--- title: 1-4 Unit Investor Lenders in Vermont: 113 Made Loans in 2025 url: https://lender.report/investor-1-4-lenders/vermont/ license: https://lender.report/license/ --- 1-4 Unit Investor ยท VT # 1-4 Unit Investor lenders in Vermont 113 lenders made at least one 1-4 unit investor or business-purpose loan in Vermont in 2025. Eastrise Credit Union made the most, with 132 of the 836 on record. **Evidence** Lender made at least one 1-4 unit investor or business-purpose loan in Vermont in 2025 (HMDA) **Data as of** HMDA 2025 **Page last changed** November 11, 2026 **Lenders on record** 113 HMDA, 2025 **Investor loans, 2025** 836 HMDA, 2025 1-4 units or business purpose **Based in the state** 10 HMDA, 2025 Cite this Source: The Lender Report, 1-4 Unit Investor lenders in Vermont, https://lender.report/investor-1-4-lenders/vermont/, data as of December 31, 2025. ## Describe a deal in Vermont See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show 1-4 unit investor loans in Vermont](https://lender.report/comps/?lane=investor_1to4&state=VT)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Loans in state | Loans nationwide | Typical loan | | --- | --- | --- | --- | --- | --- | | [Eastrise Credit Union](https://lender.report/lender/eastrise-credit-union-vt/) [1-4 unit investor record](https://lender.report/lender/eastrise-credit-union-vt/investor-1-4/) | Credit union | Williston, VT | 132 | 136 | $225K | | [Community National Bank](https://lender.report/lender/community-national-bank-vt/) [1-4 unit investor record](https://lender.report/lender/community-national-bank-vt/investor-1-4/) | Bank | Derby, VT | 73 | 76 | $185K | | [North Country Credit Union](https://lender.report/lender/north-country-credit-union-vt/) [1-4 unit investor record](https://lender.report/lender/north-country-credit-union-vt/investor-1-4/) | Credit union | Burlington, VT | 53 | 57 | $155K | | [EMM Loans LLC](https://lender.report/lender/emm-loans-nj/) [1-4 unit investor record](https://lender.report/lender/emm-loans-nj/investor-1-4/) | Non-bank | Cherry Hill, NJ | 37 | 295 | $275K | | [Peoples Trust Company of St. Albans](https://lender.report/lender/peoples-trust-company-of-st-albans-vt/) [1-4 unit investor record](https://lender.report/lender/peoples-trust-company-of-st-albans-vt/investor-1-4/) | Bank | Saint Albans, VT | 37 | 37 | $285K | | [Mascoma Bank](https://lender.report/lender/mascoma-bank-nh/) [1-4 unit investor record](https://lender.report/lender/mascoma-bank-nh/investor-1-4/) | Bank | Lebanon, NH | 35 | 58 | $220K | | [Northfield Savings Bank](https://lender.report/lender/northfield-savings-bank-vt/) [1-4 unit investor record](https://lender.report/lender/northfield-savings-bank-vt/investor-1-4/) | Savings | Northfield, VT | 31 | 31 | $255K | | [Union Bank](https://lender.report/lender/union-bank-vt/) [1-4 unit investor record](https://lender.report/lender/union-bank-vt/investor-1-4/) | Bank | Morrisville, VT | 26 | 32 | $295K | | [Community Bank, National Association](https://lender.report/lender/community-bank-ny/) [1-4 unit investor record](https://lender.report/lender/community-bank-ny/investor-1-4/) | Bank | Canton, NY | 24 | 455 | $155K | | [Passumpsic Savings Bank](https://lender.report/lender/passumpsic-savings-bank-vt/) [1-4 unit investor record](https://lender.report/lender/passumpsic-savings-bank-vt/investor-1-4/) | Savings | Saint Johnsbury, VT | 22 | 57 | $375K | | [Rocket Mortgage](https://lender.report/lender/rocket-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/rocket-mortgage-mi/investor-1-4/) | Non-bank | Detroit, MI | 22 | 13,753 | $215K | | [Advisors Mortgage Group, LLC](https://lender.report/lender/advisors-mortgage-group-nj/) | Non-bank | Ocean, NJ | 18 | 186 | $310K | | [802 Credit Union](https://lender.report/lender/802-credit-union-vt/) | Credit union | Barre, VT | 16 | 28 | $225K | | [Vermont Credit Union](https://lender.report/lender/vermont-credit-union-vt/) [1-4 