--- title: 1-4 Unit Investor Lenders in Florida: 1,070 Made Loans in 2025 url: https://lender.report/investor-1-4-lenders/florida/ license: https://lender.report/license/ --- 1-4 Unit Investor ยท FL # 1-4 Unit Investor lenders in Florida 1,070 lenders made at least one 1-4 unit investor or business-purpose loan in Florida in 2025. United Wholesale Mortgage made the most, with 3,789 of the 51,341 on record. **Evidence** Lender made at least one 1-4 unit investor or business-purpose loan in Florida in 2025 (HMDA) **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 1,070 HMDA, 2025 **Investor loans, 2025** 51,341 HMDA, 2025 1-4 units or business purpose **Based in the state** 110 HMDA, 2025 Cite this Source: The Lender Report, 1-4 Unit Investor lenders in Florida, https://lender.report/investor-1-4-lenders/florida/, data as of December 31, 2025. ## Describe a deal in Florida See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show 1-4 unit investor loans in Florida](https://lender.report/comps/?lane=investor_1to4&state=FL)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan | | --- | --- | --- | --- | --- | --- | | [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 3,789 | 31,218 | $205K | | [A&D Mortgage LLC](https://lender.report/lender/a-and-d-mortgage-fl/) [1-4 unit investor record](https://lender.report/lender/a-and-d-mortgage-fl/investor-1-4/) | Non-bank | Ft. Lauderdale, FL | 2,774 | 5,695 | $235K | | [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 2,385 | 25,518 | $215K | | [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 1,502 | 10,082 | $265K | | [Champions Funding, LLC](https://lender.report/lender/champions-funding-az/) [1-4 unit investor record](https://lender.report/lender/champions-funding-az/investor-1-4/) | Non-bank | Gilbert, AZ | 1,413 | 7,467 | $295K | | [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 1,131 | 11,868 | $275K | | [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 1,125 | 13,753 | $215K | | [Hometown Equity Mortgage, LLC](https://lender.report/lender/hometown-equity-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/hometown-equity-mortgage-ca/investor-1-4/) | Non-bank | Lake Forest, CA | 1,083 | 5,405 | $295K | | [AmWest Funding Corp](https://lender.report/lender/amwest-funding-ca/) [1-4 unit investor record](https://lender.report/lender/amwest-funding-ca/investor-1-4/) | Non-bank | Brea, CA | 1,016 | 5,001 | $245K | | [HomeXpress Mortgage Corp.](https://lender.report/lender/homexpress-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/homexpress-mortgage-ca/investor-1-4/) | Non-bank | Santa Ana, CA | 965 | 5,811 | $255K | | [Angel Oak Mortgage Solutions LLC](https://lender.report/lender/angel-oak-mortgage-solutions-ga/) [1-4 unit investor record](https://lender.report/lender/angel-oak-mortgage-solutions-ga/investor-1-4/) | Non-bank | Atlanta, GA | 960 | 3,151 | $245K | | [Deephaven Mortgage LLC](https://lender.report/lender/deephaven-mortgage-nc/) [1-4 unit investor record](https://lender.report/lender/deephaven-mortgage-nc/investor-1-4/) | Non-bank | Charlotte, NC | 920 | 4,914 | $215K | | [Lennar Mortgage, LLC](https://lender.report/lender/lennar-mortgage-fl/) | Non-bank | Miami, FL | 827 | 6,134 | $235K | | [Citadel Servicing Corporation](https://lender.report/lender/citadel-servicing-ca/) [1-4 unit investor record](https://lender.report/lender/citadel-servicing-ca/investor-1-4/) | Non-bank | Irvine, CA | 769 | 4,136 | $285K | | [Ocmbc, Inc.](https://lender.report/lender/ocmbc-ca/) [1-4 unit investor record](https://lender.report/lender/ocmbc-ca/investor-1-4/) | Non-bank | Irvine, CA | 728 | 6,043 | $255K | | [Newrez LLC](https://lender.report/lender/newrez-pa/) [1-4 unit investor record](https://lender.report/lender/newrez-pa/investor-1-4/) | Non-bank | Fort Washington, PA | 690 | 5,250 | $255K | | [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [1-4 unit investor record](https://lender.report/lender/rf-renovo-management-il/investor-1-4/) | Non-bank | Chicago, IL | 597 | 5,969 | $245K | | [Easy Street Capital LLC](https://lender.report/lender/easy-street-capital-tx/) | Non-bank | Austin, TX | 590 | 2,409 | $245K | | [Bradesco Bank](https://lender.report/lender/bradesco-bank-fl/) [1-4 unit investor record](https://lender.report/lender/bradesco-bank-fl/investor-1-4/) | Bank | Coral Gables, FL | 577 | 628 | $415K | | [RCN Capital, LLC](https://lender.report/lender/rcn-capital-ct-south-windsor-3cpf1d02/) | Non-bank | South Windsor, CT | 511 | 7,774 | $165K | | [Banco do Brasil Americas](https://lender.report/lender/banco-do-brasil-americas-fl/) [1-4 unit investor record](https://lender.report/lender/banco-do-brasil-americas-fl/investor-1-4/) | Bank | Miami, FL | 509 | 510 | $410K | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [1-4 unit investor record](https://lender.report/lender/velocity-commercial-capital-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 498 | 4,776 | $185K | | [Reliable Holdings Manager dba Lendz Financial](https://lender.report/lender/reliable-holdings-manager-dba-lendz-financial-fl/) [1-4 unit investor record](https://lender.report/lender/reliable-holdings-manager-dba-lendz-financial-fl/investor-1-4/) | Non-bank | Fort Lauderdale, FL | 496 | 711 | $275K | | [American Heritage Lending, LLC](https://lender.report/lender/american-heritage-lending-ca/) [1-4 unit investor record](https://lender.report/lender/american-heritage-lending-ca/investor-1-4/) | Non-bank | Irvine, CA | 478 | 3,741 | $185K | | [Pennymac Loan Services LLC](https://lender.report/lender/pennymac-loan-services-ca/) [1-4 unit investor record](https://lender.report/lender/pennymac-loan-services-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 476 | 6,372 | $335K | HMDA, 2025 [See all 1,070 1-4 unit investor lenders in Florida in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=FL) - Lenders made 51,341 1-4 unit investor or business-purpose loans in Florida in 2025. HMDA, 2025 - The five most active lenders made 23.1% of them. HMDA, 2025 - Non-banks made 85.6% of these loans in Florida. HMDA, 2025 - 362 lenders made 10 or more of these loans in Florida in 2025. HMDA, 2025 - 110 of these lenders are based in Florida, and the rest lend in from other states. HMDA, 2025 - United Wholesale Mortgage made 3,789 loans here, and A&D Mortgage LLC made 2,774. HMDA, 2025 - These lenders: 497 banks, 39 savings institutions, 127 credit unions and 407 non-bank lenders. HMDA, 2025 - Among these lenders, the median 1-4 unit investor loan nationally is $205K. HMDA, 2025 ## How this list is defined **Measure** 1-4 unit investor loans made in Florida **Period** 2025 **Formula** Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Florida in 2025. A lender is listed if it made at least one. **Order** Largest first by loans made in 2025, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans. HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.