---
title: 1-4 Unit Investor Lenders in Pennsylvania: 583 Made Loans
url: https://lender.report/investor-1-4-lenders/pennsylvania/
license: https://lender.report/license/
---

1-4 Unit Investor · PA

# 1-4 Unit Investor lenders in Pennsylvania

583 lenders made at least one 1-4 unit investor or business-purpose loan in Pennsylvania in 2025. Kiavi Funding, Inc. made the most, with 1,828 of the 25,480 on record.

**Evidence**
Lender made at least one 1-4 unit investor or business-purpose loan in Pennsylvania in 2025 (HMDA)

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
583

HMDA, 2025

**Investor loans, 2025**
25,480

HMDA, 2025

1-4 units or business purpose

**Based in the state**
164

HMDA, 2025

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in Pennsylvania, https://lender.report/investor-1-4-lenders/pennsylvania/, data as of December 31, 2025.

## Describe a deal in Pennsylvania

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show 1-4 unit investor loans in Pennsylvania](https://lender.report/comps/?lane=investor_1to4&state=PA)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan |
| --- | --- | --- | --- | --- | --- |
| [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 1,828 | 25,518 | $215K |
| [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 1,146 | 31,218 | $205K |
| [BPL Mortgage, LLC](https://lender.report/lender/bpl-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/bpl-mortgage-il/investor-1-4/) | Non-bank | Oakbrook Terrace, IL | 741 | 7,141 | $125K |
| [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 655 | 10,082 | $265K |
| [RCN Capital, LLC](https://lender.report/lender/rcn-capital-ct-south-windsor-3cpf1d02/) | Non-bank | South Windsor, CT | 629 | 7,774 | $165K |
| [CV3 Financial Services, LLC](https://lender.report/lender/cv3-financial-services-ca/) [1-4 unit investor record](https://lender.report/lender/cv3-financial-services-ca/investor-1-4/) | Non-bank | El Segundo, CA | 563 | 4,782 | $175K |
| [Loan Funder LLC](https://lender.report/lender/loan-funder-ny/) [1-4 unit investor record](https://lender.report/lender/loan-funder-ny/investor-1-4/) | Non-bank | New York, NY | 542 | 9,296 | $245K |
| [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [1-4 unit investor record](https://lender.report/lender/rf-renovo-management-il/investor-1-4/) | Non-bank | Chicago, IL | 527 | 5,969 | $245K |
| [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 515 | 13,753 | $215K |
| [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [1-4 unit investor record](https://lender.report/lender/velocity-commercial-capital-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 469 | 4,776 | $185K |
| [Constructive Loans LLC](https://lender.report/lender/constructive-loans-il/) [1-4 unit investor record](https://lender.report/lender/constructive-loans-il/investor-1-4/) | Non-bank | Oakbrook Terrace, IL | 344 | 1,565 | $175K |
| [Univest Bank and Trust Co.](https://lender.report/lender/univest-bank-and-trust-pa/) [1-4 unit investor record](https://lender.report/lender/univest-bank-and-trust-pa/investor-1-4/) | Bank | Souderton, PA | 326 | 351 | $195K |
| [Bank of Bird-in-Hand](https://lender.report/lender/bank-of-bird-in-hand-pa/) [1-4 unit investor record](https://lender.report/lender/bank-of-bird-in-hand-pa/investor-1-4/) | Bank | Bird In Hand, PA | 322 | 331 | $205K |
| [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 294 | 11,868 | $275K |
| [Nymeo Credit Union](https://lender.report/lender/nymeo-credit-union-md/) [1-4 unit investor record](https://lender.report/lender/nymeo-credit-union-md/investor-1-4/) | Credit union | Frederick, MD | 281 | 342 | $155K |
| [Pennsylvania State Employees Credit Union](https://lender.report/lender/pennsylvania-state-employees-credit-union-pa/) | Credit union | Harrisburg, PA | 280 | 280 | $85.0K |
| [Champions Funding, LLC](https://lender.report/lender/champions-funding-az/) [1-4 unit investor record](https://lender.report/lender/champions-funding-az/investor-1-4/) | Non-bank | Gilbert, AZ | 277 | 7,467 | $295K |
| [Guaranteed Rate, Inc.](https://lender.report/lender/guaranteed-rate-il/) | Non-bank | Chicago, IL | 275 | 5,730 | $295K |
| [Movement Mortgage, LLC](https://lender.report/lender/movement-mortgage-sc/) [1-4 unit investor record](https://lender.report/lender/movement-mortgage-sc/investor-1-4/) | Non-bank | Indian Land, SC | 249 | 3,397 | $255K |
| [Philadelphia Credit Union](https://lender.report/lender/philadelphia-credit-union-pa/) [1-4 unit investor record](https://lender.report/lender/philadelphia-credit-union-pa/investor-1-4/) | Credit union | Philadelphia, PA | 238 | 249 | $165K |
| [Newrez LLC](https://lender.report/lender/newrez-pa/) [1-4 unit investor record](https://lender.report/lender/newrez-pa/investor-1-4/) | Non-bank | Fort Washington, PA | 220 | 5,250 | $255K |
| [InFirst Bank](https://lender.report/lender/infirst-bank-pa/) [1-4 unit investor record](https://lender.report/lender/infirst-bank-pa/investor-1-4/) | Savings | Indiana, PA | 215 | 218 | $115K |
| [Journey Bank](https://lender.report/lender/journey-bank-pa/) [1-4 unit investor record](https://lender.report/lender/journey-bank-pa/investor-1-4/) | Bank | Bloomsburg, PA | 196 | 197 | $125K |
| [Pennymac Loan Services LLC](https://lender.report/lender/pennymac-loan-services-ca/) [1-4 unit investor record](https://lender.report/lender/pennymac-loan-services-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 189 | 6,372 | $335K |
| [Ice Lender Holdings LLC](https://lender.report/lender/ice-lender-holdings-ny/) [1-4 unit investor record](https://lender.report/lender/ice-lender-holdings-ny/investor-1-4/) | Non-bank | New York, NY | 185 | 1,413 | $315K |

HMDA, 2025

[See all 583 1-4 unit investor lenders in Pennsylvania in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=PA)

- Lenders made 25,480 1-4 unit investor or business-purpose loans in Pennsylvania in 2025. HMDA, 2025
- The five most active lenders made 19.6% of them. HMDA, 2025
- Non-banks made 64.6% of these loans in Pennsylvania. HMDA, 2025
- 301 lenders made 10 or more of these loans in Pennsylvania in 2025. HMDA, 2025
- 164 of these lenders are based in Pennsylvania, and the rest lend in from other states. HMDA, 2025
- Kiavi Funding, Inc. made 1,828 loans here, and United Wholesale Mortgage made 1,146. HMDA, 2025
- These lenders: 151 banks, 51 savings institutions, 89 credit unions and 292 non-bank lenders. HMDA, 2025
- Among these lenders, the median 1-4 unit investor loan nationally is $225K. HMDA, 2025

## How this list is defined

**Measure**
1-4 unit investor loans made in Pennsylvania

**Period**
2025

**Formula**
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Pennsylvania in 2025. A lender is listed if it made at least one.

**Order**
Largest first by loans made in 2025, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
