (NCUA 5300). - Held $29.1M of multifamily loans as of June 30, 2026, up 29.5% from a year earlier (NCUA 5300). - Originated 1 multifamily loan totaling $1.3M in 2025 (HMDA). - Originated 5 1-4 unit investor or business-purpose loans totaling $2.4M in 2025 (HMDA). - Recorded 11 SBA 7(a) approvals totaling $2.6M from October 1, 2023 to September 30, 2026 (SBA). - Provided the first lien on 2 SBA 504 projects with $6.4M in first-lien dollars from October 1, 2023 to September 30, 2026 (SBA). - Originated 31 real-estate-secured commercial loans totaling $57.3M in the first half of 2026 (NCUA 5300). - Estimated member business loan cap of about $80.7M (estimate, lesser of 1.75 times net worth or 12.25% of assets, June 30, 2026 NCUA 5300). - Bought $1M of commercial loan participations from January 1 to June 30, 2026 (NCUA 5300). - Held $39.8M of nonmember commercial loans and participations as of June 30, 2026 (NCUA 5300). - Listed 6 offices in 1 state (NCUA). ## What it holds (June 30, 2026) Balances held as filed. Not loans made. | Book | Holds | Of its loans | Year over year | | --- | --- | --- | --- | | Multifamily | $29.1M | 5.28% | +29.5% | | Construction and land development | $18.4M | 3.34% | -13.7% | | Owner-occupied CRE | $92.0M | 16.66% | +8.7% | | Non-owner-occupied CRE | $109M | 19.75% | +18.3% | | Farmland | $0 | 0% | not reported | | Commercial and industrial | $11.2M | 2.03% | +17.8% | | Other real-estate-secured commercial, chiefly business-purpose 1-4 family | $0 | 0% | not reported | ## Loans on record | Kind of loan | Period | Loans made | Dollars | Source | | --- | --- | --- | --- | --- | | Multifamily, 5 or more units | 2025 | 1 | $1.30M | CFPB HMDA | | 1-4 unit investor or business purpose | 2025 | 5 | $2.40M | CFPB HMDA | | SBA 7(a), net of cancelled | 36 months to September 30, 2026 | 11 | $2.56M | SBA FOIA | | SBA 504 first lien, net of cancelled | 36 months to September 30, 2026 | 2 | $6.40M | SBA FOIA | Credit union filing, first half of 2026: bought $1.00M of commercial participations; holds $39.8M. ## Recent recorded loans, coarsened Place is the county or the state, amounts are rounded to 2 significant figures, and no borrower is named. | When | Place | Loan | Amount | Rate | Term (months) | Source | | --- | --- | --- | --- | --- | --- | --- | | Jul 2026 | Utah | SBA 7(a), Motor Vehicle Supplies and New Parts Merchant Wholesalers | $370K | 7.75% | 120 | SBA FOIA | | Jan 2026 | Utah | SBA 7(a), Specialized Freight (except Used Goods) Trucking, Local | $350K | 7.75% | 120 | SBA FOIA | | Jan 2026 | Utah | SBA 7(a), Specialized Freight (except Used Goods) Trucking, Local | $100K | 6.75% | 120 | SBA FOIA | | 2025 | Utah | purchase, 5-24 units | $1.30M | 6.75% | 10 | CFPB HMDA | | Jul 2025 | Utah | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $240K | 7.75% | 120 | SBA FOIA | | Jul 2025 | Utah | SBA 7(a), Fitness and Recreational Sports Centers | $200K | 7.75% | 120 | SBA FOIA | | Jul 2025 | Utah | SBA 7(a), Landscaping Services | $48.0K | 8% | 120 | SBA FOIA | | Apr 2025 | Utah | SBA 504, Lessors of Miniwarehouses and Self-Storage Units | $4.50M | not reported | 300 | SBA FOIA | | Feb 2025 | Utah | SBA 7(a), Solid Waste Collection | $290K | 8% | 120 | SBA FOIA | | Oct 2024 | Utah | SBA 7(a), Landscaping Services | $30.0K | 9.75% | 120 | SBA FOIA | ## Where it lends 6 offices in 1 states (June 30, 2026). ## Not a rating Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits. | Measure | Value | How it is worked out | | --- | --- | --- | | Estimated largest single loan | $10.4M | Estimate from reported capital, not a limit the lender has stated. | | Loans to assets | 83.83% | Total loans divided by total assets | | Loans to deposits | 101.09% | Total loans divided by total deposits | ## What we do not know - Whether this lender is taking new loans today. - Its underwriting limits and fees, unless it has told us. - Whether it takes brokers, beyond what the public record shows. - A balance is what a lender holds as filed. It is not a loan made. ## How to reach them - Website: http://www.wasatchpeaks.com (from the regulator record or the lender's own site) - Phone: (801) 627-8700 - Regulator record: https://mapping.ncua.gov/singlecreditunion/Details/24780 ## For the record Data as of June 30, 2026. Data release 2026-11-12.1. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. We publish data about lenders and sell advertising. We are not a bank or lender, and we do not make credit decisions, take applications, negotiate terms or arrange loans through this site. Using this site creates no broker, advisory or fiduciary relationship. Commercial-purpose loans only. Nothing here is an offer to lend or a promise that any lender will offer you a loan. The Lender Report is not affiliated with, endorsed by or acting for the FDIC, NCUA, FFIEC, CFPB, SBA, HUD or any government agency. Certificate and charter numbers identify institutions only. The Lender Report is operated by JPro Labs LLC. The Lender Report is not a bank or a lender. It does not make loans or credit decisions. Listings are built from public records. Page: https://lender.report/lender/wasatch-peaks-credit-union-ut/ License: https://lender.report/license/