---
title: 1-4 Unit Investor Lenders in Louisiana: 329 Made Loans in 2025
url: https://lender.report/investor-1-4-lenders/louisiana/
license: https://lender.report/license/
---

1-4 Unit Investor · LA

# 1-4 Unit Investor lenders in Louisiana

329 lenders made at least one 1-4 unit investor or business-purpose loan in Louisiana in 2025. Gulf Coast Bank and Trust Company made the most, with 351 of the 8,354 on record.

**Evidence**
Lender made at least one 1-4 unit investor or business-purpose loan in Louisiana in 2025 (HMDA)

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
329

HMDA, 2025

**Investor loans, 2025**
8,354

HMDA, 2025

1-4 units or business purpose

**Based in the state**
99

HMDA, 2025

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in Louisiana, https://lender.report/investor-1-4-lenders/louisiana/, data as of December 31, 2025.

## Describe a deal in Louisiana

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show 1-4 unit investor loans in Louisiana](https://lender.report/comps/?lane=investor_1to4&state=LA)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan |
| --- | --- | --- | --- | --- | --- |
| [Gulf Coast Bank and Trust Company](https://lender.report/lender/gulf-coast-bank-and-trust-la/) [1-4 unit investor record](https://lender.report/lender/gulf-coast-bank-and-trust-la/investor-1-4/) | Bank | New Orleans, LA | 351 | 404 | $200K |
| [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 331 | 31,218 | $205K |
| [b1BANK](https://lender.report/lender/b1bank-la/) [1-4 unit investor record](https://lender.report/lender/b1bank-la/investor-1-4/) | Bank | Baton Rouge, LA | 299 | 349 | $135K |
| [Synergy Bank](https://lender.report/lender/synergy-bank-la/) [1-4 unit investor record](https://lender.report/lender/synergy-bank-la/investor-1-4/) | Bank | Houma, LA | 249 | 257 | $95.0K |
| [The Evangeline Bank and Trust Company](https://lender.report/lender/evangeline-bank-and-trust-la/) [1-4 unit investor record](https://lender.report/lender/evangeline-bank-and-trust-la/investor-1-4/) | Bank | Ville Platte, LA | 218 | 218 | $95.0K |
| [Guaranty Bank & Trust Company of Delhi, Louisiana](https://lender.report/lender/guaranty-bank-and-trust-company-of-delhi-louisiana-la/) [1-4 unit investor record](https://lender.report/lender/guaranty-bank-and-trust-company-of-delhi-louisiana-la/investor-1-4/) | Bank | Delhi, LA | 216 | 218 | $85.0K |
| [Origin Bank](https://lender.report/lender/origin-bank-la/) [1-4 unit investor record](https://lender.report/lender/origin-bank-la/investor-1-4/) | Bank | Choudrant, LA | 204 | 300 | $165K |
| [BankPlus](https://lender.report/lender/bankplus-ms/) [1-4 unit investor record](https://lender.report/lender/bankplus-ms/investor-1-4/) | Bank | Belzoni, MS | 165 | 690 | $165K |
| [Southern Heritage Bank](https://lender.report/lender/southern-heritage-bank-la/) [1-4 unit investor record](https://lender.report/lender/southern-heritage-bank-la/investor-1-4/) | Bank | Jonesville, LA | 157 | 157 | $95.0K |
| [Winnsboro State Bank & Trust Company](https://lender.report/lender/winnsboro-state-bank-and-trust-la/) [1-4 unit investor record](https://lender.report/lender/winnsboro-state-bank-and-trust-la/investor-1-4/) | Bank | Winnsboro, LA | 138 | 145 | $75.0K |
| [Hancock Whitney Bank](https://lender.report/lender/hancock-whitney-bank-ms/) [1-4 unit investor record](https://lender.report/lender/hancock-whitney-bank-ms/investor-1-4/) | Bank | Gulfport, MS | 125 | 237 | $195K |
| [First American Bank and Trust](https://lender.report/lender/first-american-bank-and-trust-la/) [1-4 unit investor record](https://lender.report/lender/first-american-bank-and-trust-la/investor-1-4/) | Bank | Vacherie, LA | 122 | 122 | $125K |
