--- title: Investor CRE Lenders in Michigan: 207 Hold These Loans url: https://lender.report/investor-cre-lenders/michigan/ license: https://lender.report/license/ --- Investor CRE ยท MI # Investor CRE lenders in Michigan 207 lenders with an office in Michigan hold non-owner-occupied commercial real estate loans on their books. Lake Michigan Credit Union, based in Michigan, holds the largest book among those based here, at $1.1B. **Evidence** Lender holds non-owner-occupied commercial real estate loans on its books at the latest filing and has an office in Michigan **Data as of** June 30, 2026 **Page last changed** November 11, 2026 **Lenders with an office here** 207 FDIC call report, Jun 30, 2026 **Based here** 166 FDIC call report, Jun 30, 2026 **Held by those based here** $13.4B FDIC call report, Jun 30, 2026 +12.1% from a year earlier **Median book, based here** $26.7M FDIC call report, Jun 30, 2026 Cite this Source: The Lender Report, Investor CRE lenders in Michigan, https://lender.report/investor-cre-lenders/michigan/, data as of June 30, 2026. ## Describe a deal in Michigan See which of these lenders made loans like yours, at your size and in your place. No account and no form. [Show investor CRE loans in Michigan](https://lender.report/comps/?lane=cre_investor&state=MI)[On this list? Find your page](https://lender.report/for-lenders/?from=market) | Lender | Kind | Based in | Offices here | Holds | Growth, 12 months | | --- | --- | --- | --- | --- | --- | | [Lake Michigan Credit Union](https://lender.report/lender/lake-michigan-credit-union-mi/) | Credit union | Grand Rapids, MI | 57 | $1.08B | +23.0% | | [Mercantile Bank](https://lender.report/lender/mercantile-bank-mi/) | Bank | Grand Rapids, MI | 41 | $1.02B | | | [ChoiceOne Bank](https://lender.report/lender/choiceone-bank-mi/) | Bank | Sparta, MI | 50 | $905M | | | [Bank of Ann Arbor](https://lender.report/lender/bank-of-ann-arbor-mi/) | Bank | Ann Arbor, MI | 18 | $683M | +1.8% | | [Independent Bank](https://lender.report/lender/independent-bank-mi/) | Bank | Grand Rapids, MI | 59 | $670M | +18.7% | | [Southern Michigan Bank & Trust](https://lender.report/lender/southern-michigan-bank-and-trust-mi/) | Bank | Coldwater, MI | 21 | $460M | +5.2% | | [Michigan State University Credit Union](https://lender.report/lender/michigan-state-university-credit-union-mi/) | Credit union | East Lansing, MI | 27 | $430M | +61.4% | | [Dfcu Financial Credit Union](https://lender.report/lender/dfcu-financial-credit-union-mi/) | Credit union | Dearborn, MI | 30 | $386M | +39.8% | | [United Bank of Michigan](https://lender.report/lender/united-bank-of-michigan-mi/) | Bank | Grand Rapids, MI | 13 | $379M | +11.3% | | [Advia Credit Union](https://lender.report/lender/advia-credit-union-mi/) | Credit union | Kalamazoo, MI | 19 | $357M | +16.6% | | [First National Bank of Michigan](https://lender.report/lender/first-national-bank-of-michigan-mi/) | Bank | Kalamazoo, MI | 7 | $345M | +15.8% | | [Macatawa Bank, National Association](https://lender.report/lender/macatawa-bank-mi/) | Bank | Holland, MI | 28 | $296M | +47.2% | | [Genisys Credit Union](https://lender.report/lender/genisys-credit-union-mi/) | Credit union | Auburn Hills, MI | 31 | $256M | +45.7% | | [Community Choice Credit Union](https://lender.report/lender/community-choice-credit-union-mi/) | Credit union | Farmington Hills, MI | 23 | $241M | +25.2% | | [Northstar Bank](https://lender.report/lender/northstar-bank-mi/) | Bank | Bad Axe, MI | 11 | $225M | +5.9% | | [Dort Financial Credit Union](https://lender.report/lender/dort-financial-credit-union-mi/) | Credit union | Grand Blanc, MI | 15 | $219M | +7.0% | | [Isabella Bank](https://lender.report/lender/isabella-bank-mi/) | Bank | Mount Pleasant, MI | 32 | $211M | | | [Lake Trust Credit Union](https://lender.report/lender/lake-trust-credit-union-mi/) | Credit union | Brighton, MI | 24 | $201M | +6.8% | | [Michigan Schools and Government Credit Union](https://lender.report/lender/michigan-schools-and-government-credit-union-mi/) | Credit union | Clinton Township, MI | 24 | $197M | +37.9% | | [First State