---
title: 1-4 Unit Investor Lenders in Rhode Island: 192 Made Loans
url: https://lender.report/investor-1-4-lenders/rhode-island/
license: https://lender.report/license/
---

1-4 Unit Investor · RI

# 1-4 Unit Investor lenders in Rhode Island

192 lenders made at least one 1-4 unit investor or business-purpose loan in Rhode Island in 2025. RF Renovo Management Company, LLC made the most, with 97 of the 1,778 on record.

**Evidence**
Lender made at least one 1-4 unit investor or business-purpose loan in Rhode Island in 2025 (HMDA)

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
192

HMDA, 2025

**Investor loans, 2025**
1,778

HMDA, 2025

1-4 units or business purpose

**Based in the state**
14

HMDA, 2025

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in Rhode Island, https://lender.report/investor-1-4-lenders/rhode-island/, data as of December 31, 2025.

## Describe a deal in Rhode Island

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show 1-4 unit investor loans in Rhode Island](https://lender.report/comps/?lane=investor_1to4&state=RI)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan |
| --- | --- | --- | --- | --- | --- |
| [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [1-4 unit investor record](https://lender.report/lender/rf-renovo-management-il/investor-1-4/) | Non-bank | Chicago, IL | 97 | 5,969 | $245K |
| [Centreville Bank](https://lender.report/lender/centreville-bank-ri/) [1-4 unit investor record](https://lender.report/lender/centreville-bank-ri/investor-1-4/) | Savings | West Warwick, RI | 82 | 104 | $330K |
| [The Washington Trust Company, of Westerly](https://lender.report/lender/washington-trust-company-of-westerly-ri/) [1-4 unit investor record](https://lender.report/lender/washington-trust-company-of-westerly-ri/investor-1-4/) | Bank | Westerly, RI | 66 | 92 | $225K |
| [BankNewport](https://lender.report/lender/banknewport-ri/) [1-4 unit investor record](https://lender.report/lender/banknewport-ri/investor-1-4/) | Bank | Middletown, RI | 64 | 71 | $385K |
| [Baycoast Mortgage Company, LLC](https://lender.report/lender/baycoast-mortgage-ma/) [1-4 unit investor record](https://lender.report/lender/baycoast-mortgage-ma/investor-1-4/) | Non-bank | Swansea, MA | 61 | 116 | $415K |
| [NFM, Inc](https://lender.report/lender/nfm-md/) | Non-bank | Linthicum, MD | 56 | 1,729 | $225K |
| [Movement Mortgage, LLC](https://lender.report/lender/movement-mortgage-sc/) [1-4 unit investor record](https://lender.report/lender/movement-mortgage-sc/investor-1-4/) | Non-bank | Indian Land, SC | 55 | 3,397 | $255K |
| [Guild Mortgage Company](https://lender.report/lender/guild-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/guild-mortgage-ca/investor-1-4/) | Non-bank | San Diego, CA | 45 | 3,469 | $245K |
| [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 42 | 31,218 | $205K |
| [CMG Mortgage Inc](https://lender.report/lender/cmg-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/cmg-mortgage-il/investor-1-4/) | Non-bank | San Ramon, IL | 41 | 4,651 | $275K |
| [Arc Home LLC](https://lender.report/lender/arc-home-nj/) [1-4 unit investor record](https://lender.report/lender/arc-home-nj/investor-1-4/) | Non-bank | Moorestown, NJ | 40 | 1,764 | $385K |
| [Guaranteed Rate, Inc.](https://lender.report/lender/guaranteed-rate-il/) | Non-bank | Chicago, IL | 39 | 5,730 | $295K |
| [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 36 | 13,753 | $215K |
| [Ocmbc, Inc.](https://lender.report/lender/ocmbc-ca/) [1-4 unit investor record](https://lender.report/lender/ocmbc-ca/investor-1-4/) | Non-bank | Irvine, CA | 32 | 6,043 | $255K |
| [BPL Mortgage, LLC](https://lender.report/lender/bpl-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/bpl-mortgage-il/investor-1-4/) | Non-bank | Oakbrook Terrace, IL | 30 | 7,141 | $125K |
| [Loan Funder LLC](https://lender.report/lender/loan-funder-ny/) [1-4 unit investor record](https://lender.report/lender/loan-funder-ny/investor-1-4/) | Non-bank | New York, NY | 27 | 9,296 | $245K |
| [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 26 | 10,082 | $265K |
| [HomeXpress Mortgage Corp.](https://lender.report/lender/homexpress-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/homexpress-mortgage-ca/investor-1-4/) | Non-bank | Santa Ana, CA | 26 | 5,811 | $255K |
| [TD Bank, National Association](https://lender.report/lender/td-bank-de/) [1-4 unit investor record](https://lender.report/lender/td-bank-de/investor-1-4/) | Bank | Wilmington, DE | 25 | 1,778 | $205K |
| [Fall River Five Cents Savings Bank](https://lender.report/lender/fall-river-five-cents-savings-bank-ma/) [1-4 unit investor record](https://lender.report/lender/fall-river-five-cents-savings-bank-ma/investor-1-4/) | Bank | Fall River, MA | 24 | 75 | $405K |
| [Navigant Credit Union](https://lender.report/lender/navigant-credit-union-ri/) [1-4 unit investor record](https://lender.report/lender/navigant-credit-union-ri/investor-1-4/) | Credit union | Smithfield, RI | 24 | 25 | $355K |
| [American Heritage Lending, LLC](https://lender.report/lender/american-heritage-lending-ca/) [1-4 unit investor record](https://lender.report/lender/american-heritage-lending-ca/investor-1-4/) | Non-bank | Irvine, CA | 23 | 3,741 | $185K |
| [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [1-4 unit investor record](https://lender.report/lender/velocity-commercial-capital-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 23 | 4,776 | $185K |
| [Westerly Community Credit Union](https://lender.report/lender/westerly-community-credit-union-ri/) [1-4 unit investor record](https://lender.report/lender/westerly-community-credit-union-ri/investor-1-4/) | Credit union | Wakefield, RI | 23 | 28 | $145K |
| [American Neighborhood Mortgage Acceptance Company LLC](https://lender.report/lender/american-neighborhood-mortgage-acceptance-nj/) | Non-bank | Mt. Laurel, NJ | 20 | 615 | $255K |

HMDA, 2025

[See all 192 1-4 unit investor lenders in Rhode Island in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=RI)

- Lenders made 1,778 1-4 unit investor or business-purpose loans in Rhode Island in 2025. HMDA, 2025
- The five most active lenders made 20.8% of them. HMDA, 2025
- Non-banks made 67.0% of these loans in Rhode Island. HMDA, 2025
- 50 lenders made 10 or more of these loans in Rhode Island in 2025. HMDA, 2025
- 14 of these lenders are based in Rhode Island, and the rest lend in from other states. HMDA, 2025
- RF Renovo Management Company, LLC made 97 loans here, and Centreville Bank made 82. HMDA, 2025
- These lenders: 33 banks, 18 savings institutions, 17 credit unions and 124 non-bank lenders. HMDA, 2025
- Among these lenders, the median 1-4 unit investor loan nationally is $275K. HMDA, 2025

## How this list is defined

**Measure**
1-4 unit investor loans made in Rhode Island

**Period**
2025

**Formula**
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Rhode Island in 2025. A lender is listed if it made at least one.

**Order**
Largest first by loans made in 2025, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
