---
title: 1-4 Unit Investor Lenders in Massachusetts: 425 Made Loans
url: https://lender.report/investor-1-4-lenders/massachusetts/
license: https://lender.report/license/
---

1-4 Unit Investor · MA

# 1-4 Unit Investor lenders in Massachusetts

425 lenders made at least one 1-4 unit investor or business-purpose loan in Massachusetts in 2025. Leader Bank, National Association made the most, with 419 of the 10,795 on record.

**Evidence**
Lender made at least one 1-4 unit investor or business-purpose loan in Massachusetts in 2025 (HMDA)

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
425

HMDA, 2025

**Investor loans, 2025**
10,795

HMDA, 2025

1-4 units or business purpose

**Based in the state**
130

HMDA, 2025

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in Massachusetts, https://lender.report/investor-1-4-lenders/massachusetts/, data as of December 31, 2025.

## Describe a deal in Massachusetts

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show 1-4 unit investor loans in Massachusetts](https://lender.report/comps/?lane=investor_1to4&state=MA)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan |
| --- | --- | --- | --- | --- | --- |
| [Leader Bank, National Association](https://lender.report/lender/leader-bank-ma/) [1-4 unit investor record](https://lender.report/lender/leader-bank-ma/investor-1-4/) | Bank | Arlington, MA | 419 | 582 | $445K |
| [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [1-4 unit investor record](https://lender.report/lender/rf-renovo-management-il/investor-1-4/) | Non-bank | Chicago, IL | 405 | 5,969 | $245K |
| [Rockland Trust Company](https://lender.report/lender/rockland-trust-ma/) [1-4 unit investor record](https://lender.report/lender/rockland-trust-ma/investor-1-4/) | Bank | Rockland, MA | 393 | 435 | $375K |
| [Guaranteed Rate, Inc.](https://lender.report/lender/guaranteed-rate-il/) | Non-bank | Chicago, IL | 361 | 5,730 | $295K |
| [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 356 | 10,082 | $265K |
| [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 277 | 31,218 | $205K |
| [Workers Credit Union](https://lender.report/lender/workers-credit-union-ma/) [1-4 unit investor record](https://lender.report/lender/workers-credit-union-ma/investor-1-4/) | Credit union | Littleton, MA | 240 | 251 | $665K |
| [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 236 | 13,753 | $215K |
| [TD Bank, National Association](https://lender.report/lender/td-bank-de/) [1-4 unit investor record](https://lender.report/lender/td-bank-de/investor-1-4/) | Bank | Wilmington, DE | 195 | 1,778 | $205K |
| [RCN Capital, LLC](https://lender.report/lender/rcn-capital-ct-south-windsor-3cpf1d02/) | Non-bank | South Windsor, CT | 177 | 7,774 | $165K |
| [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 170 | 25,518 | $215K |
| [CCG Fund 1, LLC](https://lender.report/lender/ccg-fund-1-ma/) [1-4 unit investor record](https://lender.report/lender/ccg-fund-1-ma/investor-1-4/) | Non-bank | Boston, MA | 163 | 223 | $1.36M |
| [Ocmbc, Inc.](https://lender.report/lender/ocmbc-ca/) [1-4 unit investor record](https://lender.report/lender/ocmbc-ca/investor-1-4/) | Non-bank | Irvine, CA | 151 | 6,043 | $255K |
| [Loan Funder LLC](https://lender.report/lender/loan-funder-ny/) [1-4 unit investor record](https://lender.report/lender/loan-funder-ny/investor-1-4/) | Non-bank | New York, NY | 136 | 9,296 | $245K |
| [Pennymac Loan Services LLC](https://lender.report/lender/pennymac-loan-services-ca/) [1-4 unit investor record](https://lender.report/lender/pennymac-loan-services-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 135 | 6,372 | $335K |
| [Newrez LLC](https://lender.report/lender/newrez-pa/) [1-4 unit investor record](https://lender.report/lender/newrez-pa/investor-1-4/) | Non-bank | Fort Washington, PA | 124 | 5,250 | $255K |
| [Guild Mortgage Company](https://lender.report/lender/guild-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/guild-mortgage-ca/investor-1-4/) | Non-bank | San Diego, CA | 118 | 3,469 | $245K |
| [East West Bank](https://lender.report/lender/east-west-bank-ca/) [1-4 unit investor record](https://lender.report/lender/east-west-bank-ca/investor-1-4/) | Bank | Pasadena, CA | 116 | 2,164 | $455K |
| [CMG Mortgage Inc](https://lender.report/lender/cmg-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/cmg-mortgage-il/investor-1-4/) | Non-bank | San Ramon, IL | 111 | 4,651 | $275K |
| [The Village Bank](https://lender.report/lender/village-bank-ma/) [1-4 unit investor record](https://lender.report/lender/village-bank-ma/investor-1-4/) | Savings | Newton, MA | 110 | 110 | $1.91M |
| [Hometown Equity Mortgage, LLC](https://lender.report/lender/hometown-equity-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/hometown-equity-mortgage-ca/investor-1-4/) | Non-bank | Lake Forest, CA | 108 | 5,405 | $295K |
| [HomeXpress Mortgage Corp.](https://lender.report/lender/homexpress-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/homexpress-mortgage-ca/investor-1-4/) | Non-bank | Santa Ana, CA | 104 | 5,811 | $255K |
| [TruNorth Bank](https://lender.report/lender/trunorth-bank-ma-easthampton/) [1-4 unit investor record](https://lender.report/lender/trunorth-bank-ma-easthampton/investor-1-4/) | Bank | Easthampton, MA | 104 | 130 | $320K |
| [Fairway Independent Mort Corp](https://lender.report/lender/fairway-independent-mort-wi/) | Non-bank | Madison, WI | 103 | 3,466 | $245K |
| [General Mortgage Capital Corporation](https://lender.report/lender/general-mortgage-capital-ca/) [1-4 unit investor record](https://lender.report/lender/general-mortgage-capital-ca/investor-1-4/) | Non-bank | Burlingame, CA | 84 | 1,737 | $325K |

HMDA, 2025

[See all 425 1-4 unit investor lenders in Massachusetts in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=MA)

- Lenders made 10,795 1-4 unit investor or business-purpose loans in Massachusetts in 2025. HMDA, 2025
- The five most active lenders made 17.9% of them. HMDA, 2025
- Non-banks made 57.2% of these loans in Massachusetts. HMDA, 2025
- 184 lenders made 10 or more of these loans in Massachusetts in 2025. HMDA, 2025
- 130 of these lenders are based in Massachusetts, and the rest lend in from other states. HMDA, 2025
- Leader Bank, National Association made 419 loans here, and RF Renovo Management Company, LLC made 405. HMDA, 2025
- These lenders: 98 banks, 63 savings institutions, 61 credit unions and 203 non-bank lenders. HMDA, 2025
- Among these lenders, the median 1-4 unit investor loan nationally is $285K. HMDA, 2025

## How this list is defined

**Measure**
1-4 unit investor loans made in Massachusetts

**Period**
2025

**Formula**
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Massachusetts in 2025. A lender is listed if it made at least one.

**Order**
Largest first by loans made in 2025, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
