---
title: 1-4 Unit Investor Lenders in Tennessee: 632 Made Loans in 2025
url: https://lender.report/investor-1-4-lenders/tennessee/
license: https://lender.report/license/
---

1-4 Unit Investor · TN

# 1-4 Unit Investor lenders in Tennessee

632 lenders made at least one 1-4 unit investor or business-purpose loan in Tennessee in 2025. Kiavi Funding, Inc. made the most, with 735 of the 16,463 on record.

**Evidence**
Lender made at least one 1-4 unit investor or business-purpose loan in Tennessee in 2025 (HMDA)

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
632

HMDA, 2025

**Investor loans, 2025**
16,463

HMDA, 2025

1-4 units or business purpose

**Based in the state**
113

HMDA, 2025

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in Tennessee, https://lender.report/investor-1-4-lenders/tennessee/, data as of December 31, 2025.

## Describe a deal in Tennessee

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show 1-4 unit investor loans in Tennessee](https://lender.report/comps/?lane=investor_1to4&state=TN)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan |
| --- | --- | --- | --- | --- | --- |
| [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 735 | 25,518 | $215K |
| [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 566 | 31,218 | $205K |
| [FirstBank](https://lender.report/lender/firstbank-tn/) [1-4 unit investor record](https://lender.report/lender/firstbank-tn/investor-1-4/) | Bank | Nashville, TN | 551 | 897 | $195K |
| [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) [1-4 unit investor record](https://lender.report/lender/pinnacle-bank-tn/investor-1-4/) | Bank | Nashville, TN | 331 | 588 | $185K |
| [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 328 | 10,082 | $265K |
| [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 295 | 13,753 | $215K |
| [CMG Mortgage Inc](https://lender.report/lender/cmg-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/cmg-mortgage-il/investor-1-4/) | Non-bank | San Ramon, IL | 276 | 4,651 | $275K |
| [Wilson Bank and Trust](https://lender.report/lender/wilson-bank-and-trust-tn/) [1-4 unit investor record](https://lender.report/lender/wilson-bank-and-trust-tn/investor-1-4/) | Bank | Lebanon, TN | 249 | 257 | $305K |
| [Movement Mortgage, LLC](https://lender.report/lender/movement-mortgage-sc/) [1-4 unit investor record](https://lender.report/lender/movement-mortgage-sc/investor-1-4/) | Non-bank | Indian Land, SC | 236 | 3,397 | $255K |
| [BPL Mortgage, LLC](https://lender.report/lender/bpl-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/bpl-mortgage-il/investor-1-4/) | Non-bank | Oakbrook Terrace, IL | 221 | 7,141 | $125K |
| [One Bank of Tennessee](https://lender.report/lender/one-bank-of-tennessee-tn/) [1-4 unit investor record](https://lender.report/lender/one-bank-of-tennessee-tn/investor-1-4/) | Bank | Cookeville, TN | 213 | 213 | $155K |
| [Guaranteed Rate, Inc.](https://lender.report/lender/guaranteed-rate-il/) | Non-bank | Chicago, IL | 206 | 5,730 | $295K |
| [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 191 | 11,868 | $275K |
| [Champions Funding, LLC](https://lender.report/lender/champions-funding-az/) [1-4 unit investor record](https://lender.report/lender/champions-funding-az/investor-1-4/) | Non-bank | Gilbert, AZ | 183 | 7,467 | $295K |
| [Peoples Bank of the South](https://lender.report/lender/peoples-bank-of-the-south-tn/) [1-4 unit investor record](https://lender.report/lender/peoples-bank-of-the-south-tn/investor-1-4/) | Bank | La Follette, TN | 183 | 185 | $175K |
| [The Farmers Bank](https://lender.report/lender/farmers-bank-tn-portland/) [1-4 unit investor record](https://lender.report/lender/farmers-bank-tn-portland/investor-1-4/) | Bank | Portland, TN | 176 | 182 | $280K |
| [Carroll Bank and Trust](https://lender.report/lender/carroll-bank-and-trust-tn/) [1-4 unit investor record](https://lender.report/lender/carroll-bank-and-trust-tn/investor-1-4/) | Bank | Huntingdon, TN | 173 | 173 | $85.0K |
| [Rain City Capital, LLC](https://lender.report/lender/rain-city-capital-wa/) [1-4 unit investor record](https://lender.report/lender/rain-city-capital-wa/investor-1-4/) | Non-bank | Kirkland, WA | 166 | 2,076 | $215K |
| [Loan Funder LLC](https://lender.report/lender/loan-funder-ny/) [1-4 unit investor record](https://lender.report/lender/loan-funder-ny/investor-1-4/) | Non-bank | New York, NY | 161 | 9,296 | $245K |
| [RCN Capital, LLC](https://lender.report/lender/rcn-capital-ct-south-windsor-3cpf1d02/) | Non-bank | South Windsor, CT | 160 | 7,774 | $165K |
| [CV3 Financial Services, LLC](https://lender.report/lender/cv3-financial-services-ca/) [1-4 unit investor record](https://lender.report/lender/cv3-financial-services-ca/investor-1-4/) | Non-bank | El Segundo, CA | 153 | 4,782 | $175K |
| [Deephaven Mortgage LLC](https://lender.report/lender/deephaven-mortgage-nc/) [1-4 unit investor record](https://lender.report/lender/deephaven-mortgage-nc/investor-1-4/) | Non-bank | Charlotte, NC | 148 | 4,914 | $215K |
| [Builtwell Bank](https://lender.report/lender/builtwell-bank-tn/) [1-4 unit investor record](https://lender.report/lender/builtwell-bank-tn/investor-1-4/) | Bank | Chattanooga, TN | 147 | 210 | $125K |
| [HomeXpress Mortgage Corp.](https://lender.report/lender/homexpress-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/homexpress-mortgage-ca/investor-1-4/) | Non-bank | Santa Ana, CA | 147 | 5,811 | $255K |
| [Newrez LLC](https://lender.report/lender/newrez-pa/) [1-4 unit investor record](https://lender.report/lender/newrez-pa/investor-1-4/) | Non-bank | Fort Washington, PA | 142 | 5,250 | $255K |

HMDA, 2025

[See all 632 1-4 unit investor lenders in Tennessee in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=TN)

- Lenders made 16,463 1-4 unit investor or business-purpose loans in Tennessee in 2025. HMDA, 2025
- The five most active lenders made 15.3% of them. HMDA, 2025
- Non-banks made 55.8% of these loans in Tennessee. HMDA, 2025
- 252 lenders made 10 or more of these loans in Tennessee in 2025. HMDA, 2025
- 113 of these lenders are based in Tennessee, and the rest lend in from other states. HMDA, 2025
- Kiavi Funding, Inc. made 735 loans here, and United Wholesale Mortgage made 566. HMDA, 2025
- These lenders: 257 banks, 19 savings institutions, 66 credit unions and 290 non-bank lenders. HMDA, 2025
- Among these lenders, the median 1-4 unit investor loan nationally is $210K. HMDA, 2025

## How this list is defined

**Measure**
1-4 unit investor loans made in Tennessee

**Period**
2025

**Formula**
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Tennessee in 2025. A lender is listed if it made at least one.

**Order**
Largest first by loans made in 2025, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
