--- title: 1-4 Unit Investor Lenders in Illinois: 601 Made Loans in 2025 url: https://lender.report/investor-1-4-lenders/illinois/ license: https://lender.report/license/ --- 1-4 Unit Investor ยท IL # 1-4 Unit Investor lenders in Illinois 601 lenders made at least one 1-4 unit investor or business-purpose loan in Illinois in 2025. United Wholesale Mortgage made the most, with 1,137 of the 19,592 on record. **Evidence** Lender made at least one 1-4 unit investor or business-purpose loan in Illinois in 2025 (HMDA) **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 601 HMDA, 2025 **Investor loans, 2025** 19,592 HMDA, 2025 1-4 units or business purpose **Based in the state** 203 HMDA, 2025 Cite this Source: The Lender Report, 1-4 Unit Investor lenders in Illinois, https://lender.report/investor-1-4-lenders/illinois/, data as of December 31, 2025. ## Describe a deal in Illinois See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show 1-4 unit investor loans in Illinois](https://lender.report/comps/?lane=investor_1to4&state=IL)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan | | --- | --- | --- | --- | --- | --- | | [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 1,137 | 31,218 | $205K | | [Loan Funder LLC](https://lender.report/lender/loan-funder-ny/) [1-4 unit investor record](https://lender.report/lender/loan-funder-ny/investor-1-4/) | Non-bank | New York, NY | 1,106 | 9,296 | $245K | | [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 780 | 11,868 | $275K | | [Guaranteed Rate, Inc.](https://lender.report/lender/guaranteed-rate-il/) | Non-bank | Chicago, IL | 578 | 5,730 | $295K | | [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [1-4 unit investor record](https://lender.report/lender/rf-renovo-management-il/investor-1-4/) | Non-bank | Chicago, IL | 473 | 5,969 | $245K | | [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 463 | 25,518 | $215K | | [BPL Mortgage, LLC](https://lender.report/lender/bpl-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/bpl-mortgage-il/investor-1-4/) | Non-bank | Oakbrook Terrace, IL | 447 | 7,141 | $125K | | [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 360 | 10,082 | $265K | | [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 323 | 13,753 | $215K | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [1-4 unit investor record](https://lender.report/lender/jpmorgan-chase-bank-oh/investor-1-4/) | Bank | Columbus, OH | 307 | 4,691 | $305K | | [RCN Capital, LLC](https://lender.report/lender/rcn-capital-ct-south-windsor-3cpf1d02/) | Non-bank | South Windsor, CT | 301 | 7,774 | $165K | | [Fairway Independent Mort Corp](https://lender.report/lender/fairway-independent-mort-wi/) | Non-bank | Madison, WI | 247 | 3,466 | $245K | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [1-4 unit investor record](https://lender.report/lender/velocity-commercial-capital-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 238 | 4,776 | $185K | | [Greenstate Credit Union](https://lender.report/lender/greenstate-credit-union-ia/) [1-4 unit investor record](https://lender.report/lender/greenstate-credit-union-ia/investor-1-4/) | Credit union | North Liberty, IA | 217 | 572 | $155K | | [INB, National Association](https://lender.report/lender/inb-il/) [1-4 unit investor record](https://lender.report/lender/inb-il/investor-1-4/) | Bank | Springfield, IL | 191 | 202 | $85.0K | | [Morton Community Bank](https://lender.report/lender/morton-community-bank-il/) [1-4 unit investor record](https://lender.report/lender/morton-community-bank-il/investor-1-4/) | Bank | Morton, IL | 190 | 207 | $115K | | [First State Bank](https://lender.report/lender/first-state-bank-il/) [1-4 unit investor record](https://lender.report/lender/first-state-bank-il/investor-1-4/) | Bank | Mendota, IL | 188 | 196 | $135K | | [Bank of Springfield](https://lender.report/lender/bank-of-springfield-il/) [1-4 unit investor record](https://lender.report/lender/bank-of-springfield-il/investor-1-4/) | Bank | Springfield, IL | 186 | 248 | $115K | | [FCB Banks](https://lender.report/lender/fcb-banks-il/) [1-4 unit investor record](https://lender.report/lender/fcb-banks-il/investor-1-4/) | Bank | Collinsville, IL | 181 | 365 | $135K | | [United Community Bank](https://lender.report/lender/united-community-bank-il/) [1-4 unit investor record](https://lender.report/lender/united-community-bank-il/investor-1-4/) | Bank | Chatham, IL | 167 | 196 | $100K | | [CV3 Financial Services, LLC](https://lender.report/lender/cv3-financial-services-ca/) [1-4 unit investor record](https://lender.report/lender/cv3-financial-services-ca/investor-1-4/) | Non-bank | El Segundo, CA | 166 | 4,782 | $175K | | [Barrington Bank & Trust Company, National Association](https://lender.report/lender/barrington-bank-and-trust-il/) [1-4 unit investor record](https://lender.report/lender/barrington-bank-and-trust-il/investor-1-4/) | Bank | Barrington, IL | 161 | 371 | $235K | | [Republic Bank of Chicago](https://lender.report/lender/republic-bank-of-chicago-il/) [1-4 unit investor record](https://lender.report/lender/republic-bank-of-chicago-il/investor-1-4/) | Bank | Oak Brook, IL | 160 | 249 | $135K | | [HomeXpress Mortgage Corp.](https://lender.report/lender/homexpress-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/homexpress-mortgage-ca/investor-1-4/) | Non-bank | Santa Ana, CA | 158 | 5,811 | $255K | | [Ocmbc, Inc.](https://lender.report/lender/ocmbc-ca/) [1-4 unit investor record](https://lender.report/lender/ocmbc-ca/investor-1-4/) | Non-bank | Irvine, CA | 157 | 6,043 | $255K | HMDA, 2025 [See all 601 1-4 unit investor lenders in Illinois in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=IL) - Lenders made 19,592 1-4 unit investor or business-purpose loans in Illinois in 2025. HMDA, 2025 - The five most active lenders made 20.8% of them. HMDA, 2025 - Non-banks made 60.2% of these loans in Illinois. HMDA, 2025 - 291 lenders made 10 or more of these loans in Illinois in 2025. HMDA, 2025 - 203 of these lenders are based in Illinois, and the rest lend in from other states. HMDA, 2025 - United Wholesale Mortgage made 1,137 loans here, and Loan Funder LLC made 1,106. HMDA, 2025 - These lenders: 256 banks, 29 savings institutions, 66 credit unions and 250 non-bank lenders. HMDA, 2025 - Among these lenders, the median 1-4 unit investor loan nationally is $200K. HMDA, 2025 ## How this list is defined **Measure** 1-4 unit investor loans made in Illinois **Period** 2025 **Formula** Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Illinois in 2025. A lender is listed if it made at least one. **Order** Largest first by loans made in 2025, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans. HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.