---
title: Hanscom Credit Union
url: https://lender.report/lender/hanscom-credit-union-ma/
as_of: 2026-06-30
data_version: 2026-11-12.1
license: https://lender.report/license/
is_paid: false
label: Unverified listing
listing_state: unverified
status: operating
ids: {fdic: null, rssd: 371184, ncua: 9095, lei: 5493003B2LEGQHDWRN55}
---

# Hanscom Credit Union

> Unverified listing. Built from public records. The lender has not reviewed the page. Every lender starts this way, and it says nothing about the lender itself. Claiming is free.

**Cite this:** Source: The Lender Report, Hanscom Credit Union, https://lender.report/lender/hanscom-credit-union-ma/, data as of June 30, 2026.

Credit union, Hanscom AFB, MA. Regulator: National Credit Union Administration. Identifiers: NCUA charter 9095; RSSD 371184; LEI 5493003B2LEGQHDWRN55.

## Facts, each with its source and date

- Reported $2.2B in total assets as of June 30, 2026 (NCUA 5300).
- Held $210.8M of commercial and commercial real estate loans as of June 30, 2026 (NCUA 5300).
- Held $102.4M of multifamily loans as of June 30, 2026, up 21.5% from a year earlier (NCUA 5300).
- Held $48.7M of non-owner-occupied commercial real estate loans as of June 30, 2026, up 81.1% from a year earlier (NCUA 5300).
- Held $35.9M of owner-occupied commercial real estate loans as of June 30, 2026, up 392.8% from a year earlier (NCUA 5300).
- Originated 8 multifamily loans totaling $9.1M in 2025 (HMDA).
- Originated 12 multifamily loans totaling $12.8M in 2024 (HMDA).
- Originated 38 1-4 unit investor or business-purpose loans totaling $10.7M in 2025 (HMDA).
- Recorded 28 SBA 7(a) approvals totaling $3.8M from October 1, 2023 to September 30, 2026 (SBA).
- Provided the first lien on 2 SBA 504 projects with $2M in first-lien dollars from October 1, 2023 to September 30, 2026 (SBA).
- Originated 17 real-estate-secured commercial loans totaling $22.7M in the first half of 2026 (NCUA 5300).
- Estimated member business loan cap of about $266.6M (estimate, lesser of 1.75 times net worth or 12.25% of assets, June 30, 2026 NCUA 5300).
- Bought $7.9M of commercial loan participations from January 1 to June 30, 2026 (NCUA 5300).
- Held $31.7M of nonmember commercial loans and participations as of June 30, 2026 (NCUA 5300).
- Listed 24 offices in 4 states (NCUA).

## What it holds (June 30, 2026)

Balances held as filed. Not loans made.

| Book | Holds | Of its loans | Year over year |
| --- | --- | --- | --- |
| Multifamily | $102M | 6.09% | +21.5% |
| Construction and land development | $3.54M | 0.21% | not reported |
| Owner-occupied CRE | $35.9M | 2.14% | +392.8% |
| Non-owner-occupied CRE | $48.7M | 2.9% | +81.1% |
| Farmland | $11.9M | 0.71% | not reported |
| Commercial and industrial | $8.16M | 0.49% | +595.4% |
| Other real-estate-secured commercial, chiefly business-purpose 1-4 family | $123K | 0.01% | not reported |

## Loans on record

| Kind of loan | Period | Loans made | Dollars | Source |
| --- | --- | --- | --- | --- |
| Multifamily, 5 or more units | 2025 | 8 | $9.14M | CFPB HMDA |
| Multifamily, 5 or more units | 2024 | 12 | $12.8M | CFPB HMDA |
| 1-4 unit investor or business purpose | 2025 | 38 | $10.7M | CFPB HMDA |
| SBA 7(a), net of cancelled | 36 months to September 30, 2026 | 28 | $3.76M | SBA FOIA |
| SBA 504 first lien, net of cancelled | 36 months to September 30, 2026 | 2 | $2.00M | SBA FOIA |

Credit union filing, first half of 2026: bought $7.91M of commercial participations; holds $31.7M.

## Recent recorded loans, coarsened

Place is the county or the state, amounts are rounded to 2 significant figures, and no borrower is named.

| When | Place | Loan | Amount | Rate | Term (months) | Source |
| --- | --- | --- | --- | --- | --- | --- |
| Sep 2026 | Massachusetts | SBA 7(a), Offices of Real Estate Agents and Brokers | $180K | 9.75% | 120 | SBA FOIA |
| Sep 2026 | Massachusetts | SBA 7(a), School and Employee Bus Transportation | $150K | 8.75% | 120 | SBA FOIA |
| Sep 2026 | Massachusetts | SBA 7(a), School and Employee Bus Transportation | $120K | 8% | 60 | SBA FOIA |
| Sep 2026 | Massachusetts | SBA 7(a), Transportation and Warehousing | $75.0K | 8.25% | 60 | SBA FOIA |
| Sep 2026 | Massachusetts | SBA 7(a), Offices of All Other Miscellaneous Health Practitioners | $30.0K | 8.25% | 60 | SBA FOIA |
| Sep 2026 | Massachusetts | SBA 7(a), Beauty Salons | $30.0K | 10% | 120 | SBA FOIA |
| Sep 2026 | Massachusetts | SBA 7(a), Administrative and Support and Waste Management and Remediation Services | $20.0K | 8.25% | 60 | SBA FOIA |
| Sep 2026 | Massachusetts | SBA 7(a), Freight Transportation Arrangement | $20.0K | 9.75% | 60 | SBA FOIA |
| Sep 2026 | Massachusetts | SBA 7(a), General Freight Trucking, Local | $13.0K | 8% | 84 | SBA FOIA |
| Sep 2026 | Massachusetts | SBA 7(a), All Other Professional, Scientific, and Technical Services | $10.0K | 8.5% | 60 | SBA FOIA |

## Where it lends

24 offices in 4 states (June 30, 2026).

## Not a rating

Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.

| Measure | Value | How it is worked out |
| --- | --- | --- |
| Estimated largest single loan | $34.2M | Estimate from reported capital, not a limit the lender has stated. |
| Loans to assets | 77.23% | Total loans divided by total assets |
| Loans to deposits | 87.13% | Total loans divided by total deposits |

## What we do not know

- Whether this lender is taking new loans today.
- Its underwriting limits and fees, unless it has told us.
- Whether it takes brokers, beyond what the public record shows.
- A balance is what a lender holds as filed. It is not a loan made.

## How to reach them

- Website: http://www.hfcu.org (from the regulator record or the lender's own site)
- Phone: (800) 656-4328
- Regulator record: https://mapping.ncua.gov/singlecreditunion/Details/9095

## For the record

Data as of June 30, 2026. Data release 2026-11-12.1. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them.

We publish data about lenders and sell advertising. We are not a bank or lender, and we do not make credit decisions, take applications, negotiate terms or arrange loans through this site. Using this site creates no broker, advisory or fiduciary relationship. Commercial-purpose loans only. Nothing here is an offer to lend or a promise that any lender will offer you a loan.

The Lender Report is not affiliated with, endorsed by or acting for the FDIC, NCUA, FFIEC, CFPB, SBA, HUD or any government agency. Certificate and charter numbers identify institutions only.

The Lender Report is operated by JPro Labs LLC. The Lender Report is not a bank or a lender. It does not make loans or credit decisions. Listings are built from public records.

Page: https://lender.report/lender/hanscom-credit-union-ma/  License: https://lender.report/license/
