--- title: 1-4 Unit Investor Lenders in Mississippi: 297 Made Loans in 2025 url: https://lender.report/investor-1-4-lenders/mississippi/ license: https://lender.report/license/ --- 1-4 Unit Investor ยท MS # 1-4 Unit Investor lenders in Mississippi 297 lenders made at least one 1-4 unit investor or business-purpose loan in Mississippi in 2025. Community Bank of Mississippi made the most, with 1,061 of the 6,270 on record. **Evidence** Lender made at least one 1-4 unit investor or business-purpose loan in Mississippi in 2025 (HMDA) **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 297 HMDA, 2025 **Investor loans, 2025** 6,270 HMDA, 2025 1-4 units or business purpose **Based in the state** 39 HMDA, 2025 Cite this Source: The Lender Report, 1-4 Unit Investor lenders in Mississippi, https://lender.report/investor-1-4-lenders/mississippi/, data as of December 31, 2025. ## Describe a deal in Mississippi See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show 1-4 unit investor loans in Mississippi](https://lender.report/comps/?lane=investor_1to4&state=MS)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan | | --- | --- | --- | --- | --- | --- | | [Community Bank of Mississippi](https://lender.report/lender/community-bank-of-mississippi-ms/) [1-4 unit investor record](https://lender.report/lender/community-bank-of-mississippi-ms/investor-1-4/) | Bank | Flowood, MS | 1,061 | 1,398 | $105K | | [BankPlus](https://lender.report/lender/bankplus-ms/) [1-4 unit investor record](https://lender.report/lender/bankplus-ms/investor-1-4/) | Bank | Belzoni, MS | 422 | 690 | $165K | | [Renasant Bank](https://lender.report/lender/renasant-bank-ms/) [1-4 unit investor record](https://lender.report/lender/renasant-bank-ms/investor-1-4/) | Bank | Tupelo, MS | 375 | 1,139 | $135K | | [BankFirst Financial Services](https://lender.report/lender/bankfirst-financial-services-ms/) [1-4 unit investor record](https://lender.report/lender/bankfirst-financial-services-ms/investor-1-4/) | Bank | Columbus, MS | 354 | 465 | $125K | | [Guaranty Bank and Trust Company](https://lender.report/lender/guaranty-bank-and-trust-ms/) [1-4 unit investor record](https://lender.report/lender/guaranty-bank-and-trust-ms/investor-1-4/) | Bank | Belzoni, MS | 286 | 309 | $105K | | [Trustmark Bank](https://lender.report/lender/trustmark-bank-ms/) [1-4 unit investor record](https://lender.report/lender/trustmark-bank-ms/investor-1-4/) | Bank | Jackson, MS | 201 | 401 | $105K | | [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 198 | 31,218 | $205K | | [BPL Mortgage, LLC](https://lender.report/lender/bpl-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/bpl-mortgage-il/investor-1-4/) | Non-bank | Oakbrook Terrace, IL | 164 | 7,141 | $125K | | [Planters Bank & Trust Company](https://lender.report/lender/planters-bank-and-trust-ms/) [1-4 unit investor record](https://lender.report/lender/planters-bank-and-trust-ms/investor-1-4/) | Bank | Indianola, MS | 149 | 203 | $85.0K | | [Bank of Commerce](https://lender.report/lender/bank-of-commerce-ms/) [1-4 unit investor record](https://lender.report/lender/bank-of-commerce-ms/investor-1-4/) | Bank | Greenwood, MS | 123 | 123 | $65.0K | | [Citizens Bank](https://lender.report/lender/citizens-bank-ms/) [1-4 unit investor record](https://lender.report/lender/citizens-bank-ms/investor-1-4/) | Bank | Columbia, MS | 117 | 119 | $65.0K | | [The Citizens Bank of Philadelphia, Mississippi](https://lender.report/lender/citizens-bank-of-philadelphia-mississippi-ms/) [1-4 unit investor record](https://lender.report/lender/citizens-bank-of-philadelphia-mississippi-ms/investor-1-4/) | Bank | Philadelphia, MS | 104 | 107 | $105K | | [PriorityOne Bank](https://lender.report/lender/priorityone-bank-ms/) [1-4 unit investor record](https://lender.report/lender/priorityone-bank-ms/investor-1-4/) | Bank | Magee, MS | 85 | 86 | $145K | | [First Bank](https://lender.report/lender/first-bank-ms/) [1-4 unit investor record](https://lender.report/lender/first-bank-ms/investor-1-4/) | Bank | Mccomb, MS | 84 | 86 | $95.0K | | [Loan Funder LLC](https://lender.report/lender/loan-funder-ny/) [1-4 unit investor record](https://lender.report/lender/loan-funder-ny/investor-1-4/) | Non-bank | New York, NY | 84 | 9,296 | $245K | | [Bank of Holly Springs](https://lender.report/lender/bank-of-holly-springs-ms/) | Bank | Holly Springs, MS | 78 | 102 | $85.0K | | [First Security Bank](https://lender.report/lender/first-security-bank-ms/) [1-4 unit investor record](https://lender.report/lender/first-security-bank-ms/investor-1-4/) | Bank | Batesville, MS | 75 | 78 | $175K | | [The Citizens National Bank of Meridian](https://lender.report/lender/citizens-national-bank-of-meridian-ms/) [1-4 unit investor record](https://lender.report/lender/citizens-national-bank-of-meridian-ms/investor-1-4/) | Bank | Meridian, MS | 74 | 81 | $95.0K | | [Uplift Bank](https://lender.report/lender/southern-bancorp-bank-ar/) [1-4 unit investor record](https://lender.report/lender/southern-bancorp-bank-ar/investor-1-4/) | Bank | Arkadelphia, AR | 68 | 302 | $95.0K | | [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 65 | 13,753 | $215K | | [First State Bank](https://lender.report/lender/first-state-bank-ms/) [1-4 unit investor record](https://lender.report/lender/first-state-bank-ms/investor-1-4/) | Bank | Waynesboro, MS | 57 | 60 | $105K | | [Peoples Bank](https://lender.report/lender/peoples-bank-ms-mendenhall/) [1-4 unit investor record](https://lender.report/lender/peoples-bank-ms-mendenhall/investor-1-4/) | Bank | Mendenhall, MS | 56 | 56 | $75.0K | | [Copiah Bank](https://lender.report/lender/copiah-bank-ms/) [1-4 unit investor record](https://lender.report/lender/copiah-bank-ms/investor-1-4/) | Bank | Hazlehurst, MS | 52 | 52 | $95.0K | | [RCN Capital, LLC](https://lender.report/lender/rcn-capital-ct-south-windsor-3cpf1d02/) | Non-bank | South Windsor, CT | 51 | 7,774 | $165K | | [Bank of Yazoo City](https://lender.report/lender/bank-of-yazoo-city-ms/) [1-4 unit investor record](https://lender.report/lender/bank-of-yazoo-city-ms/investor-1-4/) | Bank | Yazoo City, MS | 50 | 56 | $135K | HMDA, 2025 [See all 297 1-4 unit investor lenders in Mississippi in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=MS) - Lenders made 6,270 1-4 unit investor or business-purpose loans in Mississippi in 2025. HMDA, 2025 - The five most active lenders made 39.8% of them. HMDA, 2025 - Non-banks made 24.3% of these loans in Mississippi. HMDA, 2025 - 77 lenders made 10 or more of these loans in Mississippi in 2025. HMDA, 2025 - 39 of these lenders are based in Mississippi, and the rest lend in from other states. HMDA, 2025 - Community Bank of Mississippi made 1,061 loans here, and BankPlus made 422. HMDA, 2025 - These lenders: 134 banks, 7 savings institutions, 25 credit unions and 131 non-bank lenders. HMDA, 2025 - Among these lenders, the median 1-4 unit investor loan nationally is $195K. HMDA, 2025 ## How this list is defined **Measure** 1-4 unit investor loans made in Mississippi **Period** 2025 **Formula** Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Mississippi in 2025. A lender is listed if it made at least one. **Order** Largest first by loans made in 2025, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans. HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.