---
title: 1-4 Unit Investor Lenders in New Mexico: 242 Made Loans in 2025
url: https://lender.report/investor-1-4-lenders/new-mexico/
license: https://lender.report/license/
---

1-4 Unit Investor · NM

# 1-4 Unit Investor lenders in New Mexico

242 lenders made at least one 1-4 unit investor or business-purpose loan in New Mexico in 2025. United Wholesale Mortgage made the most, with 171 of the 2,280 on record.

**Evidence**
Lender made at least one 1-4 unit investor or business-purpose loan in New Mexico in 2025 (HMDA)

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
242

HMDA, 2025

**Investor loans, 2025**
2,280

HMDA, 2025

1-4 units or business purpose

**Based in the state**
15

HMDA, 2025

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in New Mexico, https://lender.report/investor-1-4-lenders/new-mexico/, data as of December 31, 2025.

## Describe a deal in New Mexico

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show 1-4 unit investor loans in New Mexico](https://lender.report/comps/?lane=investor_1to4&state=NM)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan |
| --- | --- | --- | --- | --- | --- |
| [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 171 | 31,218 | $205K |
| [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 124 | 13,753 | $215K |
| [Sunward Credit Union](https://lender.report/lender/sunward-credit-union-nm/) [1-4 unit investor record](https://lender.report/lender/sunward-credit-union-nm/investor-1-4/) | Credit union | Albuquerque, NM | 76 | 87 | $215K |
| [Guild Mortgage Company](https://lender.report/lender/guild-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/guild-mortgage-ca/investor-1-4/) | Non-bank | San Diego, CA | 68 | 3,469 | $245K |
| [Nusenda Credit Union](https://lender.report/lender/nusenda-credit-union-nm/) [1-4 unit investor record](https://lender.report/lender/nusenda-credit-union-nm/investor-1-4/) | Credit union | Albuquerque, NM | 68 | 71 | $195K |
| [Waterstone Mortgage Corporation](https://lender.report/lender/waterstone-mortgage-wi/) | Non-bank | Brookfield, WI | 59 | 245 | $225K |
| [Citizens Bank of Las Cruces](https://lender.report/lender/citizens-bank-of-las-cruces-nm/) [1-4 unit investor record](https://lender.report/lender/citizens-bank-of-las-cruces-nm/investor-1-4/) | Bank | Las Cruces, NM | 40 | 47 | $185K |
| [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 40 | 11,868 | $275K |
| [Kirtland Credit Union](https://lender.report/lender/kirtland-credit-union-nm/) | Credit union | Albuquerque, NM | 38 | 38 | $155K |
| [Primary Residential Mortgage, INC.](https://lender.report/lender/primary-residential-mortgage-ut/) | Non-bank | Salt Lake City, UT | 38 | 313 | $235K |
| [American Heritage Lending, LLC](https://lender.report/lender/american-heritage-lending-ca/) [1-4 unit investor record](https://lender.report/lender/american-heritage-lending-ca/investor-1-4/) | Non-bank | Irvine, CA | 37 | 3,741 | $185K |
| [Loan Funder LLC](https://lender.report/lender/loan-funder-ny/) [1-4 unit investor record](https://lender.report/lender/loan-funder-ny/investor-1-4/) | Non-bank | New York, NY | 37 | 9,296 | $245K |
| [Angel Oak Mortgage Solutions LLC](https://lender.report/lender/angel-oak-mortgage-solutions-ga/) [1-4 unit investor record](https://lender.report/lender/angel-oak-mortgage-solutions-ga/investor-1-4/) | Non-bank | Atlanta, GA | 33 | 3,151 | $245K |
| [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 29 | 10,082 | $265K |
| [ABL RPC Residential Credit Acquisition LLC](https://lender.report/lender/abl-rpc-residential-credit-acquisition-nj/) [1-4 unit investor record](https://lender.report/lender/abl-rpc-residential-credit-acquisition-nj/investor-1-4/) | Non-bank | Jersey City, NJ | 28 | 1,152 | $355K |
| [Western Commerce Bank](https://lender.report/lender/western-commerce-bank-nm/) [1-4 unit investor record](https://lender.report/lender/western-commerce-bank-nm/investor-1-4/) | Bank | Carlsbad, NM | 28 | 31 | $165K |
| [First American Bank](https://lender.report/lender/first-american-bank-nm/) [1-4 unit investor record](https://lender.report/lender/first-american-bank-nm/investor-1-4/) | Bank | Artesia, NM | 27 | 33 | $185K |
| [BOKF, National Association](https://lender.report/lender/bokf-ok/) [1-4 unit investor record](https://lender.report/lender/bokf-ok/investor-1-4/) | Bank | Tulsa, OK | 26 | 223 | $205K |
| [Kind Lending, LLC](https://lender.report/lender/kind-lending-ca/) [1-4 unit investor record](https://lender.report/lender/kind-lending-ca/investor-1-4/) | Non-bank | Irvine, CA | 26 | 4,110 | $275K |
| [loanDepot.com LLC](https://lender.report/lender/loandepot-com-ca/) [1-4 unit investor record](https://lender.report/lender/loandepot-com-ca/investor-1-4/) | Non-bank | Irvine, CA | 26 | 2,801 | $265K |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) [1-4 unit investor record](https://lender.report/lender/wells-fargo-bank-sd/investor-1-4/) | Bank | Sioux Falls, SD | 26 | 2,438 | $245K |
| [Nexera Holding LLC](https://lender.report/lender/nexera-holding-ca/) [1-4 unit investor record](https://lender.report/lender/nexera-holding-ca/investor-1-4/) | Non-bank | Emeryville, CA | 25 | 2,465 | $285K |
| [CMG Mortgage Inc](https://lender.report/lender/cmg-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/cmg-mortgage-il/investor-1-4/) | Non-bank | San Ramon, IL | 24 | 4,651 | $275K |
| [Pennymac Loan Services LLC](https://lender.report/lender/pennymac-loan-services-ca/) [1-4 unit investor record](https://lender.report/lender/pennymac-loan-services-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 24 | 6,372 | $335K |
| [Champions Funding, LLC](https://lender.report/lender/champions-funding-az/) [1-4 unit investor record](https://lender.report/lender/champions-funding-az/investor-1-4/) | Non-bank | Gilbert, AZ | 23 | 7,467 | $295K |

HMDA, 2025

[See all 242 1-4 unit investor lenders in New Mexico in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=NM)

- Lenders made 2,280 1-4 unit investor or business-purpose loans in New Mexico in 2025. HMDA, 2025
- The five most active lenders made 22.2% of them. HMDA, 2025
- Non-banks made 68.5% of these loans in New Mexico. HMDA, 2025
- 65 lenders made 10 or more of these loans in New Mexico in 2025. HMDA, 2025
- 15 of these lenders are based in New Mexico, and the rest lend in from other states. HMDA, 2025
- United Wholesale Mortgage made 171 loans here, and Rocket Mortgage made 124. HMDA, 2025
- These lenders: 68 banks, 9 savings institutions, 22 credit unions and 143 non-bank lenders. HMDA, 2025
- Among these lenders, the median 1-4 unit investor loan nationally is $225K. HMDA, 2025

## How this list is defined

**Measure**
1-4 unit investor loans made in New Mexico

**Period**
2025

**Formula**
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in New Mexico in 2025. A lender is listed if it made at least one.

**Order**
Largest first by loans made in 2025, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
