---
title: 1-4 Unit Investor Lenders in Arizona: 511 Made Loans in 2025
url: https://lender.report/investor-1-4-lenders/arizona/
license: https://lender.report/license/
---

1-4 Unit Investor · AZ

# 1-4 Unit Investor lenders in Arizona

511 lenders made at least one 1-4 unit investor or business-purpose loan in Arizona in 2025. United Wholesale Mortgage made the most, with 1,045 of the 12,652 on record.

**Evidence**
Lender made at least one 1-4 unit investor or business-purpose loan in Arizona in 2025 (HMDA)

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
511

HMDA, 2025

**Investor loans, 2025**
12,652

HMDA, 2025

1-4 units or business purpose

**Based in the state**
34

HMDA, 2025

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in Arizona, https://lender.report/investor-1-4-lenders/arizona/, data as of December 31, 2025.

## Describe a deal in Arizona

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show 1-4 unit investor loans in Arizona](https://lender.report/comps/?lane=investor_1to4&state=AZ)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan |
| --- | --- | --- | --- | --- | --- |
| [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 1,045 | 31,218 | $205K |
| [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 645 | 11,868 | $275K |
| [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 477 | 13,753 | $215K |
| [Desert Financial Credit Union](https://lender.report/lender/desert-financial-credit-union-az/) [1-4 unit investor record](https://lender.report/lender/desert-financial-credit-union-az/investor-1-4/) | Credit union | Phoenix, AZ | 467 | 467 | $105K |
| [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 398 | 10,082 | $265K |
| [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 397 | 25,518 | $215K |
| [Pennymac Loan Services LLC](https://lender.report/lender/pennymac-loan-services-ca/) [1-4 unit investor record](https://lender.report/lender/pennymac-loan-services-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 287 | 6,372 | $335K |
| [Fairway Independent Mort Corp](https://lender.report/lender/fairway-independent-mort-wi/) | Non-bank | Madison, WI | 282 | 3,466 | $245K |
| [Merchants Mortgage & Trust Corporation, LLC](https://lender.report/lender/merchants-mortgage-and-trust-co/) [1-4 unit investor record](https://lender.report/lender/merchants-mortgage-and-trust-co/investor-1-4/) | Non-bank | Greenwood Village, CO | 230 | 1,953 | $425K |
| [Champions Funding, LLC](https://lender.report/lender/champions-funding-az/) [1-4 unit investor record](https://lender.report/lender/champions-funding-az/investor-1-4/) | Non-bank | Gilbert, AZ | 199 | 7,467 | $295K |
| [NOVA Financial & Investment Corporation](https://lender.report/lender/nova-financial-and-investment-az/) [1-4 unit investor record](https://lender.report/lender/nova-financial-and-investment-az/investor-1-4/) | Non-bank | Tucson, AZ | 175 | 251 | $245K |
| [HomeXpress Mortgage Corp.](https://lender.report/lender/homexpress-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/homexpress-mortgage-ca/investor-1-4/) | Non-bank | Santa Ana, CA | 169 | 5,811 | $255K |
| [Ocmbc, Inc.](https://lender.report/lender/ocmbc-ca/) [1-4 unit investor record](https://lender.report/lender/ocmbc-ca/investor-1-4/) | Non-bank | Irvine, CA | 164 | 6,043 | $255K |
| [V.I.P. Mortgage, Inc.](https://lender.report/lender/v-i-p-mortgage-az/) [1-4 unit investor record](https://lender.report/lender/v-i-p-mortgage-az/investor-1-4/) | Non-bank | Scottsdale, AZ | 164 | 448 | $265K |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [1-4 unit investor record](https://lender.report/lender/jpmorgan-chase-bank-oh/investor-1-4/) | Bank | Columbus, OH | 160 | 4,691 | $305K |
| [Nexera Holding LLC](https://lender.report/lender/nexera-holding-ca/) [1-4 unit investor record](https://lender.report/lender/nexera-holding-ca/investor-1-4/) | Non-bank | Emeryville, CA | 152 | 2,465 | $285K |
| [Guild Mortgage Company](https://lender.report/lender/guild-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/guild-mortgage-ca/investor-1-4/) | Non-bank | San Diego, CA | 144 | 3,469 | $245K |
| [Newrez LLC](https://lender.report/lender/newrez-pa/) [1-4 unit investor record](https://lender.report/lender/newrez-pa/investor-1-4/) | Non-bank | Fort Washington, PA | 144 | 5,250 | $255K |
| [Citadel Servicing Corporation](https://lender.report/lender/citadel-servicing-ca/) [1-4 unit investor record](https://lender.report/lender/citadel-servicing-ca/investor-1-4/) | Non-bank | Irvine, CA | 139 | 4,136 | $285K |
| [Kind Lending, LLC](https://lender.report/lender/kind-lending-ca/) [1-4 unit investor record](https://lender.report/lender/kind-lending-ca/investor-1-4/) | Non-bank | Irvine, CA | 130 | 4,110 | $275K |
| [CMG Mortgage Inc](https://lender.report/lender/cmg-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/cmg-mortgage-il/investor-1-4/) | Non-bank | San Ramon, IL | 128 | 4,651 | $275K |
| [Lennar Mortgage, LLC](https://lender.report/lender/lennar-mortgage-fl/) | Non-bank | Miami, FL | 120 | 6,134 | $235K |
| [Hometown Equity Mortgage, LLC](https://lender.report/lender/hometown-equity-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/hometown-equity-mortgage-ca/investor-1-4/) | Non-bank | Lake Forest, CA | 116 | 5,405 | $295K |
| [Securitynational Mortgage Company](https://lender.report/lender/securitynational-mortgage-ut/) [1-4 unit investor record](https://lender.report/lender/securitynational-mortgage-ut/investor-1-4/) | Non-bank | Salt Lake City, UT | 116 | 560 | $245K |
| [American Pacific Mortgage Corporation](https://lender.report/lender/american-pacific-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/american-pacific-mortgage-ca/investor-1-4/) | Non-bank | Roseville, CA | 105 | 1,482 | $235K |

HMDA, 2025

[See all 511 1-4 unit investor lenders in Arizona in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=AZ)

- Lenders made 12,652 1-4 unit investor or business-purpose loans in Arizona in 2025. HMDA, 2025
- The five most active lenders made 24.0% of them. HMDA, 2025
- Non-banks made 83.5% of these loans in Arizona. HMDA, 2025
- 176 lenders made 10 or more of these loans in Arizona in 2025. HMDA, 2025
- 34 of these lenders are based in Arizona, and the rest lend in from other states. HMDA, 2025
- United Wholesale Mortgage made 1,045 loans here, and The Loan Store, Inc made 645. HMDA, 2025
- These lenders: 153 banks, 14 savings institutions, 62 credit unions and 282 non-bank lenders. HMDA, 2025
- Among these lenders, the median 1-4 unit investor loan nationally is $245K. HMDA, 2025

## How this list is defined

**Measure**
1-4 unit investor loans made in Arizona

**Period**
2025

**Formula**
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Arizona in 2025. A lender is listed if it made at least one.

**Order**
Largest first by loans made in 2025, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
