---
title: 1-4 Unit Investor Lenders in Montana: 202 Made Loans in 2025
url: https://lender.report/investor-1-4-lenders/montana/
license: https://lender.report/license/
---

1-4 Unit Investor · MT

# 1-4 Unit Investor lenders in Montana

202 lenders made at least one 1-4 unit investor or business-purpose loan in Montana in 2025. Stockman Bank of Montana made the most, with 264 of the 1,753 on record.

**Evidence**
Lender made at least one 1-4 unit investor or business-purpose loan in Montana in 2025 (HMDA)

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
202

HMDA, 2025

**Investor loans, 2025**
1,753

HMDA, 2025

1-4 units or business purpose

**Based in the state**
21

HMDA, 2025

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in Montana, https://lender.report/investor-1-4-lenders/montana/, data as of December 31, 2025.

## Describe a deal in Montana

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show 1-4 unit investor loans in Montana](https://lender.report/comps/?lane=investor_1to4&state=MT)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan |
| --- | --- | --- | --- | --- | --- |
| [Stockman Bank of Montana](https://lender.report/lender/stockman-bank-of-montana-mt/) [1-4 unit investor record](https://lender.report/lender/stockman-bank-of-montana-mt/investor-1-4/) | Bank | Miles City, MT | 264 | 266 | $195K |
| [Glacier Bank](https://lender.report/lender/glacier-bank-mt/) [1-4 unit investor record](https://lender.report/lender/glacier-bank-mt/investor-1-4/) | Bank | Kalispell, MT | 212 | 624 | $255K |
| [Opportunity Bank of Montana](https://lender.report/lender/opportunity-bank-of-montana-mt/) [1-4 unit investor record](https://lender.report/lender/opportunity-bank-of-montana-mt/investor-1-4/) | Bank | Helena, MT | 133 | 134 | $205K |
| [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 58 | 31,218 | $205K |
| [The Yellowstone Bank](https://lender.report/lender/yellowstone-bank-mt/) [1-4 unit investor record](https://lender.report/lender/yellowstone-bank-mt/investor-1-4/) | Bank | Laurel, MT | 48 | 48 | $270K |
| [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 45 | 10,082 | $265K |
| [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 44 | 13,753 | $215K |
| [First Interstate Bank](https://lender.report/lender/first-interstate-bank-mt/) [1-4 unit investor record](https://lender.report/lender/first-interstate-bank-mt/investor-1-4/) | Bank | Billings, MT | 34 | 157 | $185K |
| [Guaranteed Rate, Inc.](https://lender.report/lender/guaranteed-rate-il/) | Non-bank | Chicago, IL | 34 | 5,730 | $295K |
| [Kind Lending, LLC](https://lender.report/lender/kind-lending-ca/) [1-4 unit investor record](https://lender.report/lender/kind-lending-ca/investor-1-4/) | Non-bank | Irvine, CA | 31 | 4,110 | $275K |
| [Little Horn State Bank](https://lender.report/lender/little-horn-state-bank-mt/) [1-4 unit investor record](https://lender.report/lender/little-horn-state-bank-mt/investor-1-4/) | Bank | Hardin, MT | 31 | 45 | $215K |
| [Calcon Mutual Mortgage LLC](https://lender.report/lender/calcon-mutual-mortgage-ca/) | Non-bank | San Diego, CA | 30 | 245 | $285K |
| [Evergreen Moneysource Mortgage Company](https://lender.report/lender/evergreen-moneysource-mortgage-wa/) | Non-bank | Bellevue, WA | 27 | 223 | $295K |
| [Valley Financial Credit Union](https://lender.report/lender/valley-financial-credit-union-mt/) [1-4 unit investor record](https://lender.report/lender/valley-financial-credit-union-mt/investor-1-4/) | Credit union | Billings, MT | 26 | 27 | $205K |
| [Citizens Alliance Bank](https://lender.report/lender/citizens-alliance-bank-mn/) [1-4 unit investor record](https://lender.report/lender/citizens-alliance-bank-mn/investor-1-4/) | Bank | Clara City, MN | 21 | 30 | $185K |
| [Guild Mortgage Company](https://lender.report/lender/guild-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/guild-mortgage-ca/investor-1-4/) | Non-bank | San Diego, CA | 21 | 3,469 | $245K |
| [Pennymac Loan Services LLC](https://lender.report/lender/pennymac-loan-services-ca/) [1-4 unit investor record](https://lender.report/lender/pennymac-loan-services-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 20 | 6,372 | $335K |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [1-4 unit investor record](https://lender.report/lender/u-s-bank-oh/investor-1-4/) | Bank | Cincinnati, OH | 20 | 2,786 | $325K |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [1-4 unit investor record](https://lender.report/lender/jpmorgan-chase-bank-oh/investor-1-4/) | Bank | Columbus, OH | 19 | 4,691 | $305K |
| [Bravera Bank](https://lender.report/lender/bravera-bank-nd/) [1-4 unit investor record](https://lender.report/lender/bravera-bank-nd/investor-1-4/) | Bank | Dickinson, ND | 18 | 117 | $145K |
| [Independence Bank](https://lender.report/lender/independence-bank-mt/) [1-4 unit investor record](https://lender.report/lender/independence-bank-mt/investor-1-4/) | Bank | Havre, MT | 17 | 17 | $295K |
| [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 17 | 11,868 | $275K |
| [TrailWest Bank](https://lender.report/lender/trailwest-bank-mt/) [1-4 unit investor record](https://lender.report/lender/trailwest-bank-mt/investor-1-4/) | Bank | Lolo, MT | 17 | 17 | $295K |
| [Cornerstone Capital Bank, SSB](https://lender.report/lender/cornerstone-capital-bank-tx/) [1-4 unit investor record](https://lender.report/lender/cornerstone-capital-bank-tx/investor-1-4/) | Savings | Houston, TX | 16 | 332 | $305K |
| [Union Home Mortgage Corp.](https://lender.report/lender/union-home-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/union-home-mortgage-oh/investor-1-4/) | Non-bank | Strongsville, OH | 16 | 2,685 | $195K |

HMDA, 2025

[See all 202 1-4 unit investor lenders in Montana in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=MT)

- Lenders made 1,753 1-4 unit investor or business-purpose loans in Montana in 2025. HMDA, 2025
- The five most active lenders made 40.8% of them. HMDA, 2025
- Non-banks made 36.9% of these loans in Montana. HMDA, 2025
- 35 lenders made 10 or more of these loans in Montana in 2025. HMDA, 2025
- 21 of these lenders are based in Montana, and the rest lend in from other states. HMDA, 2025
- Stockman Bank of Montana made 264 loans here, and Glacier Bank made 212. HMDA, 2025
- These lenders: 75 banks, 8 savings institutions, 17 credit unions and 102 non-bank lenders. HMDA, 2025
- Among these lenders, the median 1-4 unit investor loan nationally is $245K. HMDA, 2025

## How this list is defined

**Measure**
1-4 unit investor loans made in Montana

**Period**
2025

**Formula**
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Montana in 2025. A lender is listed if it made at least one.

**Order**
Largest first by loans made in 2025, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
