--- title: 1-4 Unit Investor Lenders in Texas: 858 Made Loans in 2025 url: https://lender.report/investor-1-4-lenders/texas/ license: https://lender.report/license/ --- 1-4 Unit Investor ยท TX # 1-4 Unit Investor lenders in Texas 858 lenders made at least one 1-4 unit investor or business-purpose loan in Texas in 2025. United Wholesale Mortgage made the most, with 3,262 of the 49,819 on record. **Evidence** Lender made at least one 1-4 unit investor or business-purpose loan in Texas in 2025 (HMDA) **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 858 HMDA, 2025 **Investor loans, 2025** 49,819 HMDA, 2025 1-4 units or business purpose **Based in the state** 288 HMDA, 2025 Cite this Source: The Lender Report, 1-4 Unit Investor lenders in Texas, https://lender.report/investor-1-4-lenders/texas/, data as of December 31, 2025. ## Describe a deal in Texas See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show 1-4 unit investor loans in Texas](https://lender.report/comps/?lane=investor_1to4&state=TX)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan | | --- | --- | --- | --- | --- | --- | | [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 3,262 | 31,218 | $205K | | [Lennar Mortgage, LLC](https://lender.report/lender/lennar-mortgage-fl/) | Non-bank | Miami, FL | 1,914 | 6,134 | $235K | | [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 1,452 | 11,868 | $275K | | [Kiavi Funding, Inc.](https://lender.report/lender/kiavi-funding-ca/) [1-4 unit investor record](https://lender.report/lender/kiavi-funding-ca/investor-1-4/) | Non-bank | San Francisco, CA | 1,379 | 25,518 | $215K | | [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 1,066 | 13,753 | $215K | | [AmWest Funding Corp](https://lender.report/lender/amwest-funding-ca/) [1-4 unit investor record](https://lender.report/lender/amwest-funding-ca/investor-1-4/) | Non-bank | Brea, CA | 886 | 5,001 | $245K | | [Champions Funding, LLC](https://lender.report/lender/champions-funding-az/) [1-4 unit investor record](https://lender.report/lender/champions-funding-az/investor-1-4/) | Non-bank | Gilbert, AZ | 834 | 7,467 | $295K | | [CMG Mortgage Inc](https://lender.report/lender/cmg-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/cmg-mortgage-il/investor-1-4/) | Non-bank | San Ramon, IL | 831 | 4,651 | $275K | | [RF Renovo Management Company, LLC](https://lender.report/lender/rf-renovo-management-il/) [1-4 unit investor record](https://lender.report/lender/rf-renovo-management-il/investor-1-4/) | Non-bank | Chicago, IL | 818 | 5,969 | $245K | | [DHI Mortgage Company, LTD.](https://lender.report/lender/dhi-mortgage-tx/) | Non-bank | Austin, TX | 673 | 3,424 | $255K | | [HomeXpress Mortgage Corp.](https://lender.report/lender/homexpress-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/homexpress-mortgage-ca/investor-1-4/) | Non-bank | Santa Ana, CA | 671 | 5,811 | $255K | | [Ocmbc, Inc.](https://lender.report/lender/ocmbc-ca/) [1-4 unit investor record](https://lender.report/lender/ocmbc-ca/investor-1-4/) | Non-bank | Irvine, CA | 664 | 6,043 | $255K | | [Hometown Equity Mortgage, LLC](https://lender.report/lender/hometown-equity-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/hometown-equity-mortgage-ca/investor-1-4/) | Non-bank | Lake Forest, CA | 626 | 5,405 | $295K | | [Kind Lending, LLC](https://lender.report/lender/kind-lending-ca/) [1-4 unit investor record](https://lender.report/lender/kind-lending-ca/investor-1-4/) | Non-bank | Irvine, CA | 619 | 4,110 | $275K | | [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 603 | 10,082 | $265K | | [Prosperity Bank](https://lender.report/lender/prosperity-bank-tx/) [1-4 unit investor record](https://lender.report/lender/prosperity-bank-tx/investor-1-4/) | Bank | El Campo, TX | 594 | 697 | $165K | | [Pennymac Loan Services LLC](https://lender.report/lender/pennymac-loan-services-ca/) [1-4 unit investor record](https://lender.report/lender/pennymac-loan-services-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 587 | 6,372 | $335K | | [First Financial Bank](https://lender.report/lender/first-financial-bank-tx/) [1-4 unit investor record](https://lender.report/lender/first-financial-bank-tx/investor-1-4/) | Bank | Abilene, TX | 554 | 554 | $155K | | [Newrez LLC](https://lender.report/lender/newrez-pa/) [1-4 unit investor record](https://lender.report/lender/newrez-pa/investor-1-4/) | Non-bank | Fort Washington, PA | 442 | 5,250 | $255K | | [Emporium Tpo LLC](https://lender.report/lender/emporium-tpo-tx/) [1-4 unit investor record](https://lender.report/lender/emporium-tpo-tx/investor-1-4/) | Non-bank | Frisco, TX | 433 | 2,559 | $295K | | [Deephaven Mortgage LLC](https://lender.report/lender/deephaven-mortgage-nc/) [1-4 unit investor record](https://lender.report/lender/deephaven-mortgage-nc/investor-1-4/) | Non-bank | Charlotte, NC | 429 | 4,914 | $215K | | [A&D Mortgage LLC](https://lender.report/lender/a-and-d-mortgage-fl/) [1-4 unit investor record](https://lender.report/lender/a-and-d-mortgage-fl/investor-1-4/) | Non-bank | Ft. Lauderdale, FL | 428 | 5,695 | $235K | | [American Heritage Lending, LLC](https://lender.report/lender/american-heritage-lending-ca/) [1-4 unit investor record](https://lender.report/lender/american-heritage-lending-ca/investor-1-4/) | Non-bank | Irvine, CA | 426 | 3,741 | $185K | | [loanDepot.com LLC](https://lender.report/lender/loandepot-com-ca/) [1-4 unit investor record](https://lender.report/lender/loandepot-com-ca/investor-1-4/) | Non-bank | Irvine, CA | 422 | 2,801 | $265K | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [1-4 unit investor record](https://lender.report/lender/jpmorgan-chase-bank-oh/investor-1-4/) | Bank | Columbus, OH | 383 | 4,691 | $305K | HMDA, 2025 [See all 858 1-4 unit investor lenders in Texas in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=TX) - Lenders made 49,819 1-4 unit investor or business-purpose loans in Texas in 2025. HMDA, 2025 - The five most active lenders made 18.2% of them. HMDA, 2025 - Non-banks made 74.4% of these loans in Texas. HMDA, 2025 - 469 lenders made 10 or more of these loans in Texas in 2025. HMDA, 2025 - 288 of these lenders are based in Texas, and the rest lend in from other states. HMDA, 2025 - United Wholesale Mortgage made 3,262 loans here, and Lennar Mortgage, LLC made 1,914. HMDA, 2025 - These lenders: 357 banks, 24 savings institutions, 107 credit unions and 370 non-bank lenders. HMDA, 2025 - Among these lenders, the median 1-4 unit investor loan nationally is $215K. HMDA, 2025 ## How this list is defined **Measure** 1-4 unit investor loans made in Texas **Period** 2025 **Formula** Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Texas in 2025. A lender is listed if it made at least one. **Order** Largest first by loans made in 2025, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans. HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.