--- title: 1-4 Unit Investor Lenders in Missouri: 522 Made Loans in 2025 url: https://lender.report/investor-1-4-lenders/missouri/ license: https://lender.report/license/ --- 1-4 Unit Investor ยท MO # 1-4 Unit Investor lenders in Missouri 522 lenders made at least one 1-4 unit investor or business-purpose loan in Missouri in 2025. Kiavi Funding, Inc. made the most, with 906 of the 15,875 on record. **Evidence** Lender made at least one 1-4 unit investor or business-purpose loan in Missouri in 2025 (HMDA) **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 522 HMDA, 2025 **Investor loans, 2025** 15,875 HMDA, 2025 1-4 units or business purpose **Based in the state** 130 HMDA, 2025 Cite this Source: The Lender Report, 1-4 Unit Investor lenders in Missouri, https://lender.report/investor-1-4-lenders/missouri/, data as of December 31, 2025. ## Describe a deal in Missouri See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show 1-4 unit investor loans in Missouri](https://lender.report/comps/?lane=investor_1to4&state=MO)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan | | --- | --- | --- | --- | --- | --- | | [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 906 | 25,518 | $215K | | [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 767 | 31,218 | $205K | | [The Central Trust Bank](https://lender.report/lender/central-trust-bank-mo/) [1-4 unit investor record](https://lender.report/lender/central-trust-bank-mo/investor-1-4/) | Bank | Jefferson City, MO | 465 | 691 | $185K | | [First State Community Bank](https://lender.report/lender/first-state-community-bank-mo/) [1-4 unit investor record](https://lender.report/lender/first-state-community-bank-mo/investor-1-4/) | Bank | Farmington, MO | 439 | 444 | $115K | | [RCN Capital, LLC](https://lender.report/lender/rcn-capital-ct-south-windsor-3cpf1d02/) | Non-bank | South Windsor, CT | 368 | 7,774 | $165K | | [BPL Mortgage, LLC](https://lender.report/lender/bpl-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/bpl-mortgage-il/investor-1-4/) | Non-bank | Oakbrook Terrace, IL | 363 | 7,141 | $125K | | [Southern Bank](https://lender.report/lender/southern-bank-mo/) [1-4 unit investor record](https://lender.report/lender/southern-bank-mo/investor-1-4/) | Bank | Poplar Bluff, MO | 314 | 481 | $125K | | [First State Bank of St. Charles, Missouri](https://lender.report/lender/first-state-bank-of-st-charles-missouri-mo/) [1-4 unit investor record](https://lender.report/lender/first-state-bank-of-st-charles-missouri-mo/investor-1-4/) | Bank | St. Charles, MO | 293 | 366 | $175K | | [Loan Funder LLC](https://lender.report/lender/loan-funder-ny/) [1-4 unit investor record](https://lender.report/lender/loan-funder-ny/investor-1-4/) | Non-bank | New York, NY | 217 | 9,296 | $245K | | [Sullivan Bank](https://lender.report/lender/sullivan-bank-mo/) [1-4 unit investor record](https://lender.report/lender/sullivan-bank-mo/investor-1-4/) | Bank | Sullivan, MO | 208 | 211 | $165K | | [Flat Branch Mortgage, Inc.](https://lender.report/lender/flat-branch-mortgage-mo/) [1-4 unit investor record](https://lender.report/lender/flat-branch-mortgage-mo/investor-1-4/) | Non-bank | Columbia, MO | 206 | 437 | $155K | | [CV3 Financial Services, LLC](https://lender.report/lender/cv3-financial-services-ca/) [1-4 unit investor record](https://lender.report/lender/cv3-financial-services-ca/investor-1-4/) | Non-bank | El Segundo, CA | 203 | 4,782 | $175K | | [Communityamerica Credit Union](https://lender.report/lender/communityamerica-credit-union-ks/) [1-4 unit investor