---
title: 1-4 Unit Investor Lenders in Utah: 258 Made Loans in 2025
url: https://lender.report/investor-1-4-lenders/utah/
license: https://lender.report/license/
---

1-4 Unit Investor · UT

# 1-4 Unit Investor lenders in Utah

258 lenders made at least one 1-4 unit investor or business-purpose loan in Utah in 2025. America First Credit Union made the most, with 543 of the 5,716 on record.

**Evidence**
Lender made at least one 1-4 unit investor or business-purpose loan in Utah in 2025 (HMDA)

**Data as of**
HMDA 2025

**Page last changed**
November 11, 2026

**Lenders on record**
258

HMDA, 2025

**Investor loans, 2025**
5,716

HMDA, 2025

1-4 units or business purpose

**Based in the state**
34

HMDA, 2025

Cite this

Source: The Lender Report, 1-4 Unit Investor lenders in Utah, https://lender.report/investor-1-4-lenders/utah/, data as of December 31, 2025.

## Describe a deal in Utah

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show 1-4 unit investor loans in Utah](https://lender.report/comps/?lane=investor_1to4&state=UT)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan |
| --- | --- | --- | --- | --- | --- |
| [America First Credit Union](https://lender.report/lender/america-first-credit-union-ut/) [1-4 unit investor record](https://lender.report/lender/america-first-credit-union-ut/investor-1-4/) | Credit union | Riverdale, UT | 543 | 773 | $125K |
| [The Loan Store, Inc](https://lender.report/lender/loan-store-az/) [1-4 unit investor record](https://lender.report/lender/loan-store-az/investor-1-4/) | Non-bank | Tucson, AZ | 413 | 11,868 | $275K |
| [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 403 | 31,218 | $205K |
| [First Colony Mortgage Corporation](https://lender.report/lender/first-colony-mortgage-corporat-ut/) [1-4 unit investor record](https://lender.report/lender/first-colony-mortgage-corporat-ut/investor-1-4/) | Non-bank | Pleasant Grove, UT | 264 | 1,273 | $275K |
| [Mountain America Credit Union](https://lender.report/lender/mountain-america-credit-union-ut/) [1-4 unit investor record](https://lender.report/lender/mountain-america-credit-union-ut/investor-1-4/) | Credit union | Sandy, UT | 247 | 357 | $235K |
| [Kind Lending, LLC](https://lender.report/lender/kind-lending-ca/) [1-4 unit investor record](https://lender.report/lender/kind-lending-ca/investor-1-4/) | Non-bank | Irvine, CA | 234 | 4,110 | $275K |
| [Guild Mortgage Company](https://lender.report/lender/guild-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/guild-mortgage-ca/investor-1-4/) | Non-bank | San Diego, CA | 227 | 3,469 | $245K |
| [Intercap Lending Inc](https://lender.report/lender/intercap-lending-ut/) | Non-bank | Salt Lake City, UT | 205 | 284 | $355K |
| [Goldenwest Credit Union](https://lender.report/lender/goldenwest-credit-union-ut/) | Credit union | Ogden, UT | 182 | 193 | $215K |
| [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 143 | 13,753 | $215K |
| [Conventus Lending LLC](https://lender.report/lender/conventus-lending-ca/) [1-4 unit investor record](https://lender.report/lender/conventus-lending-ca/investor-1-4/) | Non-bank | San Francisco, CA | 92 | 2,417 | $605K |
| [DHI Mortgage Company, LTD.](https://lender.report/lender/dhi-mortgage-tx/) | Non-bank | Austin, TX | 89 | 3,424 | $255K |
| [Pennymac Loan Services LLC](https://lender.report/lender/pennymac-loan-services-ca/) [1-4 unit investor record](https://lender.report/lender/pennymac-loan-services-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 86 | 6,372 | $335K |
| [Zions Bancorporation, N.A.](https://lender.report/lender/zions-bancorporation-ut/) [1-4 unit investor record](https://lender.report/lender/zions-bancorporation-ut/investor-1-4/) | Bank | Salt Lake City, UT | 84 | 495 | $235K |
| [Crosscountry Mortgage, LLC](https://lender.report/lender/crosscountry-mortgage-oh/) [1-4 unit investor record](https://lender.report/lender/crosscountry-mortgage-oh/investor-1-4/) | Non-bank | Cleveland, OH | 82 | 10,082 | $265K |
| [Newrez LLC](https://lender.report/lender/newrez-pa/) [1-4 unit investor record](https://lender.report/lender/newrez-pa/investor-1-4/) | Non-bank | Fort Washington, PA | 78 | 5,250 | $255K |
| [Lendsure Mortgage Corp.](https://lender.report/lender/lendsure-mortgage-ca/) [1-4 unit investor record](https://lender.report/lender/lendsure-mortgage-ca/investor-1-4/) | Non-bank | San Diego, CA | 75 | 1,835 | $285K |
| [My Move Mortgage, LLC](https://lender.report/lender/my-move-mortgage-ut/) | Non-bank | Sandy, UT | 62 | 104 | $350K |
| [Securitynational Mortgage Company](https://lender.report/lender/securitynational-mortgage-ut/) [1-4 unit investor record](https://lender.report/lender/securitynational-mortgage-ut/investor-1-4/) | Non-bank | Salt Lake City, UT | 62 | 560 | $245K |
| [Cache Valley Bank](https://lender.report/lender/cache-valley-bank-ut/) [1-4 unit investor record](https://lender.report/lender/cache-valley-bank-ut/investor-1-4/) | Bank | Logan, UT | 61 | 75 | $275K |
| [AmWest Funding Corp](https://lender.report/lender/amwest-funding-ca/) [1-4 unit investor record](https://lender.report/lender/amwest-funding-ca/investor-1-4/) | Non-bank | Brea, CA | 59 | 5,001 | $245K |
| [Citadel Servicing Corporation](https://lender.report/lender/citadel-servicing-ca/) [1-4 unit investor record](https://lender.report/lender/citadel-servicing-ca/investor-1-4/) | Non-bank | Irvine, CA | 57 | 4,136 | $285K |
| [CMG Mortgage Inc](https://lender.report/lender/cmg-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/cmg-mortgage-il/investor-1-4/) | Non-bank | San Ramon, IL | 54 | 4,651 | $275K |
| [Fairway Independent Mort Corp](https://lender.report/lender/fairway-independent-mort-wi/) | Non-bank | Madison, WI | 51 | 3,466 | $245K |
| [Glacier Bank](https://lender.report/lender/glacier-bank-mt/) [1-4 unit investor record](https://lender.report/lender/glacier-bank-mt/investor-1-4/) | Bank | Kalispell, MT | 50 | 624 | $255K |

