---
title: 1-4 Unit Investor Lenders in South Carolina: 496 Made Loans
url: https://lender.report/investor-1-4-lenders/south-carolina/
license: https://lender.report/license/
---

1-4 Unit Investor · SC

# 1-4 Unit Investor lenders in South Carolina

496 lenders made at least one 1-4 unit investor or business-purpose loan in South Carolina in 2025. Kiavi Funding, Inc. made the most, with 535 of the 9,391 on record.

**Evidence**
Lender made at least one 1-4 unit investor or business-purpose loan in South Carolina in 2025 (HMDA)

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
496

HMDA, 2025

**Investor loans, 2025**
9,391

HMDA, 2025

1-4 units or business purpose

**Based in the state**
50

HMDA, 2025

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in South Carolina, https://lender.report/investor-1-4-lenders/south-carolina/, data as of December 31, 2025.

## Describe a deal in South Carolina

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show 1-4 unit investor loans in South Carolina](https://lender.report/comps/?lane=investor_1to4&state=SC)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan |
| --- | --- | --- | --- | --- | --- |
| [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 535 | 25,518 | $215K |
| [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 381 | 31,218 | $205K |
| [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 258 | 13,753 | $215K |
| [The Conway National Bank](https://lender.report/lender/conway-national-bank-sc/) [1-4 unit investor record](https://lender.report/lender/conway-national-bank-sc/investor-1-4/) | Bank | Conway, SC | 193 | 198 | $125K |
| [RCN Capital, LLC](https://lender.report/lender/rcn-capital-ct-south-windsor-3cpf1d02/) | Non-bank | South Windsor, CT | 190 | 7,774 | $165K |
| [Lennar Mortgage, LLC](https://lender.report/lender/lennar-mortgage-fl/) | Non-bank | Miami, FL | 181 | 6,134 | $235K |
| [Angel Oak Mortgage Solutions LLC](https://lender.report/lender/angel-oak-mortgage-solutions-ga/) [1-4 unit investor record](https://lender.report/lender/angel-oak-mortgage-solutions-ga/investor-1-4/) | Non-bank | Atlanta, GA | 176 | 3,151 | $245K |
| [Movement Mortgage, LLC](https://lender.report/lender/movement-mortgage-sc/) [1-4 unit investor record](https://lender.report/lender/movement-mortgage-sc/investor-1-4/) | Non-bank | Indian Land, SC | 174 | 3,397 | $255K |
| [Anderson Brothers Bank](https://lender.report/lender/anderson-brothers-bank-sc/) [1-4 unit investor record](https://lender.report/lender/anderson-brothers-bank-sc/investor-1-4/) | Bank | Mullins, SC | 169 | 177 | $145K |
| [Citadel Servicing Corporation](https://lender.report/lender/citadel-servicing-ca/) [1-4 unit investor record](https://lender.report/lender/citadel-servicing-ca/investor-1-4/) | Non-bank | Irvine, CA | 163 | 4,136 | $285K |
| [Lima One Capital, LLC](https://lender.report/lender/lima-one-capital-sc/) [1-4 unit investor record](https://lender.report/lender/lima-one-capital-sc/investor-1-4/) | Non-bank | Greenville, SC | 137 | 2,316 | $215K |
| [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 134 | 10,082 | $265K |
| [American Heritage Lending, LLC](https://lender.report/lender/american-heritage-lending-ca/) [1-4 unit investor record](https://lender.report/lender/american-heritage-lending-ca/investor-1-4/) | Non-bank | Irvine, CA | 129 | 3,741 | $185K |
| [HomeXpress Mortgage Corp.](https://lender.report/lender/homexpress-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/homexpress-mortgage-ca/investor-1-4/) | Non-bank | Santa Ana, CA | 127 | 5,811 | $255K |
| [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 120 | 11,868 | $275K |
| [Loan Funder LLC](https://lender.report/lender/loan-funder-ny/) [1-4 unit investor record](https://lender.report/lender/loan-funder-ny/investor-1-4/) | Non-bank | New York, NY | 115 | 9,296 | $245K |
| [Coastal Carolina National Bank](https://lender.report/lender/coastal-carolina-national-bank-sc/) [1-4 unit investor record](https://lender.report/lender/coastal-carolina-national-bank-sc/investor-1-4/) | Bank | Myrtle Beach, SC | 111 | 117 | $275K |
| [First-Citizens Bank & Trust Company](https://lender.report/lender/first-citizens-bank-and-trust-nc/) [1-4 unit investor record](https://lender.report/lender/first-citizens-bank-and-trust-nc/investor-1-4/) | Bank | Raleigh, NC | 109 | 457 | $205K |
| [Ameris Bank](https://lender.report/lender/ameris-bank-ga/) [1-4 unit investor record](https://lender.report/lender/ameris-bank-ga/investor-1-4/) | Bank | Atlanta, GA | 108 | 755 | $225K |
| [Hometown Equity Mortgage, LLC](https://lender.report/lender/hometown-equity-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/hometown-equity-mortgage-ca/investor-1-4/) | Non-bank | Lake Forest, CA | 106 | 5,405 | $295K |
| [Velocity Commercial Capital LLC](https://lender.report/lender/velocity-commercial-capital-ca/) [1-4 unit investor record](https://lender.report/lender/velocity-commercial-capital-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 89 | 4,776 | $185K |
| [SouthState Bank, National Association](https://lender.report/lender/southstate-bank-fl/) [1-4 unit investor record](https://lender.report/lender/southstate-bank-fl/investor-1-4/) | Bank | Winter Haven, FL | 85 | 468 | $265K |
| [Champions Funding, LLC](https://lender.report/lender/champions-funding-az/) [1-4 unit investor record](https://lender.report/lender/champions-funding-az/investor-1-4/) | Non-bank | Gilbert, AZ | 82 | 7,467 | $295K |
| [Guild Mortgage Company](https://lender.report/lender/guild-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/guild-mortgage-ca/investor-1-4/) | Non-bank | San Diego, CA | 82 | 3,469 | $245K |
| [T2 Financial LLC](https://lender.report/lender/t2-financial-oh/) [1-4 unit investor record](https://lender.report/lender/t2-financial-oh/investor-1-4/) | Non-bank | Westerville, OH | 82 | 914 | $205K |

HMDA, 2025

[See all 496 1-4 unit investor lenders in South Carolina in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=SC)

- Lenders made 9,391 1-4 unit investor or business-purpose loans in South Carolina in 2025. HMDA, 2025
- The five most active lenders made 16.6% of them. HMDA, 2025
- Non-banks made 70.1% of these loans in South Carolina. HMDA, 2025
- 175 lenders made 10 or more of these loans in South Carolina in 2025. HMDA, 2025
- 50 of these lenders are based in South Carolina, and the rest lend in from other states. HMDA, 2025
- Kiavi Funding, Inc. made 535 loans here, and United Wholesale Mortgage made 381. HMDA, 2025
- These lenders: 152 banks, 17 savings institutions, 46 credit unions and 281 non-bank lenders. HMDA, 2025
- Among these lenders, the median 1-4 unit investor loan nationally is $235K. HMDA, 2025

## How this list is defined

**Measure**
1-4 unit investor loans made in South Carolina

**Period**
2025

**Formula**
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in South Carolina in 2025. A lender is listed if it made at least one.

**Order**
Largest first by loans made in 2025, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