unit investor record](https://lender.report/lender/vermont-credit-union-vt/investor-1-4/) | Credit union | So Burlington, VT | 16 | 16 | $220K | | [CMG Mortgage Inc](https://lender.report/lender/cmg-mortgage-il/) [1-4 unit investor record](https://lender.report/lender/cmg-mortgage-il/investor-1-4/) | Non-bank | San Ramon, IL | 15 | 4,651 | $275K | | [United Wholesale Mortgage](https://lender.report/lender/united-wholesale-mortgage-mi/) [1-4 unit investor record](https://lender.report/lender/united-wholesale-mortgage-mi/investor-1-4/) | Non-bank | Pontiac, MI | 14 | 31,218 | $205K | | [The National Bank of Middlebury](https://lender.report/lender/national-bank-of-middlebury-vt/) [1-4 unit investor record](https://lender.report/lender/national-bank-of-middlebury-vt/investor-1-4/) | Bank | Middlebury, VT | 13 | 13 | $285K | | [Better Mortgage Corporation](https://lender.report/lender/better-mortgage-ny/) | Non-bank | New York, NY | 12 | 2,314 | $155K | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) [1-4 unit investor record](https://lender.report/lender/jpmorgan-chase-bank-oh/investor-1-4/) | Bank | Columbus, OH | 9 | 4,691 | $305K | | [Fairway Independent Mort Corp](https://lender.report/lender/fairway-independent-mort-wi/) | Non-bank | Madison, WI | 8 | 3,466 | $245K | | [Guaranteed Rate, Inc.](https://lender.report/lender/guaranteed-rate-il/) | Non-bank | Chicago, IL | 8 | 5,730 | $295K | | [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) [1-4 unit investor record](https://lender.report/lender/manufacturers-and-traders-trust-ny/investor-1-4/) | Bank | Buffalo, NY | 8 | 417 | $305K | | [Pennymac Loan Services LLC](https://lender.report/lender/pennymac-loan-services-ca/) [1-4 unit investor record](https://lender.report/lender/pennymac-loan-services-ca/investor-1-4/) | Non-bank | Westlake Village, CA | 8 | 6,372 | $335K | | [TD Bank, National Association](https://lender.report/lender/td-bank-de/) [1-4 unit investor record](https://lender.report/lender/td-bank-de/investor-1-4/) | Bank | Wilmington, DE | 8 | 1,778 | $205K | | [Homestead Funding Corp.](https://lender.report/lender/homestead-funding-ny/) | Non-bank | Albany, NY | 7 | 353 | $215K | HMDA, 2025 [See all 113 1-4 unit investor lenders in Vermont in Loan Comps](https://lender.report/comps/?lane=investor_1to4&state=VT) - Lenders made 836 1-4 unit investor or business-purpose loans in Vermont in 2025. HMDA, 2025 - The five most active lenders made 39.7% of them. HMDA, 2025 - Non-banks made 32.4% of these loans in Vermont. HMDA, 2025 - 18 lenders made 10 or more of these loans in Vermont in 2025. HMDA, 2025 - 10 of these lenders are based in Vermont, and the rest lend in from other states. HMDA, 2025 - Eastrise Credit Union made 132 loans here, and Community National Bank made 73. HMDA, 2025 - These lenders: 29 banks, 14 savings institutions, 7 credit unions and 63 non-bank lenders. HMDA, 2025 - Among these lenders, the median 1-4 unit investor loan nationally is $245K. HMDA, 2025 ## How this list is defined **Measure** 1-4 unit investor loans made in Vermont **Period** 2025 **Formula** Count, by lender, of HMDA records for 1-4 unit loans that are non-owner-occupied or business purpose, placed in Vermont in 2025. A lender is listed if it made at least one. **Order** Largest first by loans made in 2025, then name. Payment is not part of the order. **As of** 2025 **Source** [HMDA](https://ffiec.cfpb.gov/data-browser/) **Changelog** November 12, 2026: First published, with the data built on this date. These are rental homes of up to four units, financed by the investor and not the person living there, including business-purpose loans. HMDA reports these loans by lender and state, without dollars by state. It cannot tell a DSCR loan from a full-documentation investor loan. Each lender is counted only where the public file places the loan. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.