--- title: 1-4 Unit Investor Lenders in Alabama: 495 Made Loans in 2025 url: https://lender.report/investor-1-4-lenders/alabama/ license: https://lender.report/license/ --- 1-4 Unit Investor ยท AL # 1-4 Unit Investor lenders in Alabama 495 lenders made at least one 1-4 unit investor or business-purpose loan in Alabama in 2025. Kiavi Funding, Inc. made the most, with 608 of the 10,593 on record. **Evidence** Lender made at least one 1-4 unit investor or business-purpose loan in Alabama in 2025 (HMDA) **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 495 HMDA, 2025 **Investor loans, 2025** 10,593 HMDA, 2025 1-4 units or business purpose **Based in the state** 82 HMDA, 2025 Cite this Source: The Lender Report, 1-4 Unit Investor lenders in Alabama, https://lender.report/investor-1-4-lenders/alabama/, data as of December 31, 2025. ## Describe a deal in Alabama See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show 1-4 unit investor loans in Alabama](https://lender.report/comps/?lane=investor_1to4&state=AL)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan | | --- | --- | --- | --- | --- | --- | | [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 608 | 25,518 | $215K | | [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 462 | 31,218 | $205K | | [BPL Mortgage, LLC](https://lender.report/lender/bpl-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/bpl-mortgage-il/investor-1-4/) | Non-bank | Oakbrook Terrace, IL | 290 | 7,141 | $125K | | [River Bank & Trust](https://lender.report/lender/river-bank-and-trust-al/) [1-4 unit investor record](https://lender.report/lender/river-bank-and-trust-al/investor-1-4/) | Bank | Prattville, AL | 275 | 283 | $135K | | [Family Savings Credit Union](https://lender.report/lender/family-savings-credit-union-al/) [1-4 unit investor record](https://lender.report/lender/family-savings-credit-union-al/investor-1-4/) | Credit union | Rainbow City, AL | 251 | 260 | $145K | | [Loan Funder LLC](https://lender.report/lender/loan-funder-ny/) [1-4 unit investor record](https://lender.report/lender/loan-funder-ny/investor-1-4/) | Non-bank | New York, NY | 213 | 9,296 | $245K | | [Community Bank of Mississippi](https://lender.report/lender/community-bank-of-mississippi-ms/) [1-4 unit investor record](https://lender.report/lender/community-bank-of-mississippi-ms/investor-1-4/) | Bank | Flowood, MS | 200 | 1,398 | $105K | | [Bank Independent](https://lender.report/lender/bank-independent-al/) [1-4 unit investor record](https://lender.report/lender/bank-independent-al/investor-1-4/) | Bank | Sheffield, AL | 180 | 187 | $115K | | [Renasant Bank](https://lender.report/lender/renasant-bank-ms/) [1-4 unit investor record](https://lender.report/lender/renasant-bank-ms/investor-1-4/) | Bank | Tupelo, MS | 176 | 1,139 | $135K | | [FirstBank](https://lender.report/lender/firstbank-tn/) [1-4 unit investor record](https://lender.report/lender/firstbank-tn/investor-1-4/) | Bank | Nashville, TN | 174 | 897 | $195K | | [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 171 | 13,753 | $215K | | [Bryant Bank](https://lender.report/lender/bryant-bank-al/) [1-4 unit investor record](https://lender.report/lender/bryant-bank-al/investor-1-4/) | Bank | Tuscaloosa, AL | 168 | 176 | $165K | | [RCN Capital, LLC](https://lender.report/lender/rcn-capital-ct-south-windsor-3cpf1d02/) | Non-bank | South Windsor, CT | 163 | 7,774 | $165K | | [HomeXpress Mortgage Corp.](https://lender.report/lender/homexpress-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/homexpress-mortgage-ca/investor-1-4/) | Non-bank | Santa Ana, CA | 156 | 5,811 | $255K | | [Redstone Credit Union](https://lender.report/lender/redstone-credit-union-al/) [1-4 unit investor record](https://lender.report/lender/redstone-credit-union-al/investor-1-4/) | Credit union | Huntsville, AL | 155 | 175 | $105K | | [Metro Bank](https://lender.report/lender/metro-bank-al/) [1-4 unit investor record](https://lender.report/lender/metro-bank-al/investor-1-4/) | Bank | Pell City, AL | 122 | 125 | $105K | | [Trustmark Bank](https://lender.report/lender/trustmark-bank-ms/) [1-4 unit investor record](https://lender.report/lender/trustmark-bank-ms/investor-1-4/) | Bank | Jackson, MS | 120 | 401 | $105K | | [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 109 | 11,868 | $275K | | [BankFirst Financial Services](https://lender.report/lender/bankfirst-financial-services-ms/) [1-4 unit investor record](https://lender.report/lender/bankfirst-financial-services-ms/investor-1-4/) | Bank | Columbus, MS | 106 | 465 | $125K | | [CB&S Bank, Inc.](https://lender.report/lender/cb-and-s-bank-al/) [1-4 unit investor record](https://lender.report/lender/cb-and-s-bank-al/investor-1-4/) | Bank | Russellville, AL | 106 | 197 | $105K | | [CV3 Financial Services, LLC](https://lender.report/lender/cv3-financial-services-ca/) [1-4 unit investor record](https://lender.report/lender/cv3-financial-services-ca/investor-1-4/) | Non-bank | El Segundo, CA | 104 | 4,782 | $175K | | [Liberty Bank](https://lender.report/lender/liberty-bank-al/) [1-4 unit investor record](https://lender.report/lender/liberty-bank-al/investor-1-4/) | Bank | Geraldine, AL | 102 | 102 | $150K | | [Troy Bank & Trust Company](https://lender.report/lender/troy-bank-and-trust-al/) [1-4 unit investor record](https://lender.report/lender/troy-bank-and-trust-al/investor-1-4/) | Bank | Troy, AL | 96 | 111 | $125K | | [Alabama One Credit Union](https://lender.report/lender/alabama-one-credit-union-al/) | Credit union | Tuscaloosa, AL | 94 | 94 | $65.0K | | [Union Home Mortgage Corp.](https://lender.report/lender/union-home-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/union-home-mortgage-oh/investor-1-4/) | Non-bank | Strongsville, OH | 92 | 2,685 | $195K | HMDA, 2025 [See all 495 1-4 unit investor lenders in Alabama in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=AL) - Lenders made 10,593 1-4 unit investor or business-purpose loans in Alabama in 2025. HMDA, 2025 - The five most active lenders made 17.8% of them. HMDA, 2025 - Non-banks made 49.9% of these loans in Alabama. HMDA, 2025 - 171 lenders made 10 or more of these loans in Alabama in 2025. HMDA, 2025 - 82 of these lenders are based in Alabama, and the rest lend in from other states. HMDA, 2025 - Kiavi Funding, Inc. made 608 loans here, and United Wholesale Mortgage made 462. HMDA, 2025 - These lenders: 212 banks, 12 savings institutions, 49 credit unions and 222 non-bank lenders. HMDA, 2025 - Among these lenders, the median 1-4 unit investor loan nationally is $195K. HMDA, 2025 ## How this list is defined **Measure** 1-4 unit investor loans made in Alabama **Period** 2025 **Formula** Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Alabama in 2025. A lender is listed if it made at least one. **Order** Largest first by loans made in 2025, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans. HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.