---
title: 1-4 Unit Investor Lenders in Colorado: 511 Made Loans in 2025
url: https://lender.report/investor-1-4-lenders/colorado/
license: https://lender.report/license/
---

1-4 Unit Investor · CO

# 1-4 Unit Investor lenders in Colorado

511 lenders made at least one 1-4 unit investor or business-purpose loan in Colorado in 2025. United Wholesale Mortgage made the most, with 795 of the 9,443 on record.

**Evidence**
Lender made at least one 1-4 unit investor or business-purpose loan in Colorado in 2025 (HMDA)

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
511

HMDA, 2025

**Investor loans, 2025**
9,443

HMDA, 2025

1-4 units or business purpose

**Based in the state**
55

HMDA, 2025

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in Colorado, https://lender.report/investor-1-4-lenders/colorado/, data as of December 31, 2025.

## Describe a deal in Colorado

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show 1-4 unit investor loans in Colorado](https://lender.report/comps/?lane=investor_1to4&state=CO)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan |
| --- | --- | --- | --- | --- | --- |
| [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 795 | 31,218 | $205K |
| [Wings Credit Union](https://lender.report/lender/wings-credit-union-co/) [1-4 unit investor record](https://lender.report/lender/wings-credit-union-co/investor-1-4/) | Credit union | Colorado Springs, CO | 426 | 426 | $135K |
| [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 324 | 11,868 | $275K |
| [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 289 | 25,518 | $215K |
| [Merchants Mortgage & Trust Corporation, LLC](https://lender.report/lender/merchants-mortgage-and-trust-co/) [1-4 unit investor record](https://lender.report/lender/merchants-mortgage-and-trust-co/investor-1-4/) | Non-bank | Greenwood Village, CO | 280 | 1,953 | $425K |
| [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 241 | 13,753 | $215K |
| [Alpine Bank](https://lender.report/lender/alpine-bank-co/) [1-4 unit investor record](https://lender.report/lender/alpine-bank-co/investor-1-4/) | Bank | Glenwood Springs, CO | 229 | 229 | $275K |
| [Elevations Credit Union](https://lender.report/lender/elevations-credit-union-co/) [1-4 unit investor record](https://lender.report/lender/elevations-credit-union-co/investor-1-4/) | Credit union | Boulder, CO | 198 | 198 | $225K |
| [Pennymac Loan Services LLC](https://lender.report/lender/pennymac-loan-services-ca/) [1-4 unit investor record](https://lender.report/lender/pennymac-loan-services-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 175 | 6,372 | $335K |
| [Bank of Colorado](https://lender.report/lender/bank-of-colorado-co/) [1-4 unit investor record](https://lender.report/lender/bank-of-colorado-co/investor-1-4/) | Bank | Fort Collins, CO | 168 | 190 | $305K |
| [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) [1-4 unit investor record](https://lender.report/lender/zions-bancorporation-ut/investor-1-4/) | Bank | Salt Lake City, UT | 154 | 495 | $235K |
| [Guild Mortgage Company](https://lender.report/lender/guild-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/guild-mortgage-ca/investor-1-4/) | Non-bank | San Diego, CA | 148 | 3,469 | $245K |
| [Panorama Mortgage Group, LLC](https://lender.report/lender/panorama-mortgage-group-nv/) | Non-bank | Las Vegas, NV | 144 | 943 | $155K |
| [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [1-4 unit investor record](https://lender.report/lender/rf-renovo-management-il/investor-1-4/) | Non-bank | Chicago, IL | 137 | 5,969 | $245K |
| [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 129 | 10,082 | $265K |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [1-4 unit investor record](https://lender.report/lender/jpmorgan-chase-bank-oh/investor-1-4/) | Bank | Columbus, OH | 109 | 4,691 | $305K |
| [Canvas Credit Union](https://lender.report/lender/canvas-credit-union-co/) [1-4 unit investor record](https://lender.report/lender/canvas-credit-union-co/investor-1-4/) | Credit union | Lone Tree, CO | 103 | 104 | $170K |
| [Champions Funding, LLC](https://lender.report/lender/champions-funding-az/) [1-4 unit investor record](https://lender.report/lender/champions-funding-az/investor-1-4/) | Non-bank | Gilbert, AZ | 102 | 7,467 | $295K |
| [Credit Union of Colorado, a](https://lender.report/lender/credit-union-of-colorado-a-co/) | Credit union | Denver, CO | 101 | 106 | $105K |
| [Kind Lending, LLC](https://lender.report/lender/kind-lending-ca/) [1-4 unit investor record](https://lender.report/lender/kind-lending-ca/investor-1-4/) | Non-bank | Irvine, CA | 95 | 4,110 | $275K |
| [Newrez LLC](https://lender.report/lender/newrez-pa/) [1-4 unit investor record](https://lender.report/lender/newrez-pa/investor-1-4/) | Non-bank | Fort Washington, PA | 95 | 5,250 | $255K |
| [Ocmbc, Inc.](https://lender.report/lender/ocmbc-ca/) [1-4 unit investor record](https://lender.report/lender/ocmbc-ca/investor-1-4/) | Non-bank | Irvine, CA | 95 | 6,043 | $255K |
| [Guaranteed Rate, Inc.](https://lender.report/lender/guaranteed-rate-il/) | Non-bank | Chicago, IL | 89 | 5,730 | $295K |
| [CMG Mortgage Inc](https://lender.report/lender/cmg-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/cmg-mortgage-il/investor-1-4/) | Non-bank | San Ramon, IL | 86 | 4,651 | $275K |
| [Fairway Independent Mort Corp](https://lender.report/lender/fairway-independent-mort-wi/) | Non-bank | Madison, WI | 84 | 3,466 | $245K |

HMDA, 2025

[See all 511 1-4 unit investor lenders in Colorado in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=CO)

- Lenders made 9,443 1-4 unit investor or business-purpose loans in Colorado in 2025. HMDA, 2025
- The five most active lenders made 22.4% of them. HMDA, 2025
- Non-banks made 65.8% of these loans in Colorado. HMDA, 2025
- 161 lenders made 10 or more of these loans in Colorado in 2025. HMDA, 2025
- 55 of these lenders are based in Colorado, and the rest lend in from other states. HMDA, 2025
- United Wholesale Mortgage made 795 loans here, and Wings Credit Union made 426. HMDA, 2025
- These lenders: 185 banks, 16 savings institutions, 51 credit unions and 259 non-bank lenders. HMDA, 2025
- Among these lenders, the median 1-4 unit investor loan nationally is $235K. HMDA, 2025

## How this list is defined

**Measure**
1-4 unit investor loans made in Colorado

**Period**
2025

**Formula**
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Colorado in 2025. A lender is listed if it made at least one.

**Order**
Largest first by loans made in 2025, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
