--- title: 1-4 Unit Investor Lenders in Iowa: 348 Made Loans in 2025 url: https://lender.report/investor-1-4-lenders/iowa/ license: https://lender.report/license/ --- 1-4 Unit Investor ยท IA # 1-4 Unit Investor lenders in Iowa 348 lenders made at least one 1-4 unit investor or business-purpose loan in Iowa in 2025. Hills Bank and Trust Company made the most, with 411 of the 5,883 on record. **Evidence** Lender made at least one 1-4 unit investor or business-purpose loan in Iowa in 2025 (HMDA) **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 348 HMDA, 2025 **Investor loans, 2025** 5,883 HMDA, 2025 1-4 units or business purpose **Based in the state** 121 HMDA, 2025 Cite this Source: The Lender Report, 1-4 Unit Investor lenders in Iowa, https://lender.report/investor-1-4-lenders/iowa/, data as of December 31, 2025. ## Describe a deal in Iowa See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show 1-4 unit investor loans in Iowa](https://lender.report/comps/?lane=investor_1to4&state=IA)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan | | --- | --- | --- | --- | --- | --- | | [Hills Bank and Trust Company](https://lender.report/lender/hills-bank-and-trust-ia/) [1-4 unit investor record](https://lender.report/lender/hills-bank-and-trust-ia/investor-1-4/) | Bank | Hills, IA | 411 | 412 | $155K | | [Greenstate Credit Union](https://lender.report/lender/greenstate-credit-union-ia/) [1-4 unit investor record](https://lender.report/lender/greenstate-credit-union-ia/investor-1-4/) | Credit union | North Liberty, IA | 283 | 572 | $155K | | [Veridian Credit Union](https://lender.report/lender/veridian-credit-union-ia/) [1-4 unit investor record](https://lender.report/lender/veridian-credit-union-ia/investor-1-4/) | Credit union | Waterloo, IA | 202 | 310 | $115K | | [Availa Bank](https://lender.report/lender/availa-bank-ia/) [1-4 unit investor record](https://lender.report/lender/availa-bank-ia/investor-1-4/) | Bank | Carroll, IA | 196 | 228 | $85.0K | | [Bank Iowa](https://lender.report/lender/bank-iowa-ia/) [1-4 unit investor record](https://lender.report/lender/bank-iowa-ia/investor-1-4/) | Bank | West Des Moines, IA | 149 | 157 | $105K | | [BankIowa](https://lender.report/lender/bankiowa-ia/) [1-4 unit investor record](https://lender.report/lender/bankiowa-ia/investor-1-4/) | Bank | Cedar Rapids, IA | 116 | 117 | $85.0K | | [Central Bank](https://lender.report/lender/central-bank-ia/) [1-4 unit investor record](https://lender.report/lender/central-bank-ia/investor-1-4/) | Bank | Storm Lake, IA | 115 | 149 | $165K | | [Northwest Bank](https://lender.report/lender/northwest-bank-ia/) [1-4 unit investor record](https://lender.report/lender/northwest-bank-ia/investor-1-4/) | Bank | Spencer, IA | 107 | 159 | $145K | | [Fidelity Bank & Trust](https://lender.report/lender/fidelity-bank-and-trust-ia/) [1-4 unit investor record](https://lender.report/lender/fidelity-bank-and-trust-ia/investor-1-4/) | Bank | Dubuque, IA | 103 | 109 | $105K | | [First State Bank](https://lender.report/lender/first-state-bank-ia-lynnville/) [1-4 unit investor record](https://lender.report/lender/first-state-bank-ia-lynnville/investor-1-4/) | Bank | Lynnville, IA | 99 | 99 | $75.0K | | [CBI Bank & Trust](https://lender.report/lender/cbi-bank-and-trust-ia/) [1-4 unit investor record](https://lender.report/lender/cbi-bank-and-trust-ia/investor-1-4/) | Bank | Muscatine, IA | 98 | 182 | $95.0K | | [Community Choice Credit Union](https://lender.report/lender/community-choice-credit-union-ia/) [1-4 unit investor record](https://lender.report/lender/community-choice-credit-union-ia/investor-1-4/) | Credit union | Johnston, IA | 96 | 96 | $155K | | [Blue Grass Savings Bank](https://lender.report/lender/blue-grass-savings-bank-ia/) [1-4 unit investor record](https://lender.report/lender/blue-grass-savings-bank-ia/investor-1-4/) | Bank | Blue Grass, IA | 82 | 109 | $85.0K | | [Glenwood State Bank](https://lender.report/lender/glenwood-state-bank-ia/) [1-4 unit investor record](https://lender.report/lender/glenwood-state-bank-ia/investor-1-4/) | Bank | Glenwood, IA | 81 | 92 | $125K | | [Primebank](https://lender.report/lender/primebank-ia/) [1-4 unit investor record](https://lender.report/lender/primebank-ia/investor-1-4/) | Bank | Le Mars, IA | 81 | 95 | $125K | | [Raccoon Valley Bank](https://lender.report/lender/raccoon-valley-bank-ia/) [1-4 unit investor record](https://lender.report/lender/raccoon-valley-bank-ia/investor-1-4/) | Bank | Perry, IA | 81 | 81 | $135K | | [Dupaco Community Credit Union](https://lender.report/lender/dupaco-community-credit-union-ia/) [1-4 unit investor record](https://lender.report/lender/dupaco-community-credit-union-ia/investor-1-4/) | Credit union | Dubuque, IA | 79 | 158 | $135K | | [Washington State Bank](https://lender.report/lender/washington-state-bank-ia/) [1-4 unit investor record](https://lender.report/lender/washington-state-bank-ia/investor-1-4/) | Bank | Washington, IA | 72 | 73 | $105K | | [United Bank of Iowa](https://lender.report/lender/united-bank-of-iowa-ia/) [1-4 unit investor record](https://lender.report/lender/united-bank-of-iowa-ia/investor-1-4/) | Bank | Ida Grove, IA | 66 | 69 | $95.0K | | [Community State Bank](https://lender.report/lender/community-state-bank-ia-ankeny/) [1-4 unit investor record](https://lender.report/lender/community-state-bank-ia-ankeny/investor-1-4/) | Bank | Ankeny, IA | 65 | 65 | $225K | | [First Central State Bank](https://lender.report/lender/first-central-state-bank-ia/) [1-4 unit investor record](https://lender.report/lender/first-central-state-bank-ia/investor-1-4/) | Bank | Dewitt, IA | 65 | 79 | $85.0K | | [Ascentra Credit Union](https://lender.report/lender/ascentra-credit-union-ia/) [1-4 unit investor record](https://lender.report/lender/ascentra-credit-union-ia/investor-1-4/) | Credit union | Bettendorf, IA | 63 | 87 | $95.0K | | [First Bank](https://lender.report/lender/first-bank-ia/) [1-4 unit investor record](https://lender.report/lender/first-bank-ia/investor-1-4/) | Bank | Waverly, IA | 63 | 65 | $125K | | [Luana Savings Bank](https://lender.report/lender/luana-savings-bank-ia/) [1-4 unit investor record](https://lender.report/lender/luana-savings-bank-ia/investor-1-4/) | Bank | Luana, IA | 62 | 63 | $155K | | [Peoples Bank](https://lender.report/lender/peoples-bank-ia-rock-valley/) [1-4 unit investor record](https://lender.report/lender/peoples-bank-ia-rock-valley/investor-1-4/) | Bank | Rock Valley, IA | 62 | 74 | $125K | HMDA, 2025 [See all 348 1-4 unit investor lenders in Iowa in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=IA) - Lenders made 5,883 1-4 unit investor or business-purpose loans in Iowa in 2025. HMDA, 2025 - The five most active lenders made 21.1% of them. HMDA, 2025 - Non-banks made 12.6% of these loans in Iowa. HMDA, 2025 - 125 lenders made 10 or more of these loans in Iowa in 2025. HMDA, 2025 - 121 of these lenders are based in Iowa, and the rest lend in from other states. HMDA, 2025 - Hills Bank and Trust Company made 411 loans here, and Greenstate Credit Union made 283. HMDA, 2025 - These lenders: 188 banks, 11 savings institutions, 36 credit unions and 113 non-bank lenders. HMDA, 2025 - Among these lenders, the median 1-4 unit investor loan nationally is $165K. HMDA, 2025 ## How this list is defined **Measure** 1-4 unit investor loans made in Iowa **Period** 2025 **Formula** Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Iowa in 2025. A lender is listed if it made at least one. **Order** Largest first by loans made in 2025, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans. HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.