record](https://lender.report/lender/communityamerica-credit-union-ks/investor-1-4/) | Credit union | Lenexa, KS | 197 | 355 | $185K | | [FCB Banks](https://lender.report/lender/fcb-banks-il/) [1-4 unit investor record](https://lender.report/lender/fcb-banks-il/investor-1-4/) | Bank | Collinsville, IL | 179 | 365 | $135K | | [Oakstar Bank](https://lender.report/lender/oakstar-bank-mo/) [1-4 unit investor record](https://lender.report/lender/oakstar-bank-mo/investor-1-4/) | Bank | Springfield, MO | 175 | 218 | $195K | | [Arvest Bank](https://lender.report/lender/arvest-bank-ar/) [1-4 unit investor record](https://lender.report/lender/arvest-bank-ar/investor-1-4/) | Bank | Fayetteville, AR | 168 | 1,316 | $135K | | [Stifel Bank and Trust](https://lender.report/lender/stifel-bank-and-trust-mo/) | Bank | Saint Louis, MO | 165 | 392 | $235K | | [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 163 | 13,753 | $215K | | [First Midwest Bank of the Ozarks](https://lender.report/lender/first-midwest-bank-of-the-ozarks-mo/) [1-4 unit investor record](https://lender.report/lender/first-midwest-bank-of-the-ozarks-mo/investor-1-4/) | Bank | Poplar Bluff, MO | 161 | 164 | $105K | | [Omb Bank](https://lender.report/lender/omb-bank-mo/) [1-4 unit investor record](https://lender.report/lender/omb-bank-mo/investor-1-4/) | Bank | Springfield, MO | 159 | 177 | $145K | | [Equity Bank](https://lender.report/lender/equity-bank-ks/) [1-4 unit investor record](https://lender.report/lender/equity-bank-ks/investor-1-4/) | Bank | Andover, KS | 156 | 574 | $115K | | [Guild Mortgage Company](https://lender.report/lender/guild-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/guild-mortgage-ca/investor-1-4/) | Non-bank | San Diego, CA | 150 | 3,469 | $245K | | [Mid America Bank](https://lender.report/lender/mid-america-bank-mo/) [1-4 unit investor record](https://lender.report/lender/mid-america-bank-mo/investor-1-4/) | Bank | Jefferson City, MO | 149 | 150 | $215K | | [The Bank of Missouri](https://lender.report/lender/bank-of-missouri-mo/) [1-4 unit investor record](https://lender.report/lender/bank-of-missouri-mo/investor-1-4/) | Bank | Perryville, MO | 146 | 153 | $155K | | [The Bank of Old Monroe](https://lender.report/lender/bank-of-old-monroe-mo/) [1-4 unit investor record](https://lender.report/lender/bank-of-old-monroe-mo/investor-1-4/) | Bank | Old Monroe, MO | 144 | 151 | $145K | HMDA, 2025 [See all 522 1-4 unit investor lenders in Missouri in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=MO) - Lenders made 15,875 1-4 unit investor or business-purpose loans in Missouri in 2025. HMDA, 2025 - The five most active lenders made 18.6% of them. HMDA, 2025 - Non-banks made 41.8% of these loans in Missouri. HMDA, 2025 - 228 lenders made 10 or more of these loans in Missouri in 2025. HMDA, 2025 - 130 of these lenders are based in Missouri, and the rest lend in from other states. HMDA, 2025 - Kiavi Funding, Inc. made 906 loans here, and United Wholesale Mortgage made 767. HMDA, 2025 - These lenders: 293 banks, 11 savings institutions, 44 credit unions and 174 non-bank lenders. HMDA, 2025 - Among these lenders, the median 1-4 unit investor loan nationally is $175K. HMDA, 2025 ## How this list is defined **Measure** 1-4 unit investor loans made in Missouri **Period** 2025 **Formula** Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Missouri in 2025. A lender is listed if it made at least one. **Order** Largest first by loans made in 2025, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans. HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.