---
title: 1-4 Unit Investor Lenders in Maryland: 419 Made Loans in 2025
url: https://lender.report/investor-1-4-lenders/maryland/
license: https://lender.report/license/
---

1-4 Unit Investor · MD

# 1-4 Unit Investor lenders in Maryland

419 lenders made at least one 1-4 unit investor or business-purpose loan in Maryland in 2025. RCN Capital, LLC made the most, with 710 of the 10,140 on record.

**Evidence**
Lender made at least one 1-4 unit investor or business-purpose loan in Maryland in 2025 (HMDA)

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
419

HMDA, 2025

**Investor loans, 2025**
10,140

HMDA, 2025

1-4 units or business purpose

**Based in the state**
56

HMDA, 2025

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in Maryland, https://lender.report/investor-1-4-lenders/maryland/, data as of December 31, 2025.

## Describe a deal in Maryland

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show 1-4 unit investor loans in Maryland](https://lender.report/comps/?lane=investor_1to4&state=MD)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan |
| --- | --- | --- | --- | --- | --- |
| [RCN Capital, LLC](https://lender.report/lender/rcn-capital-ct-south-windsor-3cpf1d02/) | Non-bank | South Windsor, CT | 710 | 7,774 | $165K |
| [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 594 | 31,218 | $205K |
| [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 493 | 25,518 | $215K |
| [CV3 Financial Services, LLC](https://lender.report/lender/cv3-financial-services-ca/) [1-4 unit investor record](https://lender.report/lender/cv3-financial-services-ca/investor-1-4/) | Non-bank | El Segundo, CA | 349 | 4,782 | $175K |
| [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 320 | 13,753 | $215K |
| [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [1-4 unit investor record](https://lender.report/lender/rf-renovo-management-il/investor-1-4/) | Non-bank | Chicago, IL | 293 | 5,969 | $245K |
| [Dominion Financial Services, LLC](https://lender.report/lender/dominion-financial-services-md/) [1-4 unit investor record](https://lender.report/lender/dominion-financial-services-md/investor-1-4/) | Non-bank | Baltimore, MD | 264 | 2,589 | $175K |
| [Ocmbc, Inc.](https://lender.report/lender/ocmbc-ca/) [1-4 unit investor record](https://lender.report/lender/ocmbc-ca/investor-1-4/) | Non-bank | Irvine, CA | 229 | 6,043 | $255K |
| [BPL Mortgage, LLC](https://lender.report/lender/bpl-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/bpl-mortgage-il/investor-1-4/) | Non-bank | Oakbrook Terrace, IL | 184 | 7,141 | $125K |
| [Loan Funder LLC](https://lender.report/lender/loan-funder-ny/) [1-4 unit investor record](https://lender.report/lender/loan-funder-ny/investor-1-4/) | Non-bank | New York, NY | 173 | 9,296 | $245K |
| [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 162 | 10,082 | $265K |
| [Newrez LLC](https://lender.report/lender/newrez-pa/) [1-4 unit investor record](https://lender.report/lender/newrez-pa/investor-1-4/) | Non-bank | Fort Washington, PA | 151 | 5,250 | $255K |
| [NFM, Inc](https://lender.report/lender/nfm-md/) | Non-bank | Linthicum, MD | 126 | 1,729 | $225K |
| [HomeXpress Mortgage Corp.](https://lender.report/lender/homexpress-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/homexpress-mortgage-ca/investor-1-4/) | Non-bank | Santa Ana, CA | 122 | 5,811 | $255K |
| [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 115 | 11,868 | $275K |
| [First Home Mortgage](https://lender.report/lender/first-home-mortgage-md/) | Non-bank | Baltimore, MD | 112 | 226 | $265K |
| [Deephaven Mortgage LLC](https://lender.report/lender/deephaven-mortgage-nc/) [1-4 unit investor record](https://lender.report/lender/deephaven-mortgage-nc/investor-1-4/) | Non-bank | Charlotte, NC | 104 | 4,914 | $215K |
| [Lennar Mortgage, LLC](https://lender.report/lender/lennar-mortgage-fl/) | Non-bank | Miami, FL | 98 | 6,134 | $235K |
| [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [1-4 unit investor record](https://lender.report/lender/velocity-commercial-capital-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 93 | 4,776 | $185K |
| [Pennymac Loan Services LLC](https://lender.report/lender/pennymac-loan-services-ca/) [1-4 unit investor record](https://lender.report/lender/pennymac-loan-services-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 90 | 6,372 | $335K |
| [Navy Federal Credit Union](https://lender.report/lender/navy-federal-credit-union-va/) [1-4 unit investor record](https://lender.report/lender/navy-federal-credit-union-va/investor-1-4/) | Credit union | Vienna, VA | 83 | 1,383 | $105K |
| [American Heritage Lending, LLC](https://lender.report/lender/american-heritage-lending-ca/) [1-4 unit investor record](https://lender.report/lender/american-heritage-lending-ca/investor-1-4/) | Non-bank | Irvine, CA | 81 | 3,741 | $185K |
| [State Employees CU of Maryland, Inc](https://lender.report/lender/state-employees-cu-of-maryland-md/) [1-4 unit investor record](https://lender.report/lender/state-employees-cu-of-maryland-md/investor-1-4/) | Credit union | Linthicum, MD | 81 | 95 | $205K |
| [Angel Oak Mortgage Solutions LLC](https://lender.report/lender/angel-oak-mortgage-solutions-ga/) [1-4 unit investor record](https://lender.report/lender/angel-oak-mortgage-solutions-ga/investor-1-4/) | Non-bank | Atlanta, GA | 80 | 3,151 | $245K |
| [Champions Funding, LLC](https://lender.report/lender/champions-funding-az/) [1-4 unit investor record](https://lender.report/lender/champions-funding-az/investor-1-4/) | Non-bank | Gilbert, AZ | 79 | 7,467 | $295K |

HMDA, 2025

[See all 419 1-4 unit investor lenders in Maryland in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=MD)

- Lenders made 10,140 1-4 unit investor or business-purpose loans in Maryland in 2025. HMDA, 2025
- The five most active lenders made 24.3% of them. HMDA, 2025
- Non-banks made 83.3% of these loans in Maryland. HMDA, 2025
- 165 lenders made 10 or more of these loans in Maryland in 2025. HMDA, 2025
- 56 of these lenders are based in Maryland, and the rest lend in from other states. HMDA, 2025
- RCN Capital, LLC made 710 loans here, and United Wholesale Mortgage made 594. HMDA, 2025
- These lenders: 96 banks, 20 savings institutions, 52 credit unions and 251 non-bank lenders. HMDA, 2025
- Among these lenders, the median 1-4 unit investor loan nationally is $245K. HMDA, 2025

## How this list is defined

**Measure**
1-4 unit investor loans made in Maryland

**Period**
2025

**Formula**
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Maryland in 2025. A lender is listed if it made at least one.

**Order**
Largest first by loans made in 2025, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
