---
title: 1-4 Unit Investor Lenders in Ohio: 548 Made Loans in 2025
url: https://lender.report/investor-1-4-lenders/ohio/
license: https://lender.report/license/
---

1-4 Unit Investor · OH

# 1-4 Unit Investor lenders in Ohio

548 lenders made at least one 1-4 unit investor or business-purpose loan in Ohio in 2025. Kiavi Funding, Inc. made the most, with 1,966 of the 22,683 on record.

**Evidence**
Lender made at least one 1-4 unit investor or business-purpose loan in Ohio in 2025 (HMDA)

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
548

HMDA, 2025

**Investor loans, 2025**
22,683

HMDA, 2025

1-4 units or business purpose

**Based in the state**
139

HMDA, 2025

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in Ohio, https://lender.report/investor-1-4-lenders/ohio/, data as of December 31, 2025.

## Describe a deal in Ohio

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show 1-4 unit investor loans in Ohio](https://lender.report/comps/?lane=investor_1to4&state=OH)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan |
| --- | --- | --- | --- | --- | --- |
| [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 1,966 | 25,518 | $215K |
| [BPL Mortgage, LLC](https://lender.report/lender/bpl-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/bpl-mortgage-il/investor-1-4/) | Non-bank | Oakbrook Terrace, IL | 1,504 | 7,141 | $125K |
| [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 1,291 | 31,218 | $205K |
| [RCN Capital, LLC](https://lender.report/lender/rcn-capital-ct-south-windsor-3cpf1d02/) | Non-bank | South Windsor, CT | 904 | 7,774 | $165K |
| [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [1-4 unit investor record](https://lender.report/lender/rf-renovo-management-il/investor-1-4/) | Non-bank | Chicago, IL | 651 | 5,969 | $245K |
| [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 616 | 10,082 | $265K |
| [Loan Funder LLC](https://lender.report/lender/loan-funder-ny/) [1-4 unit investor record](https://lender.report/lender/loan-funder-ny/investor-1-4/) | Non-bank | New York, NY | 564 | 9,296 | $245K |
| [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) [1-4 unit investor record](https://lender.report/lender/huntington-national-bank-oh/investor-1-4/) | Bank | Columbus, OH | 555 | 1,040 | $125K |
| [CV3 Financial Services, LLC](https://lender.report/lender/cv3-financial-services-ca/) [1-4 unit investor record](https://lender.report/lender/cv3-financial-services-ca/investor-1-4/) | Non-bank | El Segundo, CA | 514 | 4,782 | $175K |
| [MM Lending, LLC](https://lender.report/lender/mm-lending-ky/) | Non-bank | Louisville, KY | 464 | 977 | $165K |
| [Union Savings Bank](https://lender.report/lender/union-savings-bank-oh/) [1-4 unit investor record](https://lender.report/lender/union-savings-bank-oh/investor-1-4/) | Savings | Cincinnati, OH | 463 | 627 | $165K |
| [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 456 | 13,753 | $215K |
| [Union Home Mortgage Corp.](https://lender.report/lender/union-home-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/union-home-mortgage-oh/investor-1-4/) | Non-bank | Strongsville, OH | 321 | 2,685 | $195K |
| [NFM, Inc](https://lender.report/lender/nfm-md/) | Non-bank | Linthicum, MD | 273 | 1,729 | $225K |
| [Dominion Financial Services, LLC](https://lender.report/lender/dominion-financial-services-md/) [1-4 unit investor record](https://lender.report/lender/dominion-financial-services-md/investor-1-4/) | Non-bank | Baltimore, MD | 256 | 2,589 | $175K |
| [The Park National Bank](https://lender.report/lender/park-national-bank-oh/) [1-4 unit investor record](https://lender.report/lender/park-national-bank-oh/investor-1-4/) | Bank | Newark, OH | 245 | 292 | $145K |
| [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) [1-4 unit investor record](https://lender.report/lender/fifth-third-bank-oh/investor-1-4/) | Bank | Cincinnati, OH | 238 | 690 | $145K |
| [American Heritage Lending, LLC](https://lender.report/lender/american-heritage-lending-ca/) [1-4 unit investor record](https://lender.report/lender/american-heritage-lending-ca/investor-1-4/) | Non-bank | Irvine, CA | 236 | 3,741 | $185K |
| [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [1-4 unit investor record](https://lender.report/lender/velocity-commercial-capital-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 233 | 4,776 | $185K |
| [Guaranteed Rate, Inc.](https://lender.report/lender/guaranteed-rate-il/) | Non-bank | Chicago, IL | 213 | 5,730 | $295K |
| [Deephaven Mortgage LLC](https://lender.report/lender/deephaven-mortgage-nc/) [1-4 unit investor record](https://lender.report/lender/deephaven-mortgage-nc/investor-1-4/) | Non-bank | Charlotte, NC | 211 | 4,914 | $215K |
| [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 194 | 11,868 | $275K |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [1-4 unit investor record](https://lender.report/lender/jpmorgan-chase-bank-oh/investor-1-4/) | Bank | Columbus, OH | 192 | 4,691 | $305K |
| [LendingOne LLC](https://lender.report/lender/lendingone-fl/) [1-4 unit investor record](https://lender.report/lender/lendingone-fl/investor-1-4/) | Non-bank | Boca Raton, FL | 184 | 2,420 | $185K |
| [Synergy One Lending, Inc.](https://lender.report/lender/synergy-one-lending-ca/) | Non-bank | San Diego, CA | 182 | 639 | $215K |

HMDA, 2025

[See all 548 1-4 unit investor lenders in Ohio in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=OH)

- Lenders made 22,683 1-4 unit investor or business-purpose loans in Ohio in 2025. HMDA, 2025
- The five most active lenders made 27.8% of them. HMDA, 2025
- Non-banks made 73.2% of these loans in Ohio. HMDA, 2025
- 243 lenders made 10 or more of these loans in Ohio in 2025. HMDA, 2025
- 139 of these lenders are based in Ohio, and the rest lend in from other states. HMDA, 2025
- Kiavi Funding, Inc. made 1,966 loans here, and BPL Mortgage, LLC made 1,504. HMDA, 2025
- These lenders: 177 banks, 39 savings institutions, 70 credit unions and 262 non-bank lenders. HMDA, 2025
- Among these lenders, the median 1-4 unit investor loan nationally is $195K. HMDA, 2025

## How this list is defined

**Measure**
1-4 unit investor loans made in Ohio

**Period**
2025

**Formula**
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Ohio in 2025. A lender is listed if it made at least one.

**Order**
Largest first by loans made in 2025, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