| [Homeland Federal Savings Bank](https://lender.report/lender/homeland-federal-savings-bank-la/) [1-4 unit investor record](https://lender.report/lender/homeland-federal-savings-bank-la/investor-1-4/) | Savings | Columbia, LA | 118 | 119 | $95.0K |
| [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [1-4 unit investor record](https://lender.report/lender/velocity-commercial-capital-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 115 | 4,776 | $185K |
| [Red River Bank](https://lender.report/lender/red-river-bank-la/) [1-4 unit investor record](https://lender.report/lender/red-river-bank-la/investor-1-4/) | Bank | Alexandria, LA | 108 | 118 | $115K |
| [Resource Bank](https://lender.report/lender/resource-bank-la/) [1-4 unit investor record](https://lender.report/lender/resource-bank-la/investor-1-4/) | Bank | Covington, LA | 105 | 109 | $165K |
| [JD Bank](https://lender.report/lender/jd-bank-la/) [1-4 unit investor record](https://lender.report/lender/jd-bank-la/investor-1-4/) | Bank | Jennings, LA | 96 | 101 | $75.0K |
| [Deephaven Mortgage LLC](https://lender.report/lender/deephaven-mortgage-nc/) [1-4 unit investor record](https://lender.report/lender/deephaven-mortgage-nc/investor-1-4/) | Non-bank | Charlotte, NC | 94 | 4,914 | $215K |
| [Community First Bank](https://lender.report/lender/community-first-bank-la/) [1-4 unit investor record](https://lender.report/lender/community-first-bank-la/investor-1-4/) | Bank | New Iberia, LA | 91 | 93 | $75.0K |
| [Gibsland Bank & Trust Company](https://lender.report/lender/gibsland-bank-and-trust-la/) [1-4 unit investor record](https://lender.report/lender/gibsland-bank-and-trust-la/investor-1-4/) | Bank | Gibsland, LA | 90 | 91 | $85.0K |
| [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 90 | 25,518 | $215K |
| [RCN Capital, LLC](https://lender.report/lender/rcn-capital-ct-south-windsor-3cpf1d02/) | Non-bank | South Windsor, CT | 89 | 7,774 | $165K |
| [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 86 | 13,753 | $215K |
| [Renasant Bank](https://lender.report/lender/renasant-bank-ms/) [1-4 unit investor record](https://lender.report/lender/renasant-bank-ms/investor-1-4/) | Bank | Tupelo, MS | 85 | 1,139 | $135K |
| [The First National Bank of Jeanerette](https://lender.report/lender/first-national-bank-of-jeanerette-la/) [1-4 unit investor record](https://lender.report/lender/first-national-bank-of-jeanerette-la/investor-1-4/) | Bank | Jeanerette, LA | 85 | 85 | $125K |

HMDA, 2025

[See all 329 1-4 unit investor lenders in Louisiana in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=LA)

- Lenders made 8,354 1-4 unit investor or business-purpose loans in Louisiana in 2025. HMDA, 2025
- The five most active lenders made 17.3% of them. HMDA, 2025
- Non-banks made 33.8% of these loans in Louisiana. HMDA, 2025
- 141 lenders made 10 or more of these loans in Louisiana in 2025. HMDA, 2025
- 99 of these lenders are based in Louisiana, and the rest lend in from other states. HMDA, 2025
- Gulf Coast Bank and Trust Company made 351 loans here, and United Wholesale Mortgage made 331. HMDA, 2025
- These lenders: 120 banks, 13 savings institutions, 32 credit unions and 164 non-bank lenders. HMDA, 2025
- Among these lenders, the median 1-4 unit investor loan nationally is $195K. HMDA, 2025

## How this list is defined

**Measure**
1-4 unit investor loans made in Louisiana

**Period**
2025

**Formula**
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Louisiana in 2025. A lender is listed if it made at least one.

**Order**
Largest first by loans made in 2025, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
