--- title: 1-4 Unit Investor Lenders in New York: 395 Made Loans in 2025 url: https://lender.report/investor-1-4-lenders/new-york/ license: https://lender.report/license/ --- 1-4 Unit Investor ยท NY # 1-4 Unit Investor lenders in New York 395 lenders made at least one 1-4 unit investor or business-purpose loan in New York in 2025. Loan Funder LLC made the most, with 1,689 of the 23,458 on record. **Evidence** Lender made at least one 1-4 unit investor or business-purpose loan in New York in 2025 (HMDA) **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 395 HMDA, 2025 **Investor loans, 2025** 23,458 HMDA, 2025 1-4 units or business purpose **Based in the state** 149 HMDA, 2025 Cite this Source: The Lender Report, 1-4 Unit Investor lenders in New York, https://lender.report/investor-1-4-lenders/new-york/, data as of December 31, 2025. ## Describe a deal in New York See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show 1-4 unit investor loans in New York](https://lender.report/comps/?lane=investor_1to4&state=NY)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan | | --- | --- | --- | --- | --- | --- | | [Loan Funder LLC](https://lender.report/lender/loan-funder-ny/) [1-4 unit investor record](https://lender.report/lender/loan-funder-ny/investor-1-4/) | Non-bank | New York, NY | 1,689 | 9,296 | $245K | | [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 1,160 | 31,218 | $205K | | [Champions Funding, LLC](https://lender.report/lender/champions-funding-az/) [1-4 unit investor record](https://lender.report/lender/champions-funding-az/investor-1-4/) | Non-bank | Gilbert, AZ | 942 | 7,467 | $295K | | [Hometown Equity Mortgage, LLC](https://lender.report/lender/hometown-equity-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/hometown-equity-mortgage-ca/investor-1-4/) | Non-bank | Lake Forest, CA | 704 | 5,405 | $295K | | [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 556 | 10,082 | $265K | | [Logan Finance Corporation](https://lender.report/lender/logan-finance-ny/) [1-4 unit investor record](https://lender.report/lender/logan-finance-ny/investor-1-4/) | Non-bank | Haupaugge, NY | 546 | 1,817 | $415K | | [Emporium Tpo LLC](https://lender.report/lender/emporium-tpo-tx/) [1-4 unit investor record](https://lender.report/lender/emporium-tpo-tx/investor-1-4/) | Non-bank | Frisco, TX | 532 | 2,559 | $295K | | [A&D Mortgage LLC](https://lender.report/lender/a-and-d-mortgage-fl/) [1-4 unit investor record](https://lender.report/lender/a-and-d-mortgage-fl/investor-1-4/) | Non-bank | Ft. Lauderdale, FL | 476 | 5,695 | $235K | | [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 442 | 25,518 | $215K | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [1-4 unit investor record](https://lender.report/lender/jpmorgan-chase-bank-oh/investor-1-4/) | Bank | Columbus, OH | 390 | 4,691 | $305K | | [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 369 | 13,753 | $215K | | [Newrez LLC](https://lender.report/lender/newrez-pa/) [1-4 unit investor record](https://lender.report/lender/newrez-pa/investor-1-4/) | Non-bank | Fort Washington, PA | 363 | 5,250 | $255K | | [Citadel Servicing Corporation](https://lender.report/lender/citadel-servicing-ca/) [1-4 unit investor record](https://lender.report/lender/citadel-servicing-ca/investor-1-4/) | Non-bank | Irvine, CA | 356 | 4,136 | $285K | | [Ark Mortgage, Inc.](https://lender.report/lender/ark-mortgage-ny/) | Non-bank | Montebello, NY | 343 | 645 | $415K | | [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 341 | 11,868 | $275K | | [Community Bank, National Association](https://lender.report/lender/community-bank-ny/) [1-4 unit investor record](https://lender.report/lender/community-bank-ny/investor-1-4/) | Bank | Canton, NY | 338 | 455 | $155K | | [RCN Capital, LLC](https://lender.report/lender/rcn-capital-ct-south-windsor-3cpf1d02/) | Non-bank | South Windsor, CT | 337 | 7,774 | $165K | | [Premium Mortgage Corporation](https://lender.report/lender/premium-mortgage-ny/) | Non-bank | Rochester, NY | 328 | 346 | $165K | | [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [1-4 unit investor record](https://lender.report/lender/velocity-commercial-capital-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 324 | 4,776 | $185K | | [Arc Home LLC](https://lender.report/lender/arc-home-nj/) [1-4 unit investor record](https://lender.report/lender/arc-home-nj/investor-1-4/) | Non-bank | Moorestown, NJ | 319 | 1,764 | $385K | | [Homebridge Financial Services, Inc.](https://lender.report/lender/homebridge-financial-services-nj/) [1-4 unit investor record](https://lender.report/lender/homebridge-financial-services-nj/investor-1-4/) | Non-bank | Iselin, NJ | 318 | 2,091 | $175K | | [FM Home Loans LLC](https://lender.report/lender/fm-home-loans-ny/) | Non-bank | Brooklyn, NY | 317 | 838 | $455K | | [TD Bank, National Association](https://lender.report/lender/td-bank-de/) [1-4 unit investor record](https://lender.report/lender/td-bank-de/investor-1-4/) | Bank | Wilmington, DE | 314 | 1,778 | $205K | | [East West Bank](https://lender.report/lender/east-west-bank-ca/) [1-4 unit investor record](https://lender.report/lender/east-west-bank-ca/investor-1-4/) | Bank | Pasadena, CA | 290 | 2,164 | $455K | | [American Financial Network, Inc.](https://lender.report/lender/american-financial-network-ca/) [1-4 unit investor record](https://lender.report/lender/american-financial-network-ca/investor-1-4/) | Non-bank | Brea, CA | 280 | 1,836 | $275K | HMDA, 2025 [See all 395 1-4 unit investor lenders in New York in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=NY) - Lenders made 23,458 1-4 unit investor or business-purpose loans in New York in 2025. HMDA, 2025 - The five most active lenders made 21.5% of them. HMDA, 2025 - Non-banks made 75.0% of these loans in New York. HMDA, 2025 - 205 lenders made 10 or more of these loans in New York in 2025. HMDA, 2025 - 149 of these lenders are based in New York, and the rest lend in from other states. HMDA, 2025 - Loan Funder LLC made 1,689 loans here, and United Wholesale Mortgage made 1,160. HMDA, 2025 - These lenders: 142 banks, 38 savings institutions, 57 credit unions and 158 non-bank lenders. HMDA, 2025 - Among these lenders, the median 1-4 unit investor loan nationally is $255K. HMDA, 2025 ## How this list is defined **Measure** 1-4 unit investor loans made in New York **Period** 2025 **Formula** Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in New York in 2025. A lender is listed if it made at least one. **Order** Largest first by loans made in 2025, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans. HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.