Bank](https://lender.report/lender/first-state-bank-mi/) | Bank | Eastpointe, MI | 11 | $189M | +18.2% | FDIC call report, Jun 30, 2026 [See all 207 investor CRE lenders in Michigan in Loan Comps](https://lender.report/comps/?lane=cre_investor&state=MI) | Lender | Kind | Based in | Offices here | Holds, nationwide | | --- | --- | --- | --- | --- | | [Wells Fargo Bank, National Association](https://lender.report/lender/wells-fargo-bank-sd/) | Bank | Sioux Falls, SD | 1 | $64.8B | | [JPMorgan Chase Bank, National Association](https://lender.report/lender/jpmorgan-chase-bank-oh/) | Bank | Columbus, OH | 171 | $39.4B | | [Bank of America, National Association](https://lender.report/lender/bank-of-america-nc/) | Bank | Charlotte, NC | 72 | $37.1B | | [PNC Bank, National Association](https://lender.report/lender/pnc-bank-de/) | Bank | Wilmington, DE | 124 | $16.5B | | [The Huntington National Bank](https://lender.report/lender/huntington-national-bank-oh/) | Bank | Columbus, OH | 435 | $14.4B | | [Citizens Bank, National Association](https://lender.report/lender/citizens-bank-ri/) | Bank | Providence, RI | 65 | $10.2B | | [Fifth Third Bank, National Association](https://lender.report/lender/fifth-third-bank-oh/) | Bank | Cincinnati, OH | 259 | $9.47B | | [Old National Bank](https://lender.report/lender/old-national-bank-in/) | Bank | Evansville, IN | 20 | $8.75B | | [CIBC Bank USA](https://lender.report/lender/cibc-bank-usa-il/) | Bank | Chicago, IL | 1 | $7.88B | | [KeyBank National Association](https://lender.report/lender/keybank-oh/) | Bank | Cleveland, OH | 19 | $5.80B | FDIC call report, Jun 30, 2026 - 166 of these lenders are based in Michigan, and 41 are based elsewhere with offices here. FDIC call report, Jun 30, 2026 - These lenders: 92 banks, 3 savings institutions and 112 credit unions. FDIC call report, Jun 30, 2026 - Lenders based in Michigan hold $13.4B of non-owner-occupied commercial real estate loans, up 12.1% from a year earlier. FDIC call report, Jun 30, 2026 - The five largest books based here hold 32.6% of that total. FDIC call report, Jun 30, 2026 - Lake Michigan Credit Union holds $1.1B, and Mercantile Bank holds $1B. FDIC call report, Jun 30, 2026 - The median book among lenders based in Michigan is $26.7M. FDIC call report, Jun 30, 2026 - 66 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report, Jun 30, 2026 - 29 lenders based here hold $100M or more of it. FDIC call report, Jun 30, 2026 - These lenders list 3,056 offices in Michigan. FDIC office list, Oct 28, 2026 - The Huntington National Bank, based in Ohio, lists the most offices here among out-of-state lenders, at 435. FDIC office list, Oct 28, 2026 - Among credit unions here, the median average loan in this category is $290K. NCUA 5300, Jun 30, 2026 - ELGA Credit Union grew this book the most in the year, up 367.0% to $112.5M. FDIC call report, Jun 30, 2026 ## How this list is defined **Measure** non-owner-occupied commercial real estate loans held by lenders with an office in Michigan **Period** June 30, 2026 **Formula** The balance of non-owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Michigan. A balance held, not loans made. **Order** Largest first by the book held at the latest filing, then name. Payment is not part of the order. **As of** June 30, 2026 **Source** [FDIC call report](https://api.fdic.gov/banks/financials) **Changelog** November 12, 2026: First published, with the data built on this date. Non-owner-occupied commercial real estate is property the borrower rents to others: office, retail, industrial and the like. Call reports do not say which. Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book. Growth appears only where a book grew over the 12 months. Each lender's own page has its full record. A lender counts here if it holds non-owner-occupied commercial real estate loans on its books at the latest filing and has an office in Michigan. Lenders that merged or stopped filing are left out. Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. [Report a problem](https://lender.report/report/) Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.