--- title: 1-4 Unit Investor Lenders in Michigan: 432 Made Loans in 2025 url: https://lender.report/investor-1-4-lenders/michigan/ license: https://lender.report/license/ --- 1-4 Unit Investor ยท MI # 1-4 Unit Investor lenders in Michigan 432 lenders made at least one 1-4 unit investor or business-purpose loan in Michigan in 2025. United Wholesale Mortgage made the most, with 2,328 of the 13,109 on record. **Evidence** Lender made at least one 1-4 unit investor or business-purpose loan in Michigan in 2025 (HMDA) **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 432 HMDA, 2025 **Investor loans, 2025** 13,109 HMDA, 2025 1-4 units or business purpose **Based in the state** 107 HMDA, 2025 Cite this Source: The Lender Report, 1-4 Unit Investor lenders in Michigan, https://lender.report/investor-1-4-lenders/michigan/, data as of December 31, 2025. ## Describe a deal in Michigan See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show 1-4 unit investor loans in Michigan](https://lender.report/comps/?lane=investor_1to4&state=MI)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan | | --- | --- | --- | --- | --- | --- | | [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 2,328 | 31,218 | $205K | | [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 1,128 | 25,518 | $215K | | [RCN Capital, LLC](https://lender.report/lender/rcn-capital-ct-south-windsor-3cpf1d02/) | Non-bank | South Windsor, CT | 647 | 7,774 | $165K | | [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 577 | 13,753 | $215K | | [BPL Mortgage, LLC](https://lender.report/lender/bpl-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/bpl-mortgage-il/investor-1-4/) | Non-bank | Oakbrook Terrace, IL | 431 | 7,141 | $125K | | [Union Home Mortgage Corp.](https://lender.report/lender/union-home-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/union-home-mortgage-oh/investor-1-4/) | Non-bank | Strongsville, OH | 314 | 2,685 | $195K | | [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 306 | 11,868 | $275K | | [Loan Funder LLC](https://lender.report/lender/loan-funder-ny/) [1-4 unit investor record](https://lender.report/lender/loan-funder-ny/investor-1-4/) | Non-bank | New York, NY | 221 | 9,296 | $245K | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [1-4 unit investor record](https://lender.report/lender/velocity-commercial-capital-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 217 | 4,776 | $185K | | [CV3 Financial Services, LLC](https://lender.report/lender/cv3-financial-services-ca/) [1-4 unit investor record](https://lender.report/lender/cv3-financial-services-ca/investor-1-4/) | Non-bank | El Segundo, CA | 210 | 4,782 | $175K | | [Lake Michigan Credit Union](https://lender.report/lender/lake-michigan-credit-union-mi/) [1-4 unit investor record](https://lender.report/lender/lake-michigan-credit-union-mi/investor-1-4/) | Credit union | Grand Rapids, MI | 194 | 234 | $185K | | [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [1-4 unit investor record](https://lender.report/lender/rf-renovo-management-il/investor-1-4/) | Non-bank | Chicago, IL | 156 | 5,969 | $245K | | [Newrez LLC](https://lender.report/lender/newrez-pa/) [1-4 unit investor record](https://lender.report/lender/newrez-pa/investor-1-4/) | Non-bank | Fort Washington, PA | 141 | 5,250 | $255K | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [1-4 unit investor record](https://lender.report/lender/huntington-national-bank-oh/investor-1-4/) | Bank | Columbus, OH | 141 | 1,040 | $125K | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [1-4 unit investor record](https://lender.report/lender/jpmorgan-chase-bank-oh/investor-1-4/) | Bank | Columbus, OH | 137 | 4,691 | $305K | | [Flagstar Bank, National Association](https://lender.report/lender/flagstar-bank-ny/) [1-4 unit investor record](https://lender.report/lender/flagstar-bank-ny/investor-1-4/) | Bank | Hicksville, NY | 133 | 474 | $175K | | [Staunton Financial Inc](https://lender.report/lender/staunton-financial-mi/) | Non-bank | Southfield, MI | 128 | 131 | $145K | | [American Heritage Lending, LLC](https://lender.report/lender/american-heritage-lending-ca/) [1-4 unit investor record](https://lender.report/lender/american-heritage-lending-ca/investor-1-4/) | Non-bank | Irvine, CA | 124 | 3,741 | $185K | | [Guaranteed Rate, Inc.](https://lender.report/lender/guaranteed-rate-il/) | Non-bank | Chicago, IL | 113 | 5,730 | $295K | | [Genisys Credit Union](https://lender.report/lender/genisys-credit-union-mi/) [1-4 unit investor record](https://lender.report/lender/genisys-credit-union-mi/investor-1-4/) | Credit union | Auburn Hills, MI | 101 | 111 | $335K | | [Deephaven Mortgage LLC](https://lender.report/lender/deephaven-mortgage-nc/) [1-4 unit investor record](https://lender.report/lender/deephaven-mortgage-nc/investor-1-4/) | Non-bank | Charlotte, NC | 96 | 4,914 | $215K | | [Isabella Bank](https://lender.report/lender/isabella-bank-mi/) [1-4 unit investor record](https://lender.report/lender/isabella-bank-mi/investor-1-4/) | Bank | Mount Pleasant, MI | 96 | 97 | $125K | | [Consumers Credit Union](https://lender.report/lender/consumers-credit-union-mi/) | Credit union | Oshtemo, MI | 95 | 95 | $145K | | [Dominion Financial Services, LLC](https://lender.report/lender/dominion-financial-services-md/) [1-4 unit investor record](https://lender.report/lender/dominion-financial-services-md/investor-1-4/) | Non-bank | Baltimore, MD | 92 | 2,589 | $175K | | [Gold Star Mortgage Financial Group, Corporation](https://lender.report/lender/gold-star-mortgage-financial-group-mi/) [1-4 unit investor record](https://lender.report/lender/gold-star-mortgage-financial-group-mi/investor-1-4/) | Non-bank | Ann Arbor, MI | 92 | 310 | $215K | HMDA, 2025 [See all 432 1-4 unit investor lenders in Michigan in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=MI) - Lenders made 13,109 1-4 unit investor or business-purpose loans in Michigan in 2025. HMDA, 2025 - The five most active lenders made 39.0% of them. HMDA, 2025 - Non-banks made 74.7% of these loans in Michigan. HMDA, 2025 - 164 lenders made 10 or more of these loans in Michigan in 2025. HMDA, 2025 - 107 of these lenders are based in Michigan, and the rest lend in from other states. HMDA, 2025 - United Wholesale Mortgage made 2,328 loans here, and Kiavi Funding, Inc. made 1,128. HMDA, 2025 - These lenders: 126 banks, 13 savings institutions, 77 credit unions and 216 non-bank lenders. HMDA, 2025 - Among these lenders, the median 1-4 unit investor loan nationally is $210K. HMDA, 2025 ## How this list is defined **Measure** 1-4 unit investor loans made in Michigan **Period** 2025 **Formula** Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Michigan in 2025. A lender is listed if it made at least one. **Order** Largest first by loans made in 2025, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans. HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.