---
title: 1-4 Unit Investor Lenders in Idaho: 265 Made Loans in 2025
url: https://lender.report/investor-1-4-lenders/idaho/
license: https://lender.report/license/
---

1-4 Unit Investor · ID

# 1-4 Unit Investor lenders in Idaho

265 lenders made at least one 1-4 unit investor or business-purpose loan in Idaho in 2025. Idaho Central Credit Union made the most, with 602 of the 3,614 on record.

**Evidence**
Lender made at least one 1-4 unit investor or business-purpose loan in Idaho in 2025 (HMDA)

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
265

HMDA, 2025

**Investor loans, 2025**
3,614

HMDA, 2025

1-4 units or business purpose

**Based in the state**
19

HMDA, 2025

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in Idaho, https://lender.report/investor-1-4-lenders/idaho/, data as of December 31, 2025.

## Describe a deal in Idaho

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show 1-4 unit investor loans in Idaho](https://lender.report/comps/?lane=investor_1to4&state=ID)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan |
| --- | --- | --- | --- | --- | --- |
| [Idaho Central Credit Union](https://lender.report/lender/idaho-central-credit-union-id/) [1-4 unit investor record](https://lender.report/lender/idaho-central-credit-union-id/investor-1-4/) | Credit union | Chubbuck, ID | 602 | 645 | $205K |
| [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 160 | 31,218 | $205K |
| [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 118 | 11,868 | $275K |
| [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 112 | 13,753 | $215K |
| [Glacier Bank](https://lender.report/lender/glacier-bank-mt/) [1-4 unit investor record](https://lender.report/lender/glacier-bank-mt/investor-1-4/) | Bank | Kalispell, MT | 100 | 624 | $255K |
| [Premier Mortgage Resources, LLC](https://lender.report/lender/premier-mortgage-resources-id/) | Non-bank | Meridian, ID | 97 | 311 | $275K |
| [Guild Mortgage Company](https://lender.report/lender/guild-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/guild-mortgage-ca/investor-1-4/) | Non-bank | San Diego, CA | 84 | 3,469 | $245K |
| [Kind Lending, LLC](https://lender.report/lender/kind-lending-ca/) [1-4 unit investor record](https://lender.report/lender/kind-lending-ca/investor-1-4/) | Non-bank | Irvine, CA | 63 | 4,110 | $275K |
| [D. L. Evans Bank](https://lender.report/lender/d-l-evans-bank-id/) [1-4 unit investor record](https://lender.report/lender/d-l-evans-bank-id/investor-1-4/) | Bank | Burley, ID | 60 | 71 | $285K |
| [Guaranteed Rate, Inc.](https://lender.report/lender/guaranteed-rate-il/) | Non-bank | Chicago, IL | 60 | 5,730 | $295K |
| [First Federal Savings Bank of Twin Falls](https://lender.report/lender/first-federal-savings-bank-of-twin-falls-id/) [1-4 unit investor record](https://lender.report/lender/first-federal-savings-bank-of-twin-falls-id/investor-1-4/) | Savings | Twin Falls, ID | 55 | 55 | $275K |
| [Movement Mortgage, LLC](https://lender.report/lender/movement-mortgage-sc/) [1-4 unit investor record](https://lender.report/lender/movement-mortgage-sc/investor-1-4/) | Non-bank | Indian Land, SC | 55 | 3,397 | $255K |
| [Pennymac Loan Services LLC](https://lender.report/lender/pennymac-loan-services-ca/) [1-4 unit investor record](https://lender.report/lender/pennymac-loan-services-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 55 | 6,372 | $335K |
| [Lennar Mortgage, LLC](https://lender.report/lender/lennar-mortgage-fl/) | Non-bank | Miami, FL | 54 | 6,134 | $235K |
| [CMG Mortgage Inc](https://lender.report/lender/cmg-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/cmg-mortgage-il/investor-1-4/) | Non-bank | San Ramon, IL | 50 | 4,651 | $275K |
| [Mountain America Credit Union](https://lender.report/lender/mountain-america-credit-union-ut/) [1-4 unit investor record](https://lender.report/lender/mountain-america-credit-union-ut/investor-1-4/) | Credit union | Sandy, UT | 49 | 357 | $235K |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [1-4 unit investor record](https://lender.report/lender/u-s-bank-oh/investor-1-4/) | Bank | Cincinnati, OH | 45 | 2,786 | $325K |
| [Synergy One Lending, Inc.](https://lender.report/lender/synergy-one-lending-ca/) | Non-bank | San Diego, CA | 40 | 639 | $215K |
| [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 38 | 10,082 | $265K |
| [American Pacific Mortgage Corporation](https://lender.report/lender/american-pacific-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/american-pacific-mortgage-ca/investor-1-4/) | Non-bank | Roseville, CA | 37 | 1,482 | $235K |
| [Evergreen Moneysource Mortgage Company](https://lender.report/lender/evergreen-moneysource-mortgage-wa/) | Non-bank | Bellevue, WA | 36 | 223 | $295K |
| [HomeXpress Mortgage Corp.](https://lender.report/lender/homexpress-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/homexpress-mortgage-ca/investor-1-4/) | Non-bank | Santa Ana, CA | 35 | 5,811 | $255K |
| [Fairway Independent Mort Corp](https://lender.report/lender/fairway-independent-mort-wi/) | Non-bank | Madison, WI | 33 | 3,466 | $245K |
| [Freedom Northwest Credit Union](https://lender.report/lender/freedom-northwest-credit-union-id/) | Credit union | Kamiah, ID | 32 | 49 | $145K |
| [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 31 | 25,518 | $215K |

HMDA, 2025

[See all 265 1-4 unit investor lenders in Idaho in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=ID)

- Lenders made 3,614 1-4 unit investor or business-purpose loans in Idaho in 2025. HMDA, 2025
- The five most active lenders made 30.2% of them. HMDA, 2025
- Non-banks made 58.1% of these loans in Idaho. HMDA, 2025
- 80 lenders made 10 or more of these loans in Idaho in 2025. HMDA, 2025
- 19 of these lenders are based in Idaho, and the rest lend in from other states. HMDA, 2025
- Idaho Central Credit Union made 602 loans here, and United Wholesale Mortgage made 160. HMDA, 2025
- These lenders: 64 banks, 9 savings institutions, 35 credit unions and 157 non-bank lenders. HMDA, 2025
- Among these lenders, the median 1-4 unit investor loan nationally is $255K. HMDA, 2025

## How this list is defined

**Measure**
1-4 unit investor loans made in Idaho

**Period**
2025

**Formula**
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Idaho in 2025. A lender is listed if it made at least one.

**Order**
Largest first by loans made in 2025, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
