---
title: Cooperativa de Ahorro y Crédito de Arecibo (COOPACA)
url: https://lender.report/lender/cooperativa-de-ahorro-y-credito-de-arecibo-coopaca-pr/
as_of: 2026-06-30
data_version: 2026-11-12.1
license: https://lender.report/license/
is_paid: false
label: Unverified listing
listing_state: unverified
status: unclear
ids: {fdic: null, rssd: null, ncua: 96817, lei: null}
---

# Cooperativa de Ahorro y Crédito de Arecibo (COOPACA)

> Unverified listing. Built from public records. The lender has not reviewed the page. Every lender starts this way, and it says nothing about the lender itself. Claiming is free.

**Cite this:** Source: The Lender Report, Cooperativa de Ahorro y Crédito de Arecibo (COOPACA), https://lender.report/lender/cooperativa-de-ahorro-y-credito-de-arecibo-coopaca-pr/, data as of June 30, 2026.

**Status:** unclear. Status unclear. NCUA's call report files from the last 12 cycles do not list this charter, and its public data does not say why.

Depository with no June 2026 call report, Arecibo, PR. Identifiers: NCUA charter 96817.

## Facts, each with its source and date

- Recorded 5 SBA 7(a) approvals totaling $805K from October 1, 2023 to September 30, 2026, of which 1 was later cancelled (SBA).

## Loans on record

| Kind of loan | Period | Loans made | Dollars | Source |
| --- | --- | --- | --- | --- |
| SBA 7(a), net of cancelled | 36 months to September 30, 2026 | 4 | $720K | SBA FOIA |

## Recent recorded loans, coarsened

Place is the county or the state, amounts are rounded to 2 significant figures, and no borrower is named.

| When | Place | Loan | Amount | Rate | Term (months) | Source |
| --- | --- | --- | --- | --- | --- | --- |
| Jul 2025 | Puerto Rico | SBA 7(a), Full-Service Restaurants | $81.0K | 10.5% | 60 | SBA FOIA |
| Jun 2025 | Puerto Rico | SBA 7(a), Offices of Mental Health Practitioners (except Physicians) | $270K | 8.75% | 240 | SBA FOIA |
| Mar 2025 | Puerto Rico | SBA 7(a), Other Accounting Services | $180K | 10.75% | 300 | SBA FOIA |
| Dec 2023 | Puerto Rico | SBA 7(a), Assisted Living Facilities for the Elderly | $200K | 10.75% | 300 | SBA FOIA |

## What we do not know

- Whether this lender is taking new loans today.
- Its underwriting limits and fees, unless it has told us.
- Whether it takes brokers, beyond what the public record shows.
- A balance is what a lender holds as filed. It is not a loan made.

## For the record

Data as of June 30, 2026. Data release 2026-11-12.1. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them.

We publish data about lenders and sell advertising. We are not a bank or lender, and we do not make credit decisions, take applications, negotiate terms or arrange loans through this site. Using this site creates no broker, advisory or fiduciary relationship. Commercial-purpose loans only. Nothing here is an offer to lend or a promise that any lender will offer you a loan.

The Lender Report is not affiliated with, endorsed by or acting for the FDIC, NCUA, FFIEC, CFPB, SBA, HUD or any government agency. Certificate and charter numbers identify institutions only.

The Lender Report is operated by JPro Labs LLC. The Lender Report is not a bank or a lender. It does not make loans or credit decisions. Listings are built from public records.

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