HMDA, 2025

[See all 258 1-4 unit investor lenders in Utah in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=UT)

- Lenders made 5,716 1-4 unit investor or business-purpose loans in Utah in 2025. HMDA, 2025
- The five most active lenders made 32.7% of them. HMDA, 2025
- Non-banks made 69.0% of these loans in Utah. HMDA, 2025
- 84 lenders made 10 or more of these loans in Utah in 2025. HMDA, 2025
- 34 of these lenders are based in Utah, and the rest lend in from other states. HMDA, 2025
- America First Credit Union made 543 loans here, and The Loan Store, Inc made 413. HMDA, 2025
- These lenders: 67 banks, 10 savings institutions, 28 credit unions and 153 non-bank lenders. HMDA, 2025
- Among these lenders, the median 1-4 unit investor loan nationally is $260K. HMDA, 2025

## How this list is defined

**Measure**
1-4 unit investor loans made in Utah

**Period**
2025

**Formula**
Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Utah in 2025. A lender is listed if it made at least one.

**Order**
Largest first by loans made in 2025, then name. Payment is not part of the order.

**As of**
2025

**Source**
[HMDA](https://ffiec.cfpb.gov/data-browser/)

**Changelog**
November 12, 2026: First published, with the data built on this date.

These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans.

HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan.

Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
