--- title: 1-4 Unit Investor Lenders in Oregon: 329 Made Loans in 2025 url: https://lender.report/investor-1-4-lenders/oregon/ license: https://lender.report/license/ --- 1-4 Unit Investor ยท OR # 1-4 Unit Investor lenders in Oregon 329 lenders made at least one 1-4 unit investor or business-purpose loan in Oregon in 2025. Onpoint Community Credit Union made the most, with 317 of the 5,661 on record. **Evidence** Lender made at least one 1-4 unit investor or business-purpose loan in Oregon in 2025 (HMDA) **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 329 HMDA, 2025 **Investor loans, 2025** 5,661 HMDA, 2025 1-4 units or business purpose **Based in the state** 31 HMDA, 2025 Cite this Source: The Lender Report, 1-4 Unit Investor lenders in Oregon, https://lender.report/investor-1-4-lenders/oregon/, data as of December 31, 2025. ## Describe a deal in Oregon See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show 1-4 unit investor loans in Oregon](https://lender.report/comps/?lane=investor_1to4&state=OR)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan | | --- | --- | --- | --- | --- | --- | | [Onpoint Community Credit Union](https://lender.report/lender/onpoint-community-credit-union-or/) [1-4 unit investor record](https://lender.report/lender/onpoint-community-credit-union-or/investor-1-4/) | Credit union | Portland, OR | 317 | 344 | $155K | | [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 236 | 31,218 | $205K | | [Rain City Capital, LLC](https://lender.report/lender/rain-city-capital-wa/) [1-4 unit investor record](https://lender.report/lender/rain-city-capital-wa/investor-1-4/) | Non-bank | Kirkland, WA | 165 | 2,076 | $215K | | [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 157 | 11,868 | $275K | | [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 143 | 13,753 | $215K | | [Guild Mortgage Company](https://lender.report/lender/guild-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/guild-mortgage-ca/investor-1-4/) | Non-bank | San Diego, CA | 140 | 3,469 | $245K | | [Newrez LLC](https://lender.report/lender/newrez-pa/) [1-4 unit investor record](https://lender.report/lender/newrez-pa/investor-1-4/) | Non-bank | Fort Washington, PA | 122 | 5,250 | $255K | | [Pennymac Loan Services LLC](https://lender.report/lender/pennymac-loan-services-ca/) [1-4 unit investor record](https://lender.report/lender/pennymac-loan-services-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 122 | 6,372 | $335K | | [HomeXpress Mortgage Corp.](https://lender.report/lender/homexpress-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/homexpress-mortgage-ca/investor-1-4/) | Non-bank | Santa Ana, CA | 115 | 5,811 | $255K | | [Oregon Community Credit Union](https://lender.report/lender/oregon-community-credit-union-or/) | Credit union | Eugene, OR | 109 | 112 | $105K | | [Kind Lending, LLC](https://lender.report/lender/kind-lending-ca/) [1-4 unit investor record](https://lender.report/lender/kind-lending-ca/investor-1-4/) | Non-bank | Irvine, CA | 108 | 4,110 | $275K | | [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 104 | 10,082 | $265K | | [Merchants Mortgage & Trust Corporation, LLC](https://lender.report/lender/merchants-mortgage-and-trust-co/) [1-4 unit investor record](https://lender.report/lender/merchants-mortgage-and-trust-co/investor-1-4/) | Non-bank | Greenwood Village, CO | 101 | 1,953 | $425K | | [CMG Mortgage Inc](https://lender.report/lender/cmg-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/cmg-mortgage-il/investor-1-4/) | Non-bank | San Ramon, IL | 95 | 4,651 | $275K | | [Evergreen Federal Bank](https://lender.report/lender/evergreen-federal-bank-or/) [1-4 unit investor record](https://lender.report/lender/evergreen-federal-bank-or/investor-1-4/) | Savings | Grants Pass, OR | 91 | 91 | $225K | | [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 91 | 25,518 | $215K | | [Guaranteed Rate, Inc.](https://lender.report/lender/guaranteed-rate-il/) | Non-bank | Chicago, IL | 84 | 5,730 | $295K | | [Nations Direct Mortgage, LLC](https://lender.report/lender/nations-direct-mortgage-nv/) [1-4 unit investor record](https://lender.report/lender/nations-direct-mortgage-nv/investor-1-4/) | Non-bank | Henderson, NV | 84 | 660 | $285K | | [Columbia Bank](https://lender.report/lender/columbia-bank-or/) [1-4 unit investor record](https://lender.report/lender/columbia-bank-or/investor-1-4/) | Bank | Roseburg, OR | 82 | 194 | $255K | | [Union Home Mortgage Corp.](https://lender.report/lender/union-home-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/union-home-mortgage-oh/investor-1-4/) | Non-bank | Strongsville, OH | 79 | 2,685 | $195K | | [Movement Mortgage, LLC](https://lender.report/lender/movement-mortgage-sc/) [1-4 unit investor record](https://lender.report/lender/movement-mortgage-sc/investor-1-4/) | Non-bank | Indian Land, SC | 78 | 3,397 | $255K | | [Fairway Independent Mort Corp](https://lender.report/lender/fairway-independent-mort-wi/) | Non-bank | Madison, WI | 75 | 3,466 | $245K | | [Banner Bank](https://lender.report/lender/banner-bank-wa/) [1-4 unit investor record](https://lender.report/lender/banner-bank-wa/investor-1-4/) | Bank | Walla Walla, WA | 66 | 277 | $205K | | [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) [1-4 unit investor record](https://lender.report/lender/u-s-bank-oh/investor-1-4/) | Bank | Cincinnati, OH | 66 | 2,786 | $325K | | [American Pacific Mortgage Corporation](https://lender.report/lender/american-pacific-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/american-pacific-mortgage-ca/investor-1-4/) | Non-bank | Roseville, CA | 63 | 1,482 | $235K | HMDA, 2025 [See all 329 1-4 unit investor lenders in Oregon in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=OR) - Lenders made 5,661 1-4 unit investor or business-purpose loans in Oregon in 2025. HMDA, 2025 - The five most active lenders made 18.0% of them. HMDA, 2025 - Non-banks made 73.0% of these loans in Oregon. HMDA, 2025 - 102 lenders made 10 or more of these loans in Oregon in 2025. HMDA, 2025 - 31 of these lenders are based in Oregon, and the rest lend in from other states. HMDA, 2025 - Onpoint Community Credit Union made 317 loans here, and United Wholesale Mortgage made 236. HMDA, 2025 - These lenders: 57 banks, 13 savings institutions, 53 credit unions and 206 non-bank lenders. HMDA, 2025 - Among these lenders, the median 1-4 unit investor loan nationally is $255K. HMDA, 2025 ## How this list is defined **Measure** 1-4 unit investor loans made in Oregon **Period** 2025 **Formula** Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Oregon in 2025. A lender is listed if it made at least one. **Order** Largest first by loans made in 2025, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans. HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.