---
title: Investor CRE Lenders in Florida: 263 Hold These Loans
url: https://lender.report/investor-cre-lenders/florida/
license: https://lender.report/license/
---

Investor CRE · FL

# Investor CRE lenders in Florida

263 lenders with an office in Florida hold non-owner-occupied commercial real estate loans on their books. SouthState Bank, National Association, based in Florida, holds the largest book among those based here, at $14.8B.

**Evidence**
Lender holds non-owner-occupied commercial real estate loans on its books at the latest filing and has an office in Florida

**Data as of**
June 30, 2026

**Page last changed**
November 11, 2026

**Lenders with an office here**
263

FDIC call report, Jun 30, 2026

**Based here**
127

FDIC call report, Jun 30, 2026

**Held by those based here**
$56.5B

FDIC call report, Jun 30, 2026

+7.9% from a year earlier, 125 of 127 lenders

**Median book, based here**
$71.0M

FDIC call report, Jun 30, 2026

Cite this

Source: The Lender Report, Investor CRE lenders in Florida, https://lender.report/investor-cre-lenders/florida/, data as of June 30, 2026.

## Describe a deal in Florida

See which of these lenders made loans like yours, at your size and in your place. No account and no form.

[Show investor CRE loans in Florida](https://lender.report/comps/?lane=cre_investor&state=FL)[On this list? Find your page](https://lender.report/for-lenders/?from=market)

| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
| --- | --- | --- | --- | --- | --- |
| [SouthState Bank, National Association](https://lender.report/lender/southstate-bank-fl/) | Bank | Winter Haven, FL | 100 | $14.8B | +12.0% |
| [City National Bank of Florida](https://lender.report/lender/city-national-bank-of-florida-fl/) | Bank | Miami, FL | 30 | $6.06B | +2.2% |
| [BankUnited, National Association](https://lender.report/lender/bankunited-fl/) | Bank | Miami Lakes, FL | 51 | $5.13B | +3.5% |
| [Seacoast National Bank](https://lender.report/lender/seacoast-national-bank-fl/) | Bank | Stuart, FL | 117 | $3.61B |  |
| [Ocean Bank](https://lender.report/lender/ocean-bank-fl/) | Bank | Miami, FL | 25 | $3.22B | +12.1% |
| [Raymond James Bank](https://lender.report/lender/raymond-james-bank-fl/) | Bank | Saint Petersburg, FL | 1 | $2.87B | +11.3% |
| [EverBank, National Association](https://lender.report/lender/everbank-fl/) | Bank | Jacksonville, FL | 12 | $2.71B |  |
| [Amerant Bank, National Association](https://lender.report/lender/amerant-bank-fl/) | Bank | Coral Gables, FL | 24 | $1.59B |  |
| [Midflorida Credit Union](https://lender.report/lender/midflorida-credit-union-fl/) | Credit union | Lakeland, FL | 69 | $1.36B | +38.7% |
| [Banesco USA](https://lender.report/lender/banesco-usa-fl/) | Bank | Miami, FL | 5 | $1.08B |  |
| [U. S. Century Bank](https://lender.report/lender/u-s-century-bank-fl/) | Bank | Doral, FL | 9 | $743M | +3.4% |
| [OptimumBank](https://lender.report/lender/optimumbank-fl/) | Bank | Fort Lauderdale, FL | 4 | $595M | +94.5% |
| [Fairwinds Credit Union](https://lender.report/lender/fairwinds-credit-union-fl/) | Credit union | Orlando, FL | 30 | $565M | +8.1% |
| [Crews Bank & Trust](https://lender.report/lender/crews-bank-and-trust-fl/) | Bank | Wauchula, FL | 20 | $515M | +4.0% |
| [Pibank, National Association](https://lender.report/lender/pibank-fl/) | Bank | Miami, FL | 1 | $484M | +98.9% |
| [Emigrant Bank](https://lender.report/lender/emigrant-bank-fl/) | Bank | Miami, FL | 2 | $458M |  |
| [Pacific National Bank](https://lender.report/lender/pacific-national-bank-fl/) | Bank | Miami, FL | 6 | $452M | +10.7% |
| [Vystar Credit Union](https://lender.report/lender/vystar-credit-union-fl/) | Credit union | Jacksonville, FL | 91 | $449M | +10.7% |
| [International Finance Bank](https://lender.report/lender/international-finance-bank-fl/) | Bank | Miami, FL | 2 | $410M | +19.3% |
| [Suncoast Credit Union](https://lender.report/lender/suncoast-credit-union-fl/) | Credit union | Tampa, FL | 81 | $401M | +43.2% |

FDIC call report, Jun 30, 2026

[See all 263 investor CRE lenders in Florida in Loan Comps](https://lender.report/comps/?lane=cre_investor&state=FL)

| Lender | Kind | Based in | Offices here | Holds, nationwide |
| --- | --- | --- | --- | --- |
| [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 456 | $64.8B |
| [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 437 | $39.4B |
| [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 414 | $37.1B |
| [U.S. Bank National Association](https://lender.report/lender/u-s-bank-oh/) | Bank | Cincinnati, OH | 3 | $17.9B |
| [Truist Bank](https://lender.report/lender/truist-bank-nc/) | Bank | Charlotte, NC | 441 | $17.0B |
| [Pinnacle Bank](https://lender.report/lender/pinnacle-bank-tn/) | Bank | Nashville, TN | 88 | $16.6B |
| [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 202 | $16.5B |
| [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Bank | Columbus, OH | 21 | $14.4B |
| [Manufacturers and Traders Trust Company](https://lender.report/lender/manufacturers-and-traders-trust-ny/) | Bank | Buffalo, NY | 3 | $13.6B |
| [BMO Bank National Association](https://lender.report/lender/bmo-bank-il/) | Bank | Chicago, IL | 18 | $13.0B |

FDIC call report, Jun 30, 2026

- 127 of these lenders are based in Florida, and 136 are based elsewhere with offices here. FDIC call report, Jun 30, 2026
- These lenders: 177 banks, 8 savings institutions and 78 credit unions. FDIC call report, Jun 30, 2026
- Lenders based in Florida hold $56.5B of non-owner-occupied commercial real estate loans, up 7.9% from a year earlier among the 125 of 127 with a comparable earlier filing. FDIC call report, Jun 30, 2026
- The five largest books based here hold 58.1% of that total. FDIC call report, Jun 30, 2026
- SouthState Bank, National Association holds $14.8B, and City National Bank of Florida holds $6.1B. FDIC call report, Jun 30, 2026
- The median book among lenders based in Florida is $71M. FDIC call report, Jun 30, 2026
- 60 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026
- 55 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026
- These lenders list 5,310 offices in Florida. FDIC office list, Oct 28, 2026
- Wells Fargo Bank, National Association, based in South Dakota, lists the most offices here among out-of-state lenders, at 456. FDIC office list, Oct 28, 2026
- Among credit unions here, the median average loan in this category is $1.1M. NCUA 5300, Jun 30, 2026
- BankMiami grew this book the most in the year, up 283.5% to $37.5M. FDIC call report, Jun 30, 2026

## How this list is defined

**Measure**
non-owner-occupied commercial real estate loans held by lenders with an office in Florida

**Period**
June 30, 2026

**Formula**
The balance of non-owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Florida. A balance held, not loans made.

**Order**
Largest first by the book held at the latest filing, then name. Payment is not part of the order.

**As of**
June 30, 2026

**Source**
[FDIC call report](https://api.fdic.gov/banks/financials)

**Changelog**
November 12, 2026: First published, with the data built on this date.

Non-owner-occupied commercial real estate is property the borrower rents to others: office, retail, industrial and the like. Call reports do not say which.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds non-owner-occupied commercial real estate loans on its books at the latest filing and has an office in Florida. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/)